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Getting Started with Financial Security Module 1

The seminars are available to anyone including financial planners, and other professionals in the financial services industry who would like a set of the materials, participant's workbooks or the Family Financial Freedom book (discounts for volume purchases)You can now view the presentation here, order the Family Financial Freedom book from any of the ebook sites for iPhone, iPad, Kindle, Nook, Kobo reader etc. contact me at floyd.saunders@yahoo.com for a copy of the presentation or more information on how to get seminar materials.

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Getting Started with Financial Security Module 1

  1. 1. Workshop Module Saunders Learning Group, Newton, KS One: Getting Started
  2. 2. Training from Saunders Learning Group Saunders Learning Group provides a variety of training programs, workshops and seminars targeted to the financial services industry. If you are financial planner, broker, tax preparer, insurance agent or banker and need seminar materials for client presenta@ons, contact us to discuss topics, pricing and custom development. Order your copy of this seminar at: Link to Scribd Programs are available in a wide range of topics, and we are specialists in developing custom programs that are targeted to your needs. Contact the founder, Floyd Saunders at 316-­‐680-­‐6482 or at floyd@floydsaunders.com for more informa@on. Saunders Learning Group, Newton, KS Module One – Getting Started
  3. 3. Agenda Why People Fail Roadblocks to Financial Freedom Financial Freedom is a Process How the “Rule of 72” Affects You Making Your Money Work For You What Are Your Goals Saunders Learning Group, Newton, KS Module One – Getting Started
  4. 4. “In this world nothing can be said to be certain, except death and taxes.” Saunders Learning Group, Newton, KS Module One – Getting Started Benjamin Franklin 4
  5. 5. Why People Fail . . . And What You Can Do ! “I’ll Start tomorrow. Anyway, I don’t have money to save right now.” — The key to financial freedom is oUen not how much you earn, but how much you keep. ! “I can’t look that far ahead” — If you fail to plan, you are planning to fail. ! 24% of Americans are postponing re@rement at least a year ! 43% of Americans have less than $10,000 saved for re@rement ! 36% save nothing ! It is unlikely the government safety net of social security, and medicare will meet your needs or even be available when you re@re. ! “I was never very good at understanding money.” — Just as you learned how to earn money, you can learn how to manage it to your benefit. ! “If I am lucky, I won’t have to think about my financial future.” — Don’t gamble on your future, taking even small consistent steps toward financial freedom helps get to your goals. Saunders Learning Group, Newton, KS Module One – Getting Started
  6. 6. Painful reality: 80% of Americans have less than six months of income in reserve Saunders Learning Group, Newton, KS Module One – Getting Started
  7. 7. 61% of Americans live paycheck to paycheck in 2001, up from 49% in 2009 and 32% in 2008. Yet, the number of millionaires increased 16% in 2009 to 7.8 million. And 330,000 more millionaires in 2012. Saunders Learning Group, Newton, KS Module One – Getting Started
  8. 8. Roadblocks to Financial Freedom No Goals Ignorance Debt Poor Investments Inflation Taxes Procrastination Saunders Learning Group, Newton, KS Module One – Getting Started
  9. 9. Making Financial Freedom Real – It’s a Process ! Requires effort on your part ! Uses sound prac@cal informa@on ! Ability to apply proven concepts to move toward financial freedom ! Willingness to seek the help of experts. Saunders Learning Group, Newton, KS Module One – Getting Started
  10. 10. How Long Before You Can Double Your Money? Saunders Learning Group, Newton, KS Module One – Getting Started
  11. 11. Rule of 72 At Different Interest Rates Saunders Learning Group, Newton, KS Module One – Getting Started Bank Savings Account?
  12. 12. How the “Rule of 72” Affects You Saunders Learning Group, Newton, KS Module One – Getting Started
  13. 13. Making Your Money Work For You Saunders Learning Group, Newton, KS Module One – Getting Started
  14. 14. Three Step Process To Get Started Examine your Income and Expenses Evaluate your findings and locate extra income or spending leaks Allocate extra income to meet a financial goal Saunders Learning Group, Newton, KS Module One – Getting Started
  15. 15. What Are Your Goals? ! Ques@ons to be addressed before se`ng goals 1. How long will you con@nue to work? 2. What will happen with your income – will it remain the same, rise, or fall? 3. What will happen with tax rates? 4. How will you help your family with: 1. College 2. Travel 3. Re@rement 4. Transferring assets 5. Charity Saunders Learning Group, Newton, KS Module One – Getting Started
  16. 16. What do you want out of life? ! What maeers most to you? " More @me with family " Financial security " Peace of mind " Independence ! What will money do for you? " Travel, vaca@on plans " Lifestyle in re@rement " Eliminate debt " Children's educa@on Saunders Learning Group, Newton, KS Module One – Getting Started
  17. 17. Short-Term Goals For example, over the next three to nine months I will have a goal of: ! Paying off credit card and consumer debt ! Starting a savings plan ! Setting aside cash for a emergency fund equaling 3 months' expenses ! Creating and sticking to a monthly savings and spending plan ! Acquiring additional term life insurance ! Acquiring individual disability insurance Saunders Learning Group, Newton, KS Module One – Getting Started
  18. 18. Medium-Term Goals ! For example, over next six to 18 months I will: ! Start a college savings plan ! Increase my contribution to retirement plans either at work or with in Individual Retirement Account ! Diversify my investment portfolio, building on the base started with my short-term goals ! Create a savings (and/or) investment plan for buying a home with the goal of having a 20% down payment. Saunders Learning Group, Newton, KS Module One – Getting Started
  19. 19. Long-Term Goals Perhaps your long-term goal in 10 to 20 years (or more) is to: ! Purchase retirement property ! Retire at age 60 ! Travel ! Maintain pre-retirement standard of living during retirement ! Assist family members with finances (or better yet, teach them how to be financial free too!) Saunders Learning Group, Newton, KS Module One – Getting Started
  20. 20. How do your Goals Match Up Saunders Learning Group, Newton, KS Module One – Getting Started
  21. 21. Set Goals For Your Financial Assets ! What savings rate can you expect? ! What investment rates can you reasonably expect? ! What about the rate of inflation? ! How much involvement do you wish to have in managing your investments? — None, very little, mutual control with any investment advisor, full control, I will do it myself. Saunders Learning Group, Newton, KS Module One – Getting Started
  22. 22. Turn Goals Into Realities Saunders Learning Group, Newton, KS Module One – Getting Started
  23. 23. How “SMART” Are Your goals? ! How do your goals match up? ! In order for you goals to work, they need to something you can reasonable do in a measureable way. Saunders Learning Group, Newton, KS Module One – Getting Started
  24. 24. Questions Saunders Learning Group, Newton, KS Module One – Getting Started
  25. 25. Post Workshop Action Plan ! Complete the Post Workshop Ac@on Plan Saunders Learning Group, Newton, KS Module One – Getting Started
  26. 26. Reference Material Family Financial Freedom 140 pages ISBN 978-1-60-746269-9 Available Formats: 6"x9" paperback PDF download eBook download Link to order: http://www.fastpencil.com/publications/4498-Family-Financial-Freedom? tid=bookbuy#read_book Also available on Kndle, Nook, iPad and other popular e-readers can be ordered from Amazon or Barnes and Noble in paperback. Book summary: You might be struggling to make ends meet, but achieving true financial freedom is still possible. The good news is virtually anyone with a desire to learn and the willingness to plan can achieve a considerable degree of financial security. This book is a road map to the personal financial freedom you want and deserve. There are no quick-rich schemes here, just common sense advice on how to manage your money, protect your family from risks and start making the moves to being more financial secure. Saunders Learning Group, Newton, KS Module One – Getting Started
  27. 27. Family Financial Freedom Seminars • This series of seminars on family financial freedom is available to all trainers, educators and professional advisors in the financial services industry. • The series of seminars can be taught with or without the book, “Family Financial Freedom”. • Here is a full listing of seminar topics: 1. Ge`ng Started 2. Making Your Money Work For You 3. Building the Base 4. Securing the Base 5. Financing Your Future 6. Mutual Funds 7. Real Estate 8. Your investments 9. Re@re in Comfort 10. Passing On Your Wealth 11. How Professional Can Help • A leader’s guide and participant’s workbook is also available. • Order you copy from Scribd, just $2.99 • Contact the author, Floyd Saunders for pricing and order details to purchase the entire series of seminars: floyd.saunders@yahoo.com Saunders Learning Group, Newton, KS Module One – Getting Started

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