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With the launch of the public insurance exchanges in October 2013, and many other provisions of healthcare reform that took place on January 1, 2014, there are still several questions about ACA (Affordable Care Act) implementation and timing. This timeline, compiled from the Kaiser Family Foundation's Ultimate ObamaCare Survival Guide, explains how and when the provisions of the health reform law will be implemented over the next several years. What does the new Affordable Care Act mean to you? How are businesses and employees adapting to the timeline? Learn More from Healthcare Trends Institute.
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What effects are wellness programs having on the workforce and healthcare in general? With 76% of employers offering some form of wellness program, resource, or service to employees last year, how much has this changed over the years, and what has worked? The latest infographic from the Healthcare Trends Institute demonstrates the effects of wellness programs, the most popular incentive-based health improvement programs, the importance of proper design in wellness, and future improvements that employers can expect in coming years.
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As healthcare costs rise for employers and employees, one of the trends that has been reshaping the market is that of defined contribution—specifically through a defined contribution marketplace. With an average savings per employee of 9.1%, the benefits to employers is immense. See how defined Contribution is changing the healthcare and benefits marketplace as we know it.
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In the fall of 2013, the U.S. Treasury Department issued new rules allowing employers a $500 carryover option for their employees’ FSA money. Many companies had to work quickly to determine the viability of offering this new option versus going with the grace period allowing employees to roll over their entire unused account balance into the following year to pay for medical expenses incurred during the first 2 ½ months of the next plan year before the money is forfeited. Other organizations were already in the process of their 2014 open enrollment period and thus began their consideration of offering the new FSA option for their 2015 plan year. The Flexible Spending Account Benchmark Study gathered results from participants in all company sizes regarding their FSA approach in 2013 through 2015. Flexible spending accounts (FSA) provide employees a way to deduct pretax dollars from their paycheck to pay for certain types of medical, vision and dental expenses. These accounts offer companies a way to help employees manage their health care costs.
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With the launch of the public insurance exchanges in October 2013, and many other provisions of healthcare reform that took place on January 1, 2014, there are still several questions about ACA (Affordable Care Act) implementation and timing. This timeline, compiled from the Kaiser Family Foundation's Ultimate ObamaCare Survival Guide, explains how and when the provisions of the health reform law will be implemented over the next several years. What does the new Affordable Care Act mean to you? How are businesses and employees adapting to the timeline? Learn More from Healthcare Trends Institute.
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What effects are wellness programs having on the workforce and healthcare in general? With 76% of employers offering some form of wellness program, resource, or service to employees last year, how much has this changed over the years, and what has worked? The latest infographic from the Healthcare Trends Institute demonstrates the effects of wellness programs, the most popular incentive-based health improvement programs, the importance of proper design in wellness, and future improvements that employers can expect in coming years.
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As healthcare costs rise for employers and employees, one of the trends that has been reshaping the market is that of defined contribution—specifically through a defined contribution marketplace. With an average savings per employee of 9.1%, the benefits to employers is immense. See how defined Contribution is changing the healthcare and benefits marketplace as we know it.
How is the Defined Contribution Marketplace Shaping the Industry?
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WEX Health Trends and Insights
In the fall of 2013, the U.S. Treasury Department issued new rules allowing employers a $500 carryover option for their employees’ FSA money. Many companies had to work quickly to determine the viability of offering this new option versus going with the grace period allowing employees to roll over their entire unused account balance into the following year to pay for medical expenses incurred during the first 2 ½ months of the next plan year before the money is forfeited. Other organizations were already in the process of their 2014 open enrollment period and thus began their consideration of offering the new FSA option for their 2015 plan year. The Flexible Spending Account Benchmark Study gathered results from participants in all company sizes regarding their FSA approach in 2013 through 2015. Flexible spending accounts (FSA) provide employees a way to deduct pretax dollars from their paycheck to pay for certain types of medical, vision and dental expenses. These accounts offer companies a way to help employees manage their health care costs.
Benchmark Study: Employer Decisions Regarding Flexible Spending Accounts in 2...
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Five years in, and the Affordable Care Act continues to command conversation in the benefits landscape. Industry players are still scrambling to implement new provisions, keep healthcare costs down, create infrastructure to support new reporting requirements, and develop new payer, provider and care delivery models. This has, in turn pushed the respective hands of health plans, who have had to change their strategies to fit both the consumerization of insurance and the standards set forth under the ACA. With end-users in the forefront, health plans must take the strategy implemented 15 years ago with the rise of the internet, and push the marketing and communication initiatives into overdrive to gain and retain customers. Health plans are shifting their mentality and communication, ant the best of the best are putting time, money, and energy into literacy and new business initiatives. To simplify, a health plan needs to put the consumer at the center of every decision it makes. However, in order to plan, communicate, and effectively market to consumers, your health plan must know the consumer, the technology, and the future. If you’re looking to grow your health plan, we have just released a new guide to help your health plan leverage trends in the post-reform consumer marketplace. In our latest whitepaper, we share the keys to success for health plans, including the following: Consumer Trends: Top 5 Healthcare Executive Consumer Strategy Points, Today’s Healthcare Consumers: Six Types of Consumers You Need to Know, Millennial Consumers Special Report Technology Trends: Big Data, Administration Technology, Payment Technology, mHealth and more. Future Trends: Accountable Care Organizations, The Future of Telehealth, Continues Rise of Private Exchanges All of this, and insights on how to make it work for your health plan. Download this detailed guide, Health Plans: Your Guide to Leveraging Trends in the Post-Reform Consumer Marketplace, free from the Healthcare Trends Institute. http://www.evolution1.com/health-plans-your-guide-to-leveraging-trends-in-the-post-reform-consumer-marketplace.html
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Did you know that chronic diseases cost American employers $153 billion in lost productivity per year? Because of this and other reasons, companies are moving to a more fitness-focused work culture. Organizations understand that the health and wellbeing of their employees can have a positive impact on the bottom line. In 2016, workplace wellness programs reached a new milestone with 84% of U.S. companies offering wellness initiatives or planning on expanding them over the next few years. What are the top wellness initiatives employers look to use in 2017 to keep employees healthy, productive, and saving thousands of dollars for themselves through reduced medical bills? We look into the ROI of wellness, the VOI of Wellness, some of the most innovative steps employers are taking to improve wellness, and much more in our latest infographic.
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Five years in, and the Affordable Care Act continues to command conversation in the benefits landscape. Industry players are still scrambling to implement new provisions, keep healthcare costs down, create infrastructure to support new reporting requirements, and develop new payer, provider and care delivery models. This has, in turn pushed the respective hands of health plans, who have had to change their strategies to fit both the consumerization of insurance and the standards set forth under the ACA. With end-users in the forefront, health plans must take the strategy implemented 15 years ago with the rise of the internet, and push the marketing and communication initiatives into overdrive to gain and retain customers. Health plans are shifting their mentality and communication, ant the best of the best are putting time, money, and energy into literacy and new business initiatives. To simplify, a health plan needs to put the consumer at the center of every decision it makes. However, in order to plan, communicate, and effectively market to consumers, your health plan must know the consumer, the technology, and the future. If you’re looking to grow your health plan, we have just released a new guide to help your health plan leverage trends in the post-reform consumer marketplace. In our latest whitepaper, we share the keys to success for health plans, including the following: Consumer Trends: Top 5 Healthcare Executive Consumer Strategy Points, Today’s Healthcare Consumers: Six Types of Consumers You Need to Know, Millennial Consumers Special Report Technology Trends: Big Data, Administration Technology, Payment Technology, mHealth and more. Future Trends: Accountable Care Organizations, The Future of Telehealth, Continues Rise of Private Exchanges All of this, and insights on how to make it work for your health plan. Download this detailed guide, Health Plans: Your Guide to Leveraging Trends in the Post-Reform Consumer Marketplace, free from the Healthcare Trends Institute. http://www.evolution1.com/health-plans-your-guide-to-leveraging-trends-in-the-post-reform-consumer-marketplace.html
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The Healthcare Trends Institute, an educational platform focused on the rapidly changing healthcare benefits industry, conducted its fourth annual employer benefits study. The national survey went to over 250 human resources executives, benefit specialists and other benefit decision makers from organizations ranging in employee size from less than 50 to over 2,500. The quality and cost of healthcare is on every employer’s mind. The CMS has potential healthcare spending reaching $4.2 trillion by 2020. With our nation in a state of transition right now, there are some relevant considerations employers are facing as they look to transform the inevitable cost curve ahead and meet yearly organizational healthcare cost containment goals. The Survey formed the basis for the 2016 Healthcare Benefits trends report on the following topics: CURRENT HEALTHCARE BENEFIT BENEFITS: Identifies the most widely implemented health plan and benefit strategies employers are relying on to control costs, administer a wide-range of employee benefits and remain compliant in an ever-demanding regulatory environment. Use of and Interest in Defined Contribution Plans, Benefits Redesign, and Employee Communication: Examines the awareness by organizations of defined contribution plans, their advancement in retooling benefit offerings, and commitment to communication efforts that educate and engage employees. HEALTHCARE BENEFIT TRENDS – LOOKING FORWARD: Recognizes new market trends and approaches employers are considering to meet the needs of multi-generational, diverse employee populations.
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Haven Healthcare - Amazon, Berkshire Hathaway, JPMorgan Chase (Holden Young - Roseman University College of Pharmacy)
1.
Holden Young
2.
“Bring together the
resources and capabilities of the three companies to create better healthcare outcomes, greater satisfaction, and lower costs for U.S. employees and their families”
3.
4.
1.2 million employees
5.
Interim CEO /
COO Atul Gawande, MD, MPH Mitch Betses
6.
2019 ● Employer-provided health
coverage passed $20,000 for a family plan ● 5% growth expected in 2020
7.
What areas will
Haven address?
8.
1. Direct Contracting
with Hospital Systems “Centers of Excellence”
9.
- Pharmacy is
expected to reach 25% of employers’ healthcare costs by 2020 2. Pharmacy
10.
3. Telehealth Opportunities
Download now