Se ha denunciado esta presentación.
Utilizamos tu perfil de LinkedIn y tus datos de actividad para personalizar los anuncios y mostrarte publicidad más relevante. Puedes cambiar tus preferencias de publicidad en cualquier momento.

D&B Small Business Health Index (May 2013)

513 visualizaciones

Publicado el

While the overall index tracks with pre-recession performance, small businesses continue to struggle in key areas. A drop in the credit card utilization subcomponent, typically a bellwether for larger Index performance, is cause for concern. Nevertheless, a rise in the credit card delinquincy subcomponent hints that small businesses are steering their fiscal ships in the right direction. A few more months may reveal whether the small business sector is truly headed toward complete recovery.

Publicado en: Empresariales
  • Sé el primero en comentar

  • Sé el primero en recomendar esto

D&B Small Business Health Index (May 2013)

  1. 1. What’s driving the USsmall business sector?DB Small Business Health IndexThe small business sector maintained its pre-recessionstrength in March 2013 despite a slight drop in DB’smonthly Small Business Health Index. Nearly all majorsectors declined, with the exception of real estate andbusiness services. The automotive and transportationsectors suffered significant declines in March comparedto February. In contrast, robust improvement in thereal estate sector (following strong constructionperformance in February) signals a fast-healing housingindustry. The continued rise in pending home salesconfirms this trend and suggests housing could be akey growth driver for small businesses in 2013.More small businesses in nearly all sectors closedtheir doors in March, indicating pre-recessiondurability remains a remote objective for many.Small businesses on the whole continued to pay theirbills on time for the third straight month, with onlyslight declines in the manufacturing, construction,and automotive sectors.May 2013March 2013Small Business Health Index: OverallSource: DB Global Data, Insights Analytics020406080100120Mar 13Dec 10Dec 08Dec 06Dec 04March0.79pointsCredit Card DelinquencySmall Business Failures140145150155160Mar 2013Feb 2013Jan 2013Dec 2012Payment DelinquencyCredit Card Utilization8095110125140Mar 2013Feb 2013Jan 2013Dec 2012Credit Card DelinquencySmall Business Failures140145150155160Mar 2013Feb 2013Jan 2013Dec 2012Payment DelinquencyCredit Card Utilization8095110125140Mar 2013Feb 2013Jan 2013Dec 2012www.dnb.com
  2. 2. May 2013Fewer small businesses struggled with delinquentcredit card balances in March, a bright spot in theoverall Index after struggling through much of 2012.While the overall Index tracks with pre-recession performance, small businesses continue to strugglein key areas. A drop in the credit card utilization subcomponent, typically a bellwether for larger Indexperformance, is cause for concern. Nevertheless, a rise in the credit card delinquency subcomponenthints that small businesses are steering their fiscal ships in the right direction. A few more monthsmay reveal whether the small business sector is truly headed toward complete recovery.DB’s monthly Small Business Health Index (SBHI) measuressmall business health through payment patterns, failurerates, and credit utilization. The SBHI follows a sampling ofall active small businesses with fewer than 100 employeesand combines pro- and counter-cyclical elements to providea simple, representative number. Using 2004 as the base year(Index value 100), improvement is designated by an Indexvalue above 100.More small businesses depended on credit cardsin March, evidencing shrinking access to traditionalforms of credit.Credit Card Delinquency140145Mar 2013Feb 2013Jan 2013Dec 2012Credit Card Utilization8095Mar 2013Feb 2013Jan 2013Dec 20127778798081Mar 2013Feb 2013Jan 2013Dec 20124244464850Mar 2013Feb 2013Jan 2013Dec 2012Credit Card Delinquency140145Mar 2013Feb 2013Jan 2013Dec 2012Credit Card Utilization8095Mar 2013Feb 2013Jan 2013Dec 20127778798081Mar 2013Feb 2013Jan 2013Dec 20124244464850Mar 2013Feb 2013Jan 2013Dec 2012What is the Small Business Health Index?© Dun Bradstreet, Inc. 2013. All rights reserved. (DB-3515 5/13)DB’s informed perspective puts the future in focus, helping you protect,grow, and empower your business. To learn more, visit www.dnb.comwww.dnb.comWhat can we expect for small business?

×