Se ha denunciado esta presentación.
Utilizamos tu perfil de LinkedIn y tus datos de actividad para personalizar los anuncios y mostrarte publicidad más relevante. Puedes cambiar tus preferencias de publicidad en cualquier momento.
ceo@getolly.comDIGITAL CREDIT APP
DIGITAL CREDIT APP
ceo@getolly.comDIGITAL CREDIT APP
A digital credit app for India’s
working masses
Olly is a mobile first credit app for mi...
ceo@getolly.comDIGITAL CREDIT APP
ONLY 7%of India’s middle class have
credit cards:
a) Bank’s focus on the creamy layer
b)...
ceo@getolly.comDIGITAL CREDIT APP
90Million
potential market for Credit
Cards in India by 2020
a) 24.5 Million credit card...
ceo@getolly.comDIGITAL CREDIT APP
Opportunity
The 21 – 34 age group
Low on default/ High LTV
48.8 Million
SMBs + Shared ec...
ceo@getolly.comDIGITAL CREDIT APP
Get credit in 180 seconds
1. Download the app
2. Share minimal details
3. Validate email...
ceo@getolly.comDIGITAL CREDIT APP
CIBIL SCOREREPAYMENTS
16
100% IN TIME
TRANSACTIONS
240
ceo@getolly.comDIGITAL CREDIT APP
Risk assessment:
Olly AI
Geo
tracking
Workplace
rating
Career
Progression
Institutional ...
ceo@getolly.comDIGITAL CREDIT APP
Keep sharing & increase
credit limit
KYC’s
ceo@getolly.comDIGITAL CREDIT APP
Lender dashboard:
Transactional data User data
ceo@getolly.comDIGITAL CREDIT APP
Compliance Ready
+
Lender Processor
ceo@getolly.comDIGITAL CREDIT APP
Traction
Revenues
Successful Pilots
CEO’s
Radi
Walla
MBA
Std
MBA
Std
ceo@getolly.comDIGITAL CREDIT APP
Olly’s Business Model
1. Revenue share with lender
2. Dashboard subscription
Also, we sh...
ceo@getolly.comDIGITAL CREDIT APP
Competitive landscape and
competitive advantage
Startup VS Incumbent
ceo@getolly.comDIGITAL CREDIT APP
Team
Ashwin
Product |
Tech | Business
Ringaile
Product | Design
Abdulaziz
Software
Devel...
ceo@getolly.comDIGITAL CREDIT APP
Financials
INR Lakhs. FY 18 FY 19 FY 20
Interest Income 23 1,275 30,963
Subscription Inc...
ceo@getolly.comDIGITAL CREDIT APP
Scale up plan
1. Get to 10K Users
2. Establish systems & processes
3. Adoption by divers...
ceo@getolly.comDIGITAL CREDIT APP
B2B2C Sales
Process
OLLY TEAM
SMB
EMPLOYEE
DATA
EMAILS TO
EMPLOYEES
ceo@getolly.comDIGITAL CREDIT APP
Previous raise
Rs.62L
Founders
Rs. 38 L from Startup Chile / angel investor
& Rs. 25 L f...
ceo@getolly.comDIGITAL CREDIT APP
Existing raise
Rs.2.4CR
Rs. 70 L committed from Jaarvis / other angels
ceo@getolly.comDIGITAL CREDIT APP
Risks, Challenges and
Mitigation
Risks and challenges Mitigation
Default of Repayment Te...
ceo@getolly.comDIGITAL CREDIT APP
Awards and Recognition
ceo@getolly.comDIGITAL CREDIT APP
DIGITAL CREDIT CARD APP
“Ask us for a demo”
Próxima SlideShare
Cargando en…5
×
Próxima SlideShare
VIMAL METALS
Siguiente
Descargar para leer sin conexión y ver en pantalla completa.

0

Compartir

Descargar para leer sin conexión

Copy of olly biz deck_02-17

Descargar para leer sin conexión

Olly Business Deck for investors

Audiolibros relacionados

Gratis con una prueba de 30 días de Scribd

Ver todo
  • Sé el primero en recomendar esto

Copy of olly biz deck_02-17

  1. 1. ceo@getolly.comDIGITAL CREDIT APP DIGITAL CREDIT APP
  2. 2. ceo@getolly.comDIGITAL CREDIT APP A digital credit app for India’s working masses Olly is a mobile first credit app for millennials & shared economy workers with a dynamic credit limit around AI-based underwriting
  3. 3. ceo@getolly.comDIGITAL CREDIT APP ONLY 7%of India’s middle class have credit cards: a) Bank’s focus on the creamy layer b) Millennials don’t have a credit score Source: consumer credit report for 2016 c) They are app users & hate bureaucracy
  4. 4. ceo@getolly.comDIGITAL CREDIT APP 90Million potential market for Credit Cards in India by 2020 a) 24.5 Million credit cards Vs 661.8 million debit cards b) Only 16 Million credit card users Source: consumer credit report for 2016
  5. 5. ceo@getolly.comDIGITAL CREDIT APP Opportunity The 21 – 34 age group Low on default/ High LTV 48.8 Million SMBs + Shared economy workers OLA = 6,00,000 Drivers Delhivery = 40,000 delivery workers
  6. 6. ceo@getolly.comDIGITAL CREDIT APP Get credit in 180 seconds 1. Download the app 2. Share minimal details 3. Validate email and phone number
  7. 7. ceo@getolly.comDIGITAL CREDIT APP CIBIL SCOREREPAYMENTS 16 100% IN TIME TRANSACTIONS 240
  8. 8. ceo@getolly.comDIGITAL CREDIT APP Risk assessment: Olly AI Geo tracking Workplace rating Career Progression Institutional Underwriting + Track Behaviour Patterns
  9. 9. ceo@getolly.comDIGITAL CREDIT APP Keep sharing & increase credit limit KYC’s
  10. 10. ceo@getolly.comDIGITAL CREDIT APP Lender dashboard: Transactional data User data
  11. 11. ceo@getolly.comDIGITAL CREDIT APP Compliance Ready + Lender Processor
  12. 12. ceo@getolly.comDIGITAL CREDIT APP Traction Revenues Successful Pilots CEO’s Radi Walla MBA Std MBA Std
  13. 13. ceo@getolly.comDIGITAL CREDIT APP Olly’s Business Model 1. Revenue share with lender 2. Dashboard subscription Also, we share the risk
  14. 14. ceo@getolly.comDIGITAL CREDIT APP Competitive landscape and competitive advantage Startup VS Incumbent
  15. 15. ceo@getolly.comDIGITAL CREDIT APP Team Ashwin Product | Tech | Business Ringaile Product | Design Abdulaziz Software Development Tony Software Development Momen Software Development
  16. 16. ceo@getolly.comDIGITAL CREDIT APP Financials INR Lakhs. FY 18 FY 19 FY 20 Interest Income 23 1,275 30,963 Subscription Income 10 588 14,469 Transaction Fee 8 941 23,150 Total Revenue 41 2,803 58,583 Total Expenses 221 896 10,361 Net Margin (180) 1,907 58,222 Net Margin % NM 68% 84%
  17. 17. ceo@getolly.comDIGITAL CREDIT APP Scale up plan 1. Get to 10K Users 2. Establish systems & processes 3. Adoption by diverse user groups 4. Establish strategic tie-ups
  18. 18. ceo@getolly.comDIGITAL CREDIT APP B2B2C Sales Process OLLY TEAM SMB EMPLOYEE DATA EMAILS TO EMPLOYEES
  19. 19. ceo@getolly.comDIGITAL CREDIT APP Previous raise Rs.62L Founders Rs. 38 L from Startup Chile / angel investor & Rs. 25 L founder's contribution
  20. 20. ceo@getolly.comDIGITAL CREDIT APP Existing raise Rs.2.4CR Rs. 70 L committed from Jaarvis / other angels
  21. 21. ceo@getolly.comDIGITAL CREDIT APP Risks, Challenges and Mitigation Risks and challenges Mitigation Default of Repayment Technology / Systems and processes Competition from established players Core strenghts + Strategic Tie-uos Regulatory Challenges Favourable environment Raising Capital Continous fund raising process
  22. 22. ceo@getolly.comDIGITAL CREDIT APP Awards and Recognition
  23. 23. ceo@getolly.comDIGITAL CREDIT APP DIGITAL CREDIT CARD APP “Ask us for a demo”

Olly Business Deck for investors

Vistas

Total de vistas

118

En Slideshare

0

De embebidos

0

Número de embebidos

7

Acciones

Descargas

2

Compartidos

0

Comentarios

0

Me gusta

0

×