This deck features top tweets from the recent "Credit for Renting" Wise Bread chat sponsored by Experian RentBureau. Flip through it to learn how you can build a credit history by paying your rent on time. Visit www.experian.com/BuildCreditHistory for more information.

1. Credit For Renting
#WBChat
#Credit4Rent
Wise Bread

2. Experian RentBureau sponsored Wise Bread’s weekly
Twitter chat.
The community shared some great tips to help consumers
learn about reporting their on-time rental payments to
build credit history.
experian.com/BuildCreditHistory

3. Have you rented or are you currently
renting where you live?
#WBChat
#Credit4Rent

4. #WBChat
#Credit4Rent
Leanne G
@ladyleanneg
I have rented and I am currently renting.

5. I rented years ago. We own the home
we are in.
Snower Ball
@snowerball
#WBChat
#Credit4Rent

6. Have been on both sides of the fence.
Have been a tenant and a landlord.
Scott Matteson
@matteson66
#WBChat
#Credit4Rent

7. Currently renting through a program
for military.
Shannon
@sugar_spce
#WBChat
#Credit4Rent

8. I rented for eight years before
purchasing our current home.
Paul Moyer
@SavingFreak
#WBChat
#Credit4Rent

9. I can’t believe it, but I have never rented!
BekkiYoMomma
@MyBekki
#WBChat
#Credit4Rent

10. Did you know there are over 110
million renters in the U.S?
Experian
@Experian_US
#WBChat
#Credit4Rent

11. I rented in college, but no more!
F Reed III
@fwreed3
#WBChat
#Credit4Rent

12. The young often are not ready to make a
permanent housing commitment. They
are still working on career goals.
jonlovesstacy
@jonlovesstacy
#WBChat
#Credit4Rent

13. After a decade of owning an older home,
I kind of want to go back to renting.
Alicia S.
@NinjaMomAllie
#WBChat
#Credit4Rent

14. One thing I like about renting is not
having to do any house repairs.
Susan Smith
@susan1215
#WBChat
#Credit4Rent

15. Do you think more people today are
renting or buying a home?
#WBChat
#Credit4Rent

16. Dana
@lulellabella
Renting, because loans are harder to get.
#WBChat
#Credit4Rent

17. Cammi
@MomtoHM
In our area, rent is crazy! Goes within
hours of becoming available!
#WBChat
#Credit4Rent

18. Kristen Schwarz
@kkschwarz2009
I think more people probably rent.
Especially with our economy.
#WBChat
#Credit4Rent

19. Amber Chandler
@Chandlermom221
Renting; credit is a huge factor.
#WBChat
#Credit4Rent

20. Stephanie Rollman
@stephrollman
Renting; economy is bad where I live.
Should be buying houses but everyone
is selling and renting.
#WBChat
#Credit4Rent

21. Marcea
@andmarcea
I think a LOT more people are renting,
especially millennials and people who
live in urban areas.
#WBChat
#Credit4Rent

22. Experian
@Experian_US
First time home buyers rent for six
years before buying a home.
#WBChat
#Credit4Rent

23. Paul Moyer
@SavingFreak
It will vary greatly by where you live.
In areas where housing is less
expensive, buying makes more sense.
#WBChat
#Credit4Rent

24. jonlovesstacy
@jonlovesstacy
Buying. Renting doesn’t give the
feeling of stability. I think more people
want to be grounded.
#WBChat
#Credit4Rent

25. RockingntheFreeWorld
@Free_Fries_
Depends on the location. People in the
HCOL areas are renting more I think.
#WBChat
#Credit4Rent

26. Rebecca Lock
@alady3lads
Renting - at least around here the
rental market is competitive - many
looking but little availability.
#WBChat
#Credit4Rent

27. Susan Smith
@susan1215
More people are buying houses, with
the lower interest rates.
#WBChat
#Credit4Rent

28. Kristina P
@krazykris_2000
I’d say renting because it’s so hard to
get good financing or be approved in
this market!
#WBChat
#Credit4Rent

29. Wise Bread
@wisebread
Homeownership is down. More people
are renting/paying more.
#WBChat
#Credit4Rent

30. Leslie H. Tayne, Esq
@LeslieHTayneEsq
I’d have to imagine more people are
renting. Considering how many folks
are struggling to build good credit!
#WBChat
#Credit4Rent

31. jonlovesstacy
@jonlovesstacy
Rents are way too high out here. If you
make the minimum wage or less than
$17 per hour, you just can’t make it.
#WBChat
#Credit4Rent

32. Credit Info Center
@creditinfocentr
In June, the New York Times said more
Americans are renting.
#WBChat
#Credit4Rent

33. Mortgage payments are reported on credit
reports, are rent payments on credit reports?
#WBChat
#Credit4Rent

34. Amanda
@dreambeyonddebt
I was told by a lender that you can use
them if you need to in order to show a
number of timely payments.
#WBChat
#Credit4Rent

35. Paul Moyer
@SavingFreak
It depends on the landlord and whether
they report to the credit bureaus. Just
like some utilities are reported.
#WBChat
#Credit4Rent

36. Scott Matteson
@matteson66
Depends on if you rent from a property
management company or an individual.
Individual not likely to report.
#WBChat
#Credit4Rent

37. Lisa P.
@MykidsMylife72
Yes, for us it was reported unless we
went through a private homeowner.
#WBChat
#Credit4Rent

38. Rebecca Lock
@alady3lads
It depends if it is through a
management company that reports or
not, but usually no.
#WBChat
#Credit4Rent

39. Credit Info Center
@creditinfocentr
It depends. Some landlords report
payment history to credit bureaus,
some don’t.
#WBChat
#Credit4Rent

40. CARE
@care4yourfuture
Rent payments are on credit reports.
NerdWallet reported on the change
about a year ago.
#WBChat
#Credit4Rent

41. Alyssa Jarrett
@alyjarrett
I’ve never seen rent payments on
credit reports, but miss one and you
bet your credit will suffer.
#WBChat
#Credit4Rent

42. Experian
@Experian_US
Experian now adds positive rent
payments reported to Experian
RentBureau to credit reports!
#WBChat
#Credit4Rent

43. Wise Bread
@wisebread
Experian is the first credit-reporting
agency to include on-time rental
payments on their credit reports!
#WBChat
#Credit4Rent

44. Experian
@Experian_US
We did this to empower Americans to
build their credit history through rent
payments!
#WBChat
#Credit4Rent

45. Leslie H. Tayne, Esq
@LeslieHTayneEsq
Depends on whether or not your
landlord reports your payments or not!
#WBChat
#Credit4Rent

46. Experian
@Experian_US
In the past, only negative rental
collections information was on credit
reports.
#WBChat
#Credit4Rent

47. Leslie H. Tayne, Esq
@LeslieHTayneEsq
Payments show up like a car loan (if you
have a defined lease period) or charge
card (when you pay month-to-month).
#WBChat
#Credit4Rent

48. If you rent from an individual landlord or property
management company that does not report data,
sign up through a rent payment service
working with Experian RentBureau;
ClearNow, RentTrack or PayYourRent.
#WBChat
#Credit4Rent

49. Experian
@Experian_US
Renters should get credit for their on-
time rental payments to help renters
build credit history.
#WBChat
#Credit4Rent

50. Can rent payments on your credit report help
you build credit history? If yes, how?
#WBChat
#Credit4Rent

51. Melanie Pridgen
@lnghairedgrl
If they are on time, yes. On-time
payments are always a great thing for
creditors to see.
#WBChat
#Credit4Rent

52. Experian
@Experian_US
On-time rental payments help
consumers build credit history.
#WBChat
#Credit4Rent

53. Kristen Schwarz
@kkschwarz2009
Definitely! It shows history of
reliability and hopefully can help
increase your score.
#WBChat
#Credit4Rent

54. Alicia S.
@NinjaMomAllie
If reported to Experian, positive
payment rental history can help grant
approvals from lenders.
#WBChat
#Credit4Rent

55. Kristina P
@krazykris_2000
Absolutely! Paying bills on time shows
creditors that you are reliable and
creditworthy.
#WBChat
#Credit4Rent

56. Paul Moyer
@SavingFreak
Anytime you are making on-time
payments, it shows that you are being
responsible and are a good risk for
more credit.
#WBChat
#Credit4Rent

57. Marcea
@andmarcea
Yes, because it reflects the ability of
the renter to pay a bill on time!
#WBChat
#Credit4Rent

58. Zerina Grace
@ZerinaGrace
Making payments on time is always a
good thing for your credit history!
#WBChat
#Credit4Rent

59. Mortgages Dot Com
@WeAreMortgages
By making them on time, and making
sure they’re reported. Might help to
do auto withdrawal.
#WBChat
#Credit4Rent

60. Jennifer
@redfuzzycow
Yes, it’s a positive on your credit report.
#WBChat
#Credit4Rent

61. CARE
@care4yourfuture
Yes, because it shows you’re a reliable
tenant, can make big payments, and
increase your credit score.
#WBChat
#Credit4Rent

62. Rebecca Lock
@alady3lads
Yes, showing you’ve consistently made
on-time payments over a long period
of time builds credit history.
#WBChat
#Credit4Rent

63. Leslie H. Tayne, Esq
@LeslieHTayneEsq
Paying on time is a great way to show
you can manage credit - whether it’s
through rent or anything else!
#WBChat
#Credit4Rent

64. Navicore Solutions
@navicorePR
Paying on time, whether it’s rent or
mortgage, is key to building a solid
credit score.
#WBChat
#Credit4Rent

65. Credit Info Center
@creditinfocentr
Your landlord can sign up for
RentTrack and opt in to RentBureau,
which reports to Experian.
#WBChat
#Credit4Rent

66. Credit Info Center
@creditinfocentr
Can help boost your credit score when
you’re ready to buy.
#WBChat
#Credit4Rent

67. Should renters, like homeowners, be able to
build credit history through rent payments?
#WBChat
#Credit4Rent

68. Melissa Agelson
@mom321
Yes, if you are paying on time!
#WBChat
#Credit4Rent

69. Olivia
@yoda1librarian
Yes, because it’s their money. They are
paying on time.
#WBChat
#Credit4Rent

70. Scott Matteson
@matteson66
Yes, renters should be able to, but late
payments should also cause a negative
like homeowners.
#WBChat
#Credit4Rent

71. Lisa P.
@MykidsMylife72
Of course! They make their payments
too and deserve it!
#WBChat
#Credit4Rent

72. Shirley DuBose
@MzShirleyD
Absolutely! We pay monthly just like
homeowners, so we should get credit
for good payment history.
#WBChat
#Credit4Rent

73. Marcea
@andmarcea
Absolutely, no one should be at a
disadvantage because they choose to
rent instead of buying!
#WBChat
#Credit4Rent

74. Experian
@Experian_US
Absolutely! Paying rent on time can
help you establish or build credit
history!
#WBChat
#Credit4Rent

75. Sindaset
@1practicalsoul
Yes, they should! The positive rental
payment history must be included!
#WBChat
#Credit4Rent

76. CARE
@care4yourfuture
Yes, if they know they can consistently
pay their rent on time. Remember the
consequences if you don’t pay on time.
#WBChat
#Credit4Rent

77. jonlovesstacy
@jonlovesstacy
Absolutely, and it is something that is
long overdue.
#WBChat
#Credit4Rent

78. Leslie H. Tayne, Esq
@LeslieHTayneEsq
If you can build credit by leasing a car,
you should be able to build credit by
renting an apartment or home.
#WBChat
#Credit4Rent

79. Navicore Solutions
@navicorePR
Yes, credit score is an indicator of your
ability to manage your money and pay
on time.
#WBChat
#Credit4Rent

80. Elan Karpinski
@withElan
Absolutely. This is a lot of money
we’re talking about!
#WBChat
#Credit4Rent

81. Experian
@Experian_US
There are over 100 million renters who
deserve to get credit for their rent
payments.
#WBChat
#Credit4Rent

82. Rebecca Lock
@alady3lads
Yes, they should be able to - paying on
time is paying on time.
#WBChat
#Credit4Rent

83. Atlanta Braves Fan
@MomLuvsSPORTZ
Yes, they are obligated to make timely
payments through a contract too! A
contract is a contract!
#WBChat
#Credit4Rent

84. Leslie H. Tayne, Esq
@LeslieHTayneEsq
Making rent payments on time and in
full is something that is commendable.
If you do well, it should be reflected.
#WBChat
#Credit4Rent

85. Alicia S.
@NinjaMomAllie
Absolutely! It shows to potential
lenders they are capable of paying rent
or a mortgage.
#WBChat
#Credit4Rent

86. Anna Pry
@DaPryz
Yes! It’s a monthly obligation like a
mortgage payment is.
#WBChat
#Credit4Rent

87. Experian
@Experian_US
Gen Y is taking longer to establish credit.
#WBChat
#Credit4Rent

88. Paul Moyer
@SavingFreak
Absolutely! We should be pushing for any
place, where you make regular payments,
to report to credit bureaus.
#WBChat
#Credit4Rent

89. JoAnn Riker
@JoRiker
Yes sir! Building great credit is important
for future investments and purchases.
#WBChat
#Credit4Rent

90. Kevin C. Swanson
@kevincswanson
Just like paying an auto loan, paying
regular rent should build your credit
history.
#WBChat
#Credit4Rent

91. Experian
@Experian_US
Rental payments could help build their
credit history.
#WBChat
#Credit4Rent

92. Krystie Vines
@MrsKrystie
I think so! They are responsible
enough to keep their apartment just
like homeowners do homes!
#WBChat
#Credit4Rent

93. Melanie Pridgen
@lnghairedgrl
Should be! It’s a huge responsibility
and part of one’s monthly income.
Shows a lot if payments are timely.
#WBChat
#Credit4Rent

94. Credit Info Center
@creditinfocentr
Absolutely! If you pay rent on time
every month, you are rocking it, and
that should count for something.
#WBChat
#Credit4Rent

95. Kasasa
@Kasasa
Paying your rent on time will not only
build credit history, but will make sure
you don’t end up evicted! No bueno.
#WBChat
#Credit4Rent

96. Mortgages Dot Com
@WeAreMortgages
Absolutely! An on-time payment is an
on-time payment.
#WBChat
#Credit4Rent

97. Why should on-time rent payments be
reported to credit bureaus?
#WBChat
#Credit4Rent

98. Alicia S.
@NinjaMomAllie
It’s only fair - negative payment
history is reported!
#WBChat
#Credit4Rent

99. Experian
@Experian_US
Because it can help millions of people
build credit history! Especially younger
generations.
#WBChat
#Credit4Rent

100. Stephanie
@StephanieMcGloh
So it can help the renter’s credit! They
are paying on time and should benefit
from that.
#WBChat
#Credit4Rent

101. Gina B
@jigglesfrog
They’re recurring payments that show
an ability to pay on time.
#WBChat
#Credit4Rent

102. Experian
@Experian_US
You need credit to buy a car, a home,
or even to buy a cell phone/rent a car.
#WBChat
#Credit4Rent

103. Amber Cheras
@shadow62310jail
It’s a way to build your credit up and
to show everyone how responsible
you are when you pay on time.
#WBChat
#Credit4Rent

104. Shawna Poole
@BamAubLev3
Because as you are with credit cards,
you are making payments, and that
should be reported too.
#WBChat
#Credit4Rent

105. Shirley DuBose
@MzShirleyD
It shows a person is capable of paying a
bigger bill on time. It shows responsibility.
#WBChat
#Credit4Rent

106. Leanne G.
@ladyleanneg
On-time rent payments should be
reported to prove credit worthiness
and could boost a person’s score!
#WBChat
#Credit4Rent

107. Sindaset
@1practicalsoul
Because it is important that the
responsible renters get credit for their
timely rent payments.
#WBChat
#Credit4Rent

108. Paul Moyer
@SavingFreak
Any type of recurring on-time payment
should help people’s credit. We need to
reward people for being responsible.
#WBChat
#Credit4Rent

109. jonlovesstacy
@jonlovesstacy
To build credit history for the renter,
and show creditworthiness and risk.
#WBChat
#Credit4Rent

110. Kristen Schwarz
@kkschwarz2009
To help build renter’s credit reports
and scores. It can help them become a
homeowner sooner.
#WBChat
#Credit4Rent

111. Kristina P.
@krazykris_2000
To show creditors that we ARE
creditworthy, responsible, and
reliable! We are trying hard!
#WBChat
#Credit4Rent

112. Stacy
@TeacherStacyH
Because it shows you are just as
responsible as the person making a
mortgage payment.
#WBChat
#Credit4Rent

113. Charlotte Stacy
@stacycharlotte1
Because we pay just like everyone else,
and it helps us in buying our own home.
#WBChat
#Credit4Rent

114. Rebecca Lock
@alady3lads
Show that payments are made in a
timely manner, which is what companies
viewing credit reports want to know.
#WBChat
#Credit4Rent

115. Stacy
@TeacherStacyH
You can’t build credit without
opportunities that show you are
responsible and it counting.
#WBChat
#Credit4Rent

116. CARE
@care4yourfuture
Because you need credit for major
purchases. Many people rent and
should be rewarded if they pay on time.
#WBChat
#Credit4Rent

117. Marcea
@andmarcea
Because it’s just like any other account
you have to pay - like utilities. And it
helps build credit!
#WBChat
#Credit4Rent

118. Experian
@Experian_US
Responsible renters can build credit
history from on-time rental payments.
#WBChat
#Credit4Rent

119. Experian
@Experian_US
Having rent payments reported to credit
bureaus can benefit landlords too!
#WBChat
#Credit4Rent

120. CARE
@care4yourfuture
You show responsibility by paying your
rent on time. It is also great for
younger people to build their credit.
#WBChat
#Credit4Rent

121. Melanie Pridgen
@lnghairedgrl
It shows responsibility to make
payments on time. Young renters may
not have credit cards to help build credit.
#WBChat
#Credit4Rent

122. Credit Info Center
@creditinfocentr
Credit scores are indicators of
creditworthiness (i.e. financial
responsibility). On-time rent
payments qualify.
#WBChat
#Credit4Rent

123. What should renters do if they want their
rent reported on their credit report?
#WBChat
#Credit4Rent

124. LaughorCryDontMatter
@LaughorCryonFB
A good place to start would be with
their landlord. Ask them to report
good payments to credit centers.
#WBChat
#Credit4Rent

125. Josh L.
@coyotezeyes
Ask their landlords to report it. If they
won’t, then maybe find a new place
that will.
#WBChat
#Credit4Rent

126. Steven Weber
@groogruxking40
Ask the landlords to report it - they’re
obligated.
#WBChat
#Credit4Rent

127. Kasasa
@Kasasa
An excellent point on the value of
establishing credit.
#WBChat
#Credit4Rent

128. Alicia S.
@NinjaMomAllie
Ask the property management
company if they report rental payment
info to Experian RentBureau.
#WBChat
#Credit4Rent

129. Paul Moyer
@SavingFreak
You will have to push the landlord or
property manager. Doubtful they are
going to seek this out on their own.
#WBChat
#Credit4Rent

130. CARE
@care4yourfuture
The first step is to ask the landlord to start
reporting it. If they don’t, encourage the
landlord to join a program.
#WBChat
#Credit4Rent

131. Krystie Vines
@MrsKrystie
Ask the leasing agent before signing
the lease.
#WBChat
#Credit4Rent

132. Betsy R. Barnes
@sassypinktaz
Contact their landlord and request it
be reported.
#WBChat
#Credit4Rent

133. Experian
@Experian_US
Rent from a landlord who reports rent
payments to Experian RentBureau!
#WBChat
#Credit4Rent

134. Mortgages Dot Com
@WeAreMortgages
Use one of the rent payment service
providers mentioned here.
#WBChat
#Credit4Rent

135. Experian
@Experian_US
Or consider enrolling with a rental
payment service that works with
Experian RentBureau.
#WBChat
#Credit4Rent

136. Kasasa
@Kasasa
Dress up in your scariest Halloween
costume and scare your landlord into
making sure it’s reported.
#WBChat
#Credit4Rent

137. Stephanie Christensen
@WellnessOnLess
Politely ask your landlord to report it,
to help your credit. Many simply may
not know of the service.
#WBChat
#Credit4Rent

138. If you could pick the perfect roommate,
who would it be and why?
#WBChat
#Credit4Rent

139. Olivia
@yoda1librarian
Carlton Banks! Fresh Prince of Bel-Air!
Neat and will pay on time!
#WBChat
#Credit4Rent

140. Scott Matteson
@matteson66
Robin Williams, so I could tell him every
day what he meant to this world.
#WBChat
#Credit4Rent

141. Dana
@lulellabella
My ideal roommate is Mary Poppins. She
could clean and cook for me, and take
care of me when I’m sick.
#WBChat
#Credit4Rent

142. Leanne G.
@ladyleanneg
I would choose Superman! I think he
would be so handy! Moving furniture
and repairing things!
#WBChat
#Credit4Rent

143. Shirley DuBose
@MzShirleyD
Beyonce, so she could teach me all her
dance moves.
#WBChat
#Credit4Rent

144. CARE
@care4yourfuture
Ben Franklin, I know he would be good
with money and a great
conversationalist.
#WBChat
#Credit4Rent

145. Toni B.
@rychepet
Rachel Ray - she could have dinner
ready in less than 30 minutes!
#WBChat
#Credit4Rent

146. For more information on how paying rent on time builds
your credit history, visit
www.experian.com/BuildCreditHistory