1.
Affording College Now
Module One:
Why Go To College
Plus Alternatives to College
From the Author of
“College Without Ramen Noodles”
Saunders Learning Group, Newton, KS

2.
Module One
1. WHY COLLEGE
2. Cost of College
3. Saving and Investing for College
4. Financial Aid
5. Making College Affordable
Saunders Learning Group, Newton, KS

3.
Higher Education Pays
A college degree is an opportunity
for a lifetime of higher earnings.
Average annual earnings by highest degree earned.
Saunders Learning Group, Newton, KS

4.
Need for Advanced Education
1. 55 million job openings in the economy through 2020.
2. 35% of job openings will require at least a bachelor’s degree
3. 30% will require some college or an associate’s degree and
4. 36 % will not require education beyond high school.
5. STEM, Healthcare Professions, Healthcare Support, and Community Services
will be the fastest growing occupations
6. Individuals with only a high school diploma will have fewer employment options.
7. The United States will fall short by 5 million workers with postsecondary
education – at the current production rate – by 2020.
Source: Georgetown University, Job Growth and Education Requirements through 2020, June 2013
Saunders Learning Group, Newton, KS

5.
Earnings by Education Level
Saunders Learning Group, Newton, KS 5

6.
You Will Earn More, and Employed!
Saunders Learning Group, Newton, KS
BRIGHT JOB PROSPECTS
• Jobs for college-education
Americans has increased
9/1% since recession
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• A shortage of 5 million
college-educated workers is
projected by 2020.

7.
Earnings by College Major
Saunders Learning Group, Newton, KS

8.
Non-Traditional Ways to
Earn a Degree
• Full-time Work and Accelerated
Degree Programs
• Returning Degree Programs and Life
Experience Credits
• Single Parents and College
• No parents to Help? College Is Still a
Possibility
• Attend Online Classes
• Work in Public Service
Saunders Learning Group, Newton, KS
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9.
Alternatives to College
• Go to Trade School
• Travel the World for a Year
• Earn Certifications
• Get Experience as a Volunteer
• Military Service
• Start a Business
Saunders Learning Group, Newton, KS
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10.
Start a Business
Saunders Learning Group, Newton, KS
Entrepreneurs without a college
degree:
• Richard Branson
• Michael Dell
• Walt Disney
• Henry Ford
• Bill Gates
• Steve Jobs
• Milton Hershey
• Frank Lloyd Wright

11.
Things to think about…
• Education costs time and money
• The cost of education is increasing
over time
• Consider your spending habits
• Different methods of financing your
education have different total costs
Saunders Learning Group, Newton, KS

12.
Yes, You Can Go To College
Saunders Learning Group, Newton, KS
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13.
Summary of Book
Saunders Learning Group, Newton, KS
College Without Ramen Noodles
A simple plan to Affording College
By Floyd Saunders
Available for all eBook readers
ISBN: 13: 978-0-9824019-2-7
Book summary: College Without Ramen
Noodles; A Guide to Affording College. This highly
readable guide provides college students and their
parents with dozens of ways to make college a
reality. In fact, use enough of these tips, and you
may keep college debt at zero.
Author Floyd Saunders has spent the last 20 years
helping his five kids get post-secondary education
using many of the options highlighted in this book.
Mr. Saunders even tells you some good reasons why
you might be better off with an alternative to a
college degree. Regardless of your circumstances,
this book offers valuable information as you
consider going to college

14.
About the Author
Saunders Learning Group, Newton, KS
• Floyd Saunders is a writer with an extensive
background in the financial services industry,
having worked across the industry in retail,
commercial, investment banking, insurance, tax
preparation and financial planning.
• He has taught personal financial courses for
Baker University and has taught extensively for
the American Institute of Banking. He has also
taught at St. Mary’s College, Lake Tahoe
Community College and Mt. Diablo College.
• He is the author of: Figuring Out Wall Street,
College Without Ramen Noodles, Banking on
Mutual Funds and Annuities, Introduction to
Securities Markets, Investing in Securities and
Family Financial Freedom.
Author Contact
email: floyd.saunders@yahoo.com
Blog: www/floydsaunders.com
Twitter @floydsaunders
Sideshare: http://www.slideshare.net/FloydSaunders
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