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Year Customer’s Share in the
House
Bank’s Share in the House Rental Payment Price of Equity Unit Total Instalment by
Customer
Year 1 200,000 800,000 80,000 100,000 180,000
Year 2 300,000 700,000 70,000 100,000 170,000
Year 3 400,000 600,000 60,000 100,000 160,000
Year 4 500,000 500,000 50,000 100,000 150,000
Year 5 600,000 400,000 40,000 100,000 140,000
Year 6 700,000 300,000 30,000 100,000 130,000
Year 7 800,000 200,000 20,000 100,000 120,000
Year 8 900,000 100,000 10,000 100,000 110,000
TOTAL 1,000,000 0 360,000 800,000 1,160,000

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Diminishing Musharakah Table

  • 1. Year Customer’s Share in the House Bank’s Share in the House Rental Payment Price of Equity Unit Total Instalment by Customer Year 1 200,000 800,000 80,000 100,000 180,000 Year 2 300,000 700,000 70,000 100,000 170,000 Year 3 400,000 600,000 60,000 100,000 160,000 Year 4 500,000 500,000 50,000 100,000 150,000 Year 5 600,000 400,000 40,000 100,000 140,000 Year 6 700,000 300,000 30,000 100,000 130,000 Year 7 800,000 200,000 20,000 100,000 120,000 Year 8 900,000 100,000 10,000 100,000 110,000 TOTAL 1,000,000 0 360,000 800,000 1,160,000