KeepymyID provides best identity theft protection and prevention service provider in USA. We’re the only identity theft service endorsed by NLPOA because we block ID theft, cover all ID theft.

1. ID THEFT PREVENTION
AND ID THEFT INSURANCE
PAT CROW
KEEPMYID.ORG
pat@keepmyID.org
www.keepmyID.org
1-800-664-5936

2. IDENTITY THEFT AND
INSURANCE
• (1) THE PROBLEM:
WHY IS THIS A CONCERN?
• (2) HOW DOES IT AFFECT ME?
• (3) CURRENT CLIMATE: A GROWING CONCERN
CORPORATE AMERICA…THE WAVE
BEGINS

3. THE PROBLEM
• THOSE WHO DO NOT STUDY HISTORY…ARE
DOOMED TO REPEAT IT.
• WE ARE REPEATING IT….

4. THE PROBLEM
• HISTORY OF ID THEFT

5. THE PROBLEM
SPREADING LIKE A VIRUS
• FBI, US Postal, Secret Service, FTC all agree:
“ID Theft Is The Fastest Growing Crime In The
United States.”

6. THE PROBLEM
• 2011: 11.6 Million Victims
• 2012: 12.6 Million Victims
• 2013: 13.1 Million Victims

7.  Your Chances: 1 in 3 every year.
 Your Average Cost If Victimized: $3,000.
 Each victim will spend (on average): 331 HOURS trying to
correct the problems.
• Note: You will still have problems on your credit 71% of the time
 1.152 Million Arrest Warrants were issued for the wrong
people due to ID theft in just one year.
ID Theft:
FBI STATISTICS

8. • Do you have automobile insurance?
• 1 in 88 chance of an automobile accident
• Do you have a homeowner’s policy for fire?
• 1 in 728 chance of a house fire
• Do you have Identity (ID) Theft insurance?
• 1 in 3 chance of becoming an ID theft victim
ID Theft:
It Won’t Happen To Me!

9. 2013 VICTIMS:
•The Chief Justice of the Supreme Court
•The First Lady
•The Vice President
•Beyonce
•Mark Cuban
•Think You Are Better Protected Than Them?
ID Theft:
It Won’t Happen To Me!

10. THE OTHER HALF OF ID THEFT
• FINANCIAL ID THEFT = 51% OF ID
THEFT
• WHAT ELSE???
• THE OTHER 49% OF ID THEFT:
– TAX
– MEDICAL
– EMPLOYMENT
– BENEFITS
– CHILD/ELDERLY
– CRIMINAL
– FAMILY FRAUD

11. WHAT ELSE: TAX ID THEFT
• SOMEONE FILES A TAX RETURN IN
YOUR NAME
• TAX ID THEFT HAS TRIPLED
• > 938,000 FALSE TAX RETURNS IN 2012
• OVER 1 MILLION EXPECTED THIS YEAR

12. WHAT ELSE: MEDICAL ID
THEFT
• A PERSON GETS A MEDICAL
PROCEDURE/SURGERY IN YOUR NAME
• MEDICAL ID THEFT: UP 24%
• PROBLEMS: MEDICAL CHART ERRORS

13. WHAT ELSE: MEDICAL ID
THEFT
• The Michael Weatherford Case: Kenneth
Marshall took his DL
• Used the stolen DL to obtain medical
treatment by identifying himself as
Weatherford
• > $345,000 at Ohio State Wexner Medical

14. WHAT ELSE: EMPLOYMENT
FRAUD
• Someone gets a job in your name
• Illegal aliens, felons, people with bad credit
• Why you ask….

15. Common Examples
• Open New Credit Cards
• Obtain Vehicle Loans
• Open New Checking/Savings Accounts
• Lease Apartments, Vehicles, or Equip.
• Obtain Mortgages
• Employment-IRS/SSA
• Telephone, Cable, and Electric service

16. WHAT ELSE: BENEFITS FRAUD
• Social Security fraud
• Benefits fraud

17. WHAT ELSE: CHILD ID THEFT/
ELDERLY ID THEFT
• 35x MORE LIKELY NOW
• THE PERFECT VICTIM – They never check
their credit.

18. CHILD ID THEFT EXAMPLE
• Olivia McNamara: ID stolen at 9 YOA
• Freshman Year: $1.5 million in fraudulent
debt.
• 42 fraudulent accounts opened in her name

19. WHAT ELSE: CRIMINAL
LIABILITY
• Thieves will get arrested in your name.
• Over 1 Million warrants issued for the wrong
people every year due to ID Theft.

20. WHAT ELSE: CRIMINAL
LIABILITY
• “Stancy Nesby of Oakland has been arrested,
jailed or detained 11 times in 15 months, all
because of bogus bench warrants issued in San
Francisco….” by Michael Maloney / San
Francisco Chronicle

21. WHAT ELSE: FAMILY FRAUD
• “My credit is terrible…let’s use Junior’s”
• ID Analytic Study:
– In 2011: > 500,000 children under 18 years of age
had their ID stolen by their parents.

22. WHAT ELSE: FAMILY FRAUD
• 2011: > 2 million elderly parents were
victimized by their adult children.
• Compared to the last three years, this crime is
up by 47%.

23. WHO YA GONNA CALL:
Help Police!!
• The Identity Theft Statute became law in Texas on September
1, 1999
• A person commits an offense if the person obtains, possesses,
transfers, or uses identifying information of another person
without the other person’s consent and with intent to harm or
defraud another.

24. Help Police!!
• THE ENTIRE ID THEFT UNIT FOR ALL OF DALLAS…..

25. Help Police!!

26. Help Police!!
•One person!
•CONCLUSION:
•You are on your own!

27. WHO YA GONNA CALL?
• THE CREDIT CARD COMPANY WILL
PROTECT ME….
• They ONLY cover their account…that is it.

28. • A credit card in kindergarten: Priceless
• Sun-Times News Group

29. CLIFFORD HAS ID STOLEN

30. BUT I’M REALLY CAREFUL
• I PROTECT MY INFORMATION
• I CROSS SHRED
• I LOCK UP MY SS CARD

31. THEY HAVE YOUR
INFORMATION
• YES YOU, READING THIS RIGHT NOW
• 5 MINUTE CHALLENGE: Anyone who
knows where to look can find your SS#,
DOB, and address in under 5 minutes on the
Internet.
• Write me at brandon@keepmyid.org
anytime and put me to the test.

32. WHY IS IT SO RAMPANT?
• WHY??? IT’S EASY!
• Death Master File
• Lexis/Nexis
• Spokeo.com
• Public Mortgage Documents
• Deed Records
• And dozens of others…

33. WHY IS IT SO RAMPANT?

34. WHY IS IT SO RAMPANT?
• “…if you know where to look; SSNs can be
bought in bulk for $1 each on private online
forums, and a specific person’s SSN can
reportedly be had for as little as $3.80.”
– Adrianne Jeffries from The Verge

35. DO THEY GET CAUGHT?
• WE STILL CATCH THE DUMB ONES…

36. Altered Check (A little greedy?)

37. Check the math?

38. Fake ID

39. ALMOST ALL ID THIEVES GET AWAY WITH IT.
• POLICE
• CREDIT CARD COMPANIES
• FTC
• IRS
• FBI
• POSTAL
• LITTLE TO NO SUPPORT
AN UNFORTUNATE TRUTH

40. RELYING ON GOVERNMENT AGENCIES IS
USELESS.
YOU MUST GET YOUR OWN
COVERAGE.

41. FORTUNE MAGAZINE 2013: “…a standard employee
benefit”
CORPORATE AMERICA: THE WAVE
BEGINS

42. • Today more than 300 companies,
including T-Mobile, Ford, Toyota, and
Google offer ID theft protection as an
employee benefit.
By Dinah Eng@FortuneMagazine
June 13, 2013
THE WAVE BEGINS

43. WHY DO THEY CARE?
•#1 – Lost productivity. 1/3 of their
workforce will get victimized x 331 hours.
•#2 – Nice Employee (and Family) Benefit.
Helps Rankings.
Corporate America

44. • #3 – Liability!
• “The potential for data breach liability is
a financial risk that many companies and
public entities are just beginning to
recognize and address. Unfortunately, for
too many, the significant financial liability
they can incur becomes apparent only
when it is too late.”
– FMG Law.

45. IF YOU COLLECT IT…YOU MUST PROTECT IT.
• VERDICTS ALL OVER THE COUNTRY
• 2005: $275,000 against Michigan Union
• Michigan Court of Appeals became the first
appellate court to allow the victims of identity
theft to recover damages (totaling $275,000) from
an organization that failed to adequately safeguard
personal information that was subsequently used
for identity theft.
CURRENT CLIMATE: A GROWING
CONCERN

46. IF YOU COLLECT IT…YOU MUST PROTECT IT.
• $18.58 MILLION VERDICT 2013: Equifax
• See:
http://gigaom.com/2009/12/30/rockyou-sued-over-user-data-breach
CURRENT CLIMATE: A GROWING
CONCERN

47. •WHO ARE THEY GOING TO LOOK
TO….
•TARGET…NEIMANS…
MICHAELS…AND ON AND ON
•HAVE YOU GOT AN ANSWER
FOR THEM?
CURRENT CLIMATE: A GROWING
CONCERN

48. 1. BLOCK ID THEFT
“Credit Monitoring” = RUN!
2. COVER ALL ID THEFT
51% = Financial
49% = Tax, Criminal, Employment, Benefits,
Child/Elderly, and Medical
3. THERE IS NO 100% PROTECTION SO…
GET 100% RECOVERY SERVICES: GET A TEAM
TO DO THE WORK
THE SOLUTION

49. Patrick Crow
1-800-664-5936
Email: pat@keepmyID.org