Learn how to optimize your savings with these financial tips.

2. INTRODUCTION
• The best way to prepare for one’s future
is to start saving money early in life.
• Today’s millennials face several
obstacles on their path to financial
stability, including substantial college
loans and an unsteady job market.

3. • In a recent study published on Forbes, it’s
predicted that 30% of millennials would sell
an organ to alleviate their debt for $30,000.
• While many young people do not see
financial planning as a feasible tool in their
early careers, there are simple steps that
making planning for the future manageable.

4. HELPFUL TIPS
• Here are four tips that all millennials
should consider implementing today.
• 1. Set Up A Savings Account (Or Two)
• 2. Find Ways To Make Budgeting Fun
• 3. Invest In Yourself
• 4. Seek out Alternative Solutions

5. 1.
SET UP A SAVINGS
ACCOUNT (OR TWO)

6. • The number one priority for achieving
financial stability is creating an emergency
fund.
• Savings accounts are critical to the health of
your bank account and to all aspects of your
life.
• They provide individuals with more flexibility,
ease of mind, and most importantly, a nest
egg of support for when life throws you a
curveball.

7. • The easiest way to make this happen?
• Place a small amount of money from each
paycheck directly into your bank account. In
time, the fund will grow and offer a stronger
net of support.

8. 2.
FIND WAYS TO MAKE
BUDGETING FUN

9. • While creating a budget is not a novel idea; it
will absolutely save you money each month.
• Tech-savvy millennials should capitalize on
the inventive nature of online banking apps,
like Mint.
• Mint make budgeting simple by linking the
user’s bank account with their credit cards to
provide a comprehensive outlook on their
current financial state.

10. 3.
INVEST IN YOURSELF

11. • Young millennials may feel under qualified to
apply for jobs that offer a higher income, but
by investing in themselves during their 20’s,
they will be able to develop skills that will aid
them in their future.
• Many local colleges or technical schools offer
night or weekend classes or workshops. In
addition, those looking to earn an additional
income can look into secondary jobs.

12. • Bartending, babysitting, and freelancing are
all excellent supplemental positions that offer
flexibility and added income.
• These jobs may require long nights or
weekend work, however, individuals will
benefit from the added income and
development of professional and creative
skills.

13. 4.
SEEK OUT ALTERNATIVE
SOLUTIONS

14. • Finally, many young professionals crippled
with student loans can often lessen their
monthly payments or find alternative
solutions to paying it off.
• Refinancing private loans may be a huge help
in terms of monthly payments, and many
startups are making the process easier and
more attainable.

15. • Likewise, students with federal loans may
also apply for restructuring their payments
through the government.
• The internet offers a vast resource on ways to
consolidate debt so young professionals can
focus on saving and preparing for the future.

16. TO LEARN MORE ABOUT SARANG AHUJA,
PLEASE VISIT THE FOLLOWING SITES:
• http://sarangahujafinance.com
• https://www.crunchbase.com/person/
sarang-ahuja