SlideShare una empresa de Scribd logo
1 de 33
Descargar para leer sin conexión
Silk bank
MONEY BANKING & FINANCE
PRESENTATION ON
PRODUCTS OF SILK BANK
PRESENTED BY
Silk bank
 Banks play a vital role in strengthening economy of
any country. They help in mobilizing savings and
provide capital for trade, commerce and industry. In
Pakistan, Banking sector has always shown
remarkable results in the past and is carrying on
with it.
 SILK BANK is one of the new banks in Pakistan,
and is playing a key role in the development of the
country.
 On September 15,2001, the State Bank of Pakistan
approved the transfer of majority control and management
of the prudential in favor of Saudi Pak.
 On March 31, 2008, a Consortium comprising of IFC, Bank
Muscat, Nomura International and Sinthos Capital- which
was led by senior bankers Shaukat Tarin and Sadeq
Sayeed - acquired an 86.55% stake in Saudi Pak
Commercial Bank for around USD 213 million or USD 0.47
per share (PKR 29.3 equivalent per share). Saudi Pak was
rebranded as Silkbank Limited on June 1, 2009. Under the
new leadership the bank will continue to focus on SME &
Consumer financing resulting in efforts of increased
profitability.
 Our new identity Silkbank – is a name with a
meaning that endorses our values. The name takes
its inspiration from ‘Silk’, a natural element known
for its unique properties. Our inspiration also comes
from the Silk route which has been a corridor for
trade and commerce between Asia and the rest of
the world for centuries.
 Our ascending symbol marks our quest to move
higher and our tag line “Yes we can” is a promise
of unmatched service quality to our customers
 Vision statement:
Benchmark of Excellence in Premier Banking
 Mission statement:
To be the leader in premier banking, trusted by
customers for accessibility, service & innovation; be
an employer of choice creating value for all
stakeholders.
 IFC (International Finance Corporation)
A member of the World Bank Group, fosters
sustainable economic growth in developing
countries.
 Nomura Holdings
A leading investment bank with network in over 30
countries and total assets of USD 221B. Recently
acquired Lehman Brothers in Asia and Europe.
 Bank Muscat
Largest bank of Oman with assets of over USD 15
billion, having significant presence in the Middle
East.
DEPOSIT ACCOUNTS
CURRENT ACCOUNT SAVING ACCOUNT TERM DEPOSITS
•ALL-IN-ONE
ACCOUNT
•SUPER SAVER •SALANA MUNAFA
•BASIC BANKING
ACCOUNT
•MUNAFA ROZANA •SILK BANK MAHANA
MUNAFA
•BUSINESS VALUE
ACCOUNT
•FOREIGN CURRENCY
ACCOUNT
•ONLINE EXPRESS •PLS SAVINGS
• SALARY PREMIUM
ACCOUNT
 Silk bank All-in-One Account provides you the
ultimate security and protection, amazing banking
facilities and much more convenience… all absolutely
free.
 Initial deposit Rs. 1000/-
 Average balance Rs.100,000/-
 Worry free cash withdrawals ( Rs.25,000 per annum)
 Use your mobile phone without fear ( Rs.5,000)
 Lost your vital documents (Rs. 5,000)
 Liberate yourself from the fear of home burglary (Rs.
100,000)
 Protection For Your Family in case of Accidental
Death or Disability (Rs.200,000)
 Free Cheque Book
 Free Pay Orders & Demand Drafts
 Free Intercity Transactions
 Free VISA Debit Card
 Free Withdrawals from all ATMs
 Free Internet Banking
 Free SMS Alerts
 Free Statements Through Your Email
 Initial deposit Rs. 1,000/-
 Current account
 Dormant in six months
 Students and salaried.
Debit Transaction/credit
transaction
Two free transaction per
month.Rs.100/- for all
subsequent transaction during
the month
Online Transfer Charges
(inter-city Transaction)
0.10% min Rs.150/-
Online Cash Deposit and
withdrawals
0.10% min Rs.150/-
Cheque Return Rs. 300/- per instrument
Cheque Book Charges 25-leaf cheque book
 Silkbank Business Value Account is a current
account that brings respect and recognition to your
business.
 Silkbank Business Value Account also protects
your business inventory and cash withdrawals from
the bank – absolutely free.
 Initial deposit Rs. 1000.
 Average balance Rs. 100,000.
 Protect your business inventory up to Rs.
10,000,000.
 Worry-free Cash withdrawals Rs. 25,000 per
annum
Pay Orders/ Demand Drafts
/Call Deposits.
Monthly Average Balance PO,DD,CDR
Below Rs.100,000/- Rs.100/-PO,DD,CDR
Rs.100,000/-to Rs.499,999/- 6free/ month.
Rs.100/- for Subsequent
PO,DD,CDR
Rs.500,000/- &above All free
Visa Debit Card Fee.
Monthly Average Balance Visa Debit Card
Below Rs.100,000/- Rs.500/-
Rs.100,000/- & above free
SMS Alerts
Monthly Average Balance SMS Alerts
Below Rs.100,000/- Rs.50/- per month
Rs.100,000/- & above Free
Silk bank
•Pay Orders/Demand Drafts
Monthly Average Balance PO/DD Charges
Less than Rs. 50,000/- Rs.100/- PO/DD
RS.50,000/- to less than Rs.100,000/- 2 Free For the Month
Rs.100,000/- to RS.500,000/- 6 Free For the month
Rs.500,001/- &above All Free For the month
• Cheque Book Charges
Monthly Average Balance Cheque Book Charges
Up to Rs.500,000/- Rs.25/- per leaf
Rs.500,001/- to Rs,1,000,000/- 2 Free For the Month
Rs. 1,000,001/- & above All Free
. Enjoy online banking solutions,all under one roof.
 Average balance Rs. 50,000/-
 Exceptional current account that offers additional
perks with your salary.
 Initial deposit Rs. 1000/-
 Hassle Free Salary Processing.
 Worry-free Cash Withdrawals.
 Unmatched Auto-Insurance Benefits (up to 2.5%)
 Initial deposit Rs. 1000/-
 Interest rate 9.5%
 Average balance Rs. 50,000/-
 Higher the deposit, higher the profit.
 Incidental charge Rs. 50/-
Safe Deposit Locker Charges
Monthly Average Balance Locker Charges
Less than Rs. 30,00,000/- or above
free limits
Small Rs.1,500/- per annum
Medium Rs.2,000/- per annum
Large Rs. 3,000/- per annum
Rs.30,00,000/- to Rs.50,00,000/- Small Or Medium Free
Rs.50,00,001/- to Rs.10,000,001/- &
above
Large Free
Rs .10,000,001/- &above Large Or Extra Large Free
Cheques Book Charges
Monthly Averages Balance Online Transaction Charges
Less than Rs.1,000,000/-Or above Rs. 25/- per leaf
Rs.30,00,000/- &above 2free for the month(25 leaves)
SMS/Call Desposit ( CDR )
Monthly Average Balance CDR Charges
Less than Rs.500,000/- 50/- per month
Rs.500,000/- & above All free for the month
The only savings account in Pakistan that pays profit
in cash, DAILY! With Silkbank Munafa Rozana, profit
on your funds is calculated and paid out into your
account, DAILY.
PROFIT RATES
Tiers Rates
Rs.0 to Rs.2mn 5.00%
Rs.2m to Rs.5mn 6.00%
Rs.5 to Rs.10mn 7.25%
Rs.10 to Rs.20mn 7.50%
Rs.20 to Rs.30mn 8.50%
Rs.30 to Rs.50mn 9.00%
Rs.50mn and above 9.00%
 Avail the benefits of a savings account with the
convenience of a current account.
 Profit paid out twice a year
 Monthly Profit of 5% on all Tiers
 Profit calculated on minimum balance every month
 Can be operated by Individuals or Companies
 Average balance Rs.50,000
 Visa debit card
 Earn the highest profit on a monthly basis in
mahana munafa.
 Earn the highest profit on annualy basis in salana
munafa.
 Minimum balance of only Rs.100,000/-
 Interest rate 5%
Silk bank
 Offers running finance facility against your land,
residential & commercial properties, insuring a
steady life line for your business.
 Convenient(properties as security)
 Affordable (Mark up calculation on daily utilized
amount)
 Loan Amount (up to 70% of property value)
 Eligibility :
 Resident of Pakistan
 Self employed
 Monthly income of Rs. 50,000/-
 Age: 25 – 60 years
Silk bank
 Education plan
 Minimum amount Rs.15000/-
 Offers a method of disciplined savings that can be
utilized to pay for the higher education needs of the
nominated child.
Policy year @8% p.a.
unit growth
rate
@10%
p.a.unit
growth rate
@12% p.a unit growth
rate
5 442,972 465,711 489,422
10 1,168,940 1,296,155 1,437,825
15 2,194,763 2,577,886 3,035,235
18 2,988,163 3,642,776 4,458,714
 Saving and investment plan.
 Financial planning package that gives dual benefits
of protection along with higher returns over long-
term savings and investment.
 Initial deposit Rs.15,000/-
 Maximum age limit 60 years.
 Maturity 10 years.
 Accidential death and disability
 Life care
Family income
If the assured customer’s age is 30 years, and
he decides to contribute Rs.100,000 per annum
with the protection mutiple of 20, taking a sum
assured of Rs.2,000,000 in Sunehra Kal.The
expected cash values would be as follows:
Policy year @8%p.a.unit
growth rate
@10%p.a.unit
growth rate
@12%p.a.unit
growth rate
5 432,140 454,703 478,268
10 1,146,380 1,272,304 1,412,747
15 2,175,174 2,558,668 3,015,590
20 3,612,530 4,520,217 5,683,272
25 5,601,449 7,491,109 10,101,604
 Silk bank Mehfooz Har Pal Banc assurance is a
simple yet comprehensive accident and
hospitalization plan providing 24 hour worldwide
coverage to the entire family.
 Mehfooz Har Pal guarantees your financial well
being by paying out cash on death, disablement or
prolonged absence from work as a result of an
accident or hospitalization due to an accident.
 With a mission to help people live healthier,
wealthier and more successful lives Silkbank offers
Silk Health Plan, a comprehensive healthcare
package that provides financial protection in case of
an illness or accident that leads to hospitalization.
 Visa Debit Card
 Mobile Banking
 E-Statements
 Sms Alerts
 Silk Bank-direct
 Silk Fauree Transfer
 Inter-Bank Funds Transfer
Silk bank
Silk bank

Más contenido relacionado

La actualidad más candente

La actualidad más candente (20)

Standard Chartered bank
Standard Chartered bankStandard Chartered bank
Standard Chartered bank
 
Meezan Islamic bank pakistan
Meezan Islamic bank pakistanMeezan Islamic bank pakistan
Meezan Islamic bank pakistan
 
Bankalhabib slides
Bankalhabib slidesBankalhabib slides
Bankalhabib slides
 
Habib Bank (Hbl).
Habib Bank (Hbl). Habib Bank (Hbl).
Habib Bank (Hbl).
 
Business Environment and Investment Opportunities in Pakistan
Business Environment and Investment Opportunities in PakistanBusiness Environment and Investment Opportunities in Pakistan
Business Environment and Investment Opportunities in Pakistan
 
Meezan Bank
Meezan BankMeezan Bank
Meezan Bank
 
Mcb bank
Mcb bankMcb bank
Mcb bank
 
Presentation on HBL PPT
Presentation on HBL PPTPresentation on HBL PPT
Presentation on HBL PPT
 
Internship report HBL
Internship report HBLInternship report HBL
Internship report HBL
 
Hbl
HblHbl
Hbl
 
Organicational Structure of Islamic Banking Institutions
Organicational Structure of Islamic Banking InstitutionsOrganicational Structure of Islamic Banking Institutions
Organicational Structure of Islamic Banking Institutions
 
Meezan Bank Private Limited
Meezan Bank Private LimitedMeezan Bank Private Limited
Meezan Bank Private Limited
 
Final Project For Meezan bank By Ateeq zada
Final Project For Meezan bank By Ateeq zadaFinal Project For Meezan bank By Ateeq zada
Final Project For Meezan bank By Ateeq zada
 
HBL vs MCB
HBL vs MCBHBL vs MCB
HBL vs MCB
 
Standard Chartered Bank
Standard Chartered BankStandard Chartered Bank
Standard Chartered Bank
 
national bank of pakistan of mis
national bank of pakistan of misnational bank of pakistan of mis
national bank of pakistan of mis
 
Report on state bank of Pakistan
 Report on state bank of Pakistan Report on state bank of Pakistan
Report on state bank of Pakistan
 
~$Al baraka bank new 2
~$Al baraka bank new 2~$Al baraka bank new 2
~$Al baraka bank new 2
 
Bank of Punjab
Bank of PunjabBank of Punjab
Bank of Punjab
 
Financial analysis
Financial analysisFinancial analysis
Financial analysis
 

Similar a Silk bank

National Bank of Pakistan
National Bank of PakistanNational Bank of Pakistan
National Bank of PakistanMubasher Ali
 
Meezan bank pakistan
Meezan bank pakistanMeezan bank pakistan
Meezan bank pakistanSaad Amin
 
Marketingfinancialservices 090722204721 Phpapp01
Marketingfinancialservices 090722204721 Phpapp01Marketingfinancialservices 090722204721 Phpapp01
Marketingfinancialservices 090722204721 Phpapp01GOEL'S WORLD
 
Marketing Financial Services
Marketing Financial ServicesMarketing Financial Services
Marketing Financial Servicesjjingyi0921
 
Samba bank ppt final
Samba bank ppt finalSamba bank ppt final
Samba bank ppt finalmuneeb777
 
ALBARAKA BANK PRODUCTS
ALBARAKA BANK PRODUCTSALBARAKA BANK PRODUCTS
ALBARAKA BANK PRODUCTSFaheem Ullah
 
Syndicatebank 140314104019-phpapp01
Syndicatebank 140314104019-phpapp01Syndicatebank 140314104019-phpapp01
Syndicatebank 140314104019-phpapp01Ramalingam Ajp
 
Home Remittance Main Presentation
Home Remittance Main PresentationHome Remittance Main Presentation
Home Remittance Main PresentationAsad Hameed
 
Presentation on how to open a bank
Presentation on how to open a bankPresentation on how to open a bank
Presentation on how to open a bankRiskyrider
 
Syndicate bank Brief history
Syndicate bank Brief historySyndicate bank Brief history
Syndicate bank Brief historyAmit Walawalkar
 
Financial services of sbi
Financial services of sbiFinancial services of sbi
Financial services of sbiSumit Behura
 
Financial services of sbi
Financial services of sbiFinancial services of sbi
Financial services of sbiSumit Behura
 

Similar a Silk bank (20)

National Bank of Pakistan
National Bank of PakistanNational Bank of Pakistan
National Bank of Pakistan
 
Meezan bank pakistan
Meezan bank pakistanMeezan bank pakistan
Meezan bank pakistan
 
Types of accounts
Types of accountsTypes of accounts
Types of accounts
 
Marketingfinancialservices 090722204721 Phpapp01
Marketingfinancialservices 090722204721 Phpapp01Marketingfinancialservices 090722204721 Phpapp01
Marketingfinancialservices 090722204721 Phpapp01
 
Marketing Financial Services
Marketing Financial ServicesMarketing Financial Services
Marketing Financial Services
 
Samba bank ppt final
Samba bank ppt finalSamba bank ppt final
Samba bank ppt final
 
ALBARAKA BANK PRODUCTS
ALBARAKA BANK PRODUCTSALBARAKA BANK PRODUCTS
ALBARAKA BANK PRODUCTS
 
Syndicatebank 140314104019-phpapp01
Syndicatebank 140314104019-phpapp01Syndicatebank 140314104019-phpapp01
Syndicatebank 140314104019-phpapp01
 
Dbbl slide estiak
Dbbl slide estiakDbbl slide estiak
Dbbl slide estiak
 
Home Remittance Main Presentation
Home Remittance Main PresentationHome Remittance Main Presentation
Home Remittance Main Presentation
 
RETAIL BANKING
RETAIL BANKINGRETAIL BANKING
RETAIL BANKING
 
Presentation on how to open a bank
Presentation on how to open a bankPresentation on how to open a bank
Presentation on how to open a bank
 
standarad chartered
standarad charteredstandarad chartered
standarad chartered
 
Syndicate bank Brief history
Syndicate bank Brief historySyndicate bank Brief history
Syndicate bank Brief history
 
Lvb
LvbLvb
Lvb
 
Financial services of sbi
Financial services of sbiFinancial services of sbi
Financial services of sbi
 
Financial services of sbi
Financial services of sbiFinancial services of sbi
Financial services of sbi
 
F I N A L P P T
F I N A L  P P TF I N A L  P P T
F I N A L P P T
 
main body
main bodymain body
main body
 
Hbl
HblHbl
Hbl
 

Más de MINISTRY OF DEFENCE PAK (18)

Organizations that distribute free islamic books
Organizations that distribute free islamic books  Organizations that distribute free islamic books
Organizations that distribute free islamic books
 
Poultry farm
Poultry farmPoultry farm
Poultry farm
 
100 keyboard shortcuts for windows 8
100 keyboard shortcuts for windows 8100 keyboard shortcuts for windows 8
100 keyboard shortcuts for windows 8
 
The bank of khyber
The bank of khyberThe bank of khyber
The bank of khyber
 
Nbp
NbpNbp
Nbp
 
MCB
MCBMCB
MCB
 
Hbl
HblHbl
Hbl
 
Abl
AblAbl
Abl
 
UBL bank
UBL bankUBL bank
UBL bank
 
Industrial development bank of pakistan
Industrial development bank of pakistanIndustrial development bank of pakistan
Industrial development bank of pakistan
 
Industrial Bank of Pakistan
Industrial Bank of PakistanIndustrial Bank of Pakistan
Industrial Bank of Pakistan
 
Wal mart
Wal martWal mart
Wal mart
 
Business plan
Business planBusiness plan
Business plan
 
Moral values and ethics in business
Moral values and ethics in businessMoral values and ethics in business
Moral values and ethics in business
 
Theoretical framework and data analysis.
Theoretical framework and data analysis.Theoretical framework and data analysis.
Theoretical framework and data analysis.
 
Index numbers
Index numbersIndex numbers
Index numbers
 
Moral values and ethics.
Moral values and ethics.Moral values and ethics.
Moral values and ethics.
 
Salesmanship (complete notes)
Salesmanship (complete notes)Salesmanship (complete notes)
Salesmanship (complete notes)
 

Último

BCE24 | Virtual Brand Ambassadors: Making Brands Personal - John Meulemans
BCE24 | Virtual Brand Ambassadors: Making Brands Personal - John MeulemansBCE24 | Virtual Brand Ambassadors: Making Brands Personal - John Meulemans
BCE24 | Virtual Brand Ambassadors: Making Brands Personal - John MeulemansBBPMedia1
 
Talent Management research intelligence_13 paradigm shifts_20 March 2024.pdf
Talent Management research intelligence_13 paradigm shifts_20 March 2024.pdfTalent Management research intelligence_13 paradigm shifts_20 March 2024.pdf
Talent Management research intelligence_13 paradigm shifts_20 March 2024.pdfCharles Cotter, PhD
 
Team B Mind Map for Organizational Chg..
Team B Mind Map for Organizational Chg..Team B Mind Map for Organizational Chg..
Team B Mind Map for Organizational Chg..dlewis191
 
Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)
Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)
Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)tazeenaila12
 
Q2 2024 APCO Geopolitical Radar - The Global Operating Environment for Business
Q2 2024 APCO Geopolitical Radar - The Global Operating Environment for BusinessQ2 2024 APCO Geopolitical Radar - The Global Operating Environment for Business
Q2 2024 APCO Geopolitical Radar - The Global Operating Environment for BusinessAPCO
 
Upgrade Your Banking Experience with Advanced Core Banking Applications
Upgrade Your Banking Experience with Advanced Core Banking ApplicationsUpgrade Your Banking Experience with Advanced Core Banking Applications
Upgrade Your Banking Experience with Advanced Core Banking ApplicationsIntellect Design Arena Ltd
 
UNLEASHING THE POWER OF PROGRAMMATIC ADVERTISING
UNLEASHING THE POWER OF PROGRAMMATIC ADVERTISINGUNLEASHING THE POWER OF PROGRAMMATIC ADVERTISING
UNLEASHING THE POWER OF PROGRAMMATIC ADVERTISINGlokeshwarmaha
 
TalentView Webinar: Empowering the Modern Workforce_ Redefininig Success from...
TalentView Webinar: Empowering the Modern Workforce_ Redefininig Success from...TalentView Webinar: Empowering the Modern Workforce_ Redefininig Success from...
TalentView Webinar: Empowering the Modern Workforce_ Redefininig Success from...TalentView
 
Tata Kelola Bisnis perushaan yang bergerak
Tata Kelola Bisnis perushaan yang bergerakTata Kelola Bisnis perushaan yang bergerak
Tata Kelola Bisnis perushaan yang bergerakEditores1
 
Mihir Menda - Member of Supervisory Board at RMZ
Mihir Menda - Member of Supervisory Board at RMZMihir Menda - Member of Supervisory Board at RMZ
Mihir Menda - Member of Supervisory Board at RMZKanakChauhan5
 
MC Heights construction company in Jhang
MC Heights construction company in JhangMC Heights construction company in Jhang
MC Heights construction company in Jhangmcgroupjeya
 
Michael Vidyakin: Introduction to PMO (UA)
Michael Vidyakin: Introduction to PMO (UA)Michael Vidyakin: Introduction to PMO (UA)
Michael Vidyakin: Introduction to PMO (UA)Lviv Startup Club
 
Live-Streaming in the Music Industry Webinar
Live-Streaming in the Music Industry WebinarLive-Streaming in the Music Industry Webinar
Live-Streaming in the Music Industry WebinarNathanielSchmuck
 
Project Brief & Information Architecture Report
Project Brief & Information Architecture ReportProject Brief & Information Architecture Report
Project Brief & Information Architecture Reportamberjiles31
 
Data skills for Agile Teams- Killing story points
Data skills for Agile Teams- Killing story pointsData skills for Agile Teams- Killing story points
Data skills for Agile Teams- Killing story pointsyasinnathani
 
Ethical stalking by Mark Williams. UpliftLive 2024
Ethical stalking by Mark Williams. UpliftLive 2024Ethical stalking by Mark Williams. UpliftLive 2024
Ethical stalking by Mark Williams. UpliftLive 2024Winbusinessin
 
Borderless Access - Global B2B Panel book-unlock 2024
Borderless Access - Global B2B Panel book-unlock 2024Borderless Access - Global B2B Panel book-unlock 2024
Borderless Access - Global B2B Panel book-unlock 2024Borderless Access
 
Chicago Medical Malpractice Lawyer Chicago Medical Malpractice Lawyer.pdf
Chicago Medical Malpractice Lawyer Chicago Medical Malpractice Lawyer.pdfChicago Medical Malpractice Lawyer Chicago Medical Malpractice Lawyer.pdf
Chicago Medical Malpractice Lawyer Chicago Medical Malpractice Lawyer.pdfSourav Sikder
 
Borderless Access - Global Panel book-unlock 2024
Borderless Access - Global Panel book-unlock 2024Borderless Access - Global Panel book-unlock 2024
Borderless Access - Global Panel book-unlock 2024Borderless Access
 
Borderless Access - Global B2B Panel book-unlock 2024
Borderless Access - Global B2B Panel book-unlock 2024Borderless Access - Global B2B Panel book-unlock 2024
Borderless Access - Global B2B Panel book-unlock 2024Borderless Access
 

Último (20)

BCE24 | Virtual Brand Ambassadors: Making Brands Personal - John Meulemans
BCE24 | Virtual Brand Ambassadors: Making Brands Personal - John MeulemansBCE24 | Virtual Brand Ambassadors: Making Brands Personal - John Meulemans
BCE24 | Virtual Brand Ambassadors: Making Brands Personal - John Meulemans
 
Talent Management research intelligence_13 paradigm shifts_20 March 2024.pdf
Talent Management research intelligence_13 paradigm shifts_20 March 2024.pdfTalent Management research intelligence_13 paradigm shifts_20 March 2024.pdf
Talent Management research intelligence_13 paradigm shifts_20 March 2024.pdf
 
Team B Mind Map for Organizational Chg..
Team B Mind Map for Organizational Chg..Team B Mind Map for Organizational Chg..
Team B Mind Map for Organizational Chg..
 
Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)
Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)
Harvard Business Review.pptx | Navigating Labor Unrest (March-April 2024)
 
Q2 2024 APCO Geopolitical Radar - The Global Operating Environment for Business
Q2 2024 APCO Geopolitical Radar - The Global Operating Environment for BusinessQ2 2024 APCO Geopolitical Radar - The Global Operating Environment for Business
Q2 2024 APCO Geopolitical Radar - The Global Operating Environment for Business
 
Upgrade Your Banking Experience with Advanced Core Banking Applications
Upgrade Your Banking Experience with Advanced Core Banking ApplicationsUpgrade Your Banking Experience with Advanced Core Banking Applications
Upgrade Your Banking Experience with Advanced Core Banking Applications
 
UNLEASHING THE POWER OF PROGRAMMATIC ADVERTISING
UNLEASHING THE POWER OF PROGRAMMATIC ADVERTISINGUNLEASHING THE POWER OF PROGRAMMATIC ADVERTISING
UNLEASHING THE POWER OF PROGRAMMATIC ADVERTISING
 
TalentView Webinar: Empowering the Modern Workforce_ Redefininig Success from...
TalentView Webinar: Empowering the Modern Workforce_ Redefininig Success from...TalentView Webinar: Empowering the Modern Workforce_ Redefininig Success from...
TalentView Webinar: Empowering the Modern Workforce_ Redefininig Success from...
 
Tata Kelola Bisnis perushaan yang bergerak
Tata Kelola Bisnis perushaan yang bergerakTata Kelola Bisnis perushaan yang bergerak
Tata Kelola Bisnis perushaan yang bergerak
 
Mihir Menda - Member of Supervisory Board at RMZ
Mihir Menda - Member of Supervisory Board at RMZMihir Menda - Member of Supervisory Board at RMZ
Mihir Menda - Member of Supervisory Board at RMZ
 
MC Heights construction company in Jhang
MC Heights construction company in JhangMC Heights construction company in Jhang
MC Heights construction company in Jhang
 
Michael Vidyakin: Introduction to PMO (UA)
Michael Vidyakin: Introduction to PMO (UA)Michael Vidyakin: Introduction to PMO (UA)
Michael Vidyakin: Introduction to PMO (UA)
 
Live-Streaming in the Music Industry Webinar
Live-Streaming in the Music Industry WebinarLive-Streaming in the Music Industry Webinar
Live-Streaming in the Music Industry Webinar
 
Project Brief & Information Architecture Report
Project Brief & Information Architecture ReportProject Brief & Information Architecture Report
Project Brief & Information Architecture Report
 
Data skills for Agile Teams- Killing story points
Data skills for Agile Teams- Killing story pointsData skills for Agile Teams- Killing story points
Data skills for Agile Teams- Killing story points
 
Ethical stalking by Mark Williams. UpliftLive 2024
Ethical stalking by Mark Williams. UpliftLive 2024Ethical stalking by Mark Williams. UpliftLive 2024
Ethical stalking by Mark Williams. UpliftLive 2024
 
Borderless Access - Global B2B Panel book-unlock 2024
Borderless Access - Global B2B Panel book-unlock 2024Borderless Access - Global B2B Panel book-unlock 2024
Borderless Access - Global B2B Panel book-unlock 2024
 
Chicago Medical Malpractice Lawyer Chicago Medical Malpractice Lawyer.pdf
Chicago Medical Malpractice Lawyer Chicago Medical Malpractice Lawyer.pdfChicago Medical Malpractice Lawyer Chicago Medical Malpractice Lawyer.pdf
Chicago Medical Malpractice Lawyer Chicago Medical Malpractice Lawyer.pdf
 
Borderless Access - Global Panel book-unlock 2024
Borderless Access - Global Panel book-unlock 2024Borderless Access - Global Panel book-unlock 2024
Borderless Access - Global Panel book-unlock 2024
 
Borderless Access - Global B2B Panel book-unlock 2024
Borderless Access - Global B2B Panel book-unlock 2024Borderless Access - Global B2B Panel book-unlock 2024
Borderless Access - Global B2B Panel book-unlock 2024
 

Silk bank

  • 2. MONEY BANKING & FINANCE PRESENTATION ON PRODUCTS OF SILK BANK PRESENTED BY
  • 4.  Banks play a vital role in strengthening economy of any country. They help in mobilizing savings and provide capital for trade, commerce and industry. In Pakistan, Banking sector has always shown remarkable results in the past and is carrying on with it.  SILK BANK is one of the new banks in Pakistan, and is playing a key role in the development of the country.
  • 5.  On September 15,2001, the State Bank of Pakistan approved the transfer of majority control and management of the prudential in favor of Saudi Pak.  On March 31, 2008, a Consortium comprising of IFC, Bank Muscat, Nomura International and Sinthos Capital- which was led by senior bankers Shaukat Tarin and Sadeq Sayeed - acquired an 86.55% stake in Saudi Pak Commercial Bank for around USD 213 million or USD 0.47 per share (PKR 29.3 equivalent per share). Saudi Pak was rebranded as Silkbank Limited on June 1, 2009. Under the new leadership the bank will continue to focus on SME & Consumer financing resulting in efforts of increased profitability.
  • 6.  Our new identity Silkbank – is a name with a meaning that endorses our values. The name takes its inspiration from ‘Silk’, a natural element known for its unique properties. Our inspiration also comes from the Silk route which has been a corridor for trade and commerce between Asia and the rest of the world for centuries.  Our ascending symbol marks our quest to move higher and our tag line “Yes we can” is a promise of unmatched service quality to our customers
  • 7.  Vision statement: Benchmark of Excellence in Premier Banking  Mission statement: To be the leader in premier banking, trusted by customers for accessibility, service & innovation; be an employer of choice creating value for all stakeholders.
  • 8.  IFC (International Finance Corporation) A member of the World Bank Group, fosters sustainable economic growth in developing countries.  Nomura Holdings A leading investment bank with network in over 30 countries and total assets of USD 221B. Recently acquired Lehman Brothers in Asia and Europe.  Bank Muscat Largest bank of Oman with assets of over USD 15 billion, having significant presence in the Middle East.
  • 9. DEPOSIT ACCOUNTS CURRENT ACCOUNT SAVING ACCOUNT TERM DEPOSITS •ALL-IN-ONE ACCOUNT •SUPER SAVER •SALANA MUNAFA •BASIC BANKING ACCOUNT •MUNAFA ROZANA •SILK BANK MAHANA MUNAFA •BUSINESS VALUE ACCOUNT •FOREIGN CURRENCY ACCOUNT •ONLINE EXPRESS •PLS SAVINGS • SALARY PREMIUM ACCOUNT
  • 10.  Silk bank All-in-One Account provides you the ultimate security and protection, amazing banking facilities and much more convenience… all absolutely free.  Initial deposit Rs. 1000/-  Average balance Rs.100,000/-  Worry free cash withdrawals ( Rs.25,000 per annum)  Use your mobile phone without fear ( Rs.5,000)  Lost your vital documents (Rs. 5,000)  Liberate yourself from the fear of home burglary (Rs. 100,000)
  • 11.  Protection For Your Family in case of Accidental Death or Disability (Rs.200,000)  Free Cheque Book  Free Pay Orders & Demand Drafts  Free Intercity Transactions  Free VISA Debit Card  Free Withdrawals from all ATMs  Free Internet Banking  Free SMS Alerts  Free Statements Through Your Email
  • 12.  Initial deposit Rs. 1,000/-  Current account  Dormant in six months  Students and salaried. Debit Transaction/credit transaction Two free transaction per month.Rs.100/- for all subsequent transaction during the month Online Transfer Charges (inter-city Transaction) 0.10% min Rs.150/- Online Cash Deposit and withdrawals 0.10% min Rs.150/- Cheque Return Rs. 300/- per instrument Cheque Book Charges 25-leaf cheque book
  • 13.  Silkbank Business Value Account is a current account that brings respect and recognition to your business.  Silkbank Business Value Account also protects your business inventory and cash withdrawals from the bank – absolutely free.  Initial deposit Rs. 1000.  Average balance Rs. 100,000.  Protect your business inventory up to Rs. 10,000,000.  Worry-free Cash withdrawals Rs. 25,000 per annum
  • 14. Pay Orders/ Demand Drafts /Call Deposits. Monthly Average Balance PO,DD,CDR Below Rs.100,000/- Rs.100/-PO,DD,CDR Rs.100,000/-to Rs.499,999/- 6free/ month. Rs.100/- for Subsequent PO,DD,CDR Rs.500,000/- &above All free Visa Debit Card Fee. Monthly Average Balance Visa Debit Card Below Rs.100,000/- Rs.500/- Rs.100,000/- & above free SMS Alerts Monthly Average Balance SMS Alerts Below Rs.100,000/- Rs.50/- per month Rs.100,000/- & above Free
  • 16. •Pay Orders/Demand Drafts Monthly Average Balance PO/DD Charges Less than Rs. 50,000/- Rs.100/- PO/DD RS.50,000/- to less than Rs.100,000/- 2 Free For the Month Rs.100,000/- to RS.500,000/- 6 Free For the month Rs.500,001/- &above All Free For the month • Cheque Book Charges Monthly Average Balance Cheque Book Charges Up to Rs.500,000/- Rs.25/- per leaf Rs.500,001/- to Rs,1,000,000/- 2 Free For the Month Rs. 1,000,001/- & above All Free . Enjoy online banking solutions,all under one roof.  Average balance Rs. 50,000/-
  • 17.  Exceptional current account that offers additional perks with your salary.  Initial deposit Rs. 1000/-  Hassle Free Salary Processing.  Worry-free Cash Withdrawals.  Unmatched Auto-Insurance Benefits (up to 2.5%)
  • 18.  Initial deposit Rs. 1000/-  Interest rate 9.5%  Average balance Rs. 50,000/-  Higher the deposit, higher the profit.  Incidental charge Rs. 50/-
  • 19. Safe Deposit Locker Charges Monthly Average Balance Locker Charges Less than Rs. 30,00,000/- or above free limits Small Rs.1,500/- per annum Medium Rs.2,000/- per annum Large Rs. 3,000/- per annum Rs.30,00,000/- to Rs.50,00,000/- Small Or Medium Free Rs.50,00,001/- to Rs.10,000,001/- & above Large Free Rs .10,000,001/- &above Large Or Extra Large Free Cheques Book Charges Monthly Averages Balance Online Transaction Charges Less than Rs.1,000,000/-Or above Rs. 25/- per leaf Rs.30,00,000/- &above 2free for the month(25 leaves) SMS/Call Desposit ( CDR ) Monthly Average Balance CDR Charges Less than Rs.500,000/- 50/- per month Rs.500,000/- & above All free for the month
  • 20. The only savings account in Pakistan that pays profit in cash, DAILY! With Silkbank Munafa Rozana, profit on your funds is calculated and paid out into your account, DAILY. PROFIT RATES Tiers Rates Rs.0 to Rs.2mn 5.00% Rs.2m to Rs.5mn 6.00% Rs.5 to Rs.10mn 7.25% Rs.10 to Rs.20mn 7.50% Rs.20 to Rs.30mn 8.50% Rs.30 to Rs.50mn 9.00% Rs.50mn and above 9.00%
  • 21.  Avail the benefits of a savings account with the convenience of a current account.  Profit paid out twice a year  Monthly Profit of 5% on all Tiers  Profit calculated on minimum balance every month  Can be operated by Individuals or Companies  Average balance Rs.50,000  Visa debit card
  • 22.  Earn the highest profit on a monthly basis in mahana munafa.  Earn the highest profit on annualy basis in salana munafa.  Minimum balance of only Rs.100,000/-  Interest rate 5%
  • 24.  Offers running finance facility against your land, residential & commercial properties, insuring a steady life line for your business.  Convenient(properties as security)  Affordable (Mark up calculation on daily utilized amount)  Loan Amount (up to 70% of property value)  Eligibility :  Resident of Pakistan  Self employed  Monthly income of Rs. 50,000/-  Age: 25 – 60 years
  • 26.  Education plan  Minimum amount Rs.15000/-  Offers a method of disciplined savings that can be utilized to pay for the higher education needs of the nominated child. Policy year @8% p.a. unit growth rate @10% p.a.unit growth rate @12% p.a unit growth rate 5 442,972 465,711 489,422 10 1,168,940 1,296,155 1,437,825 15 2,194,763 2,577,886 3,035,235 18 2,988,163 3,642,776 4,458,714
  • 27.  Saving and investment plan.  Financial planning package that gives dual benefits of protection along with higher returns over long- term savings and investment.  Initial deposit Rs.15,000/-  Maximum age limit 60 years.  Maturity 10 years.  Accidential death and disability  Life care
  • 28. Family income If the assured customer’s age is 30 years, and he decides to contribute Rs.100,000 per annum with the protection mutiple of 20, taking a sum assured of Rs.2,000,000 in Sunehra Kal.The expected cash values would be as follows: Policy year @8%p.a.unit growth rate @10%p.a.unit growth rate @12%p.a.unit growth rate 5 432,140 454,703 478,268 10 1,146,380 1,272,304 1,412,747 15 2,175,174 2,558,668 3,015,590 20 3,612,530 4,520,217 5,683,272 25 5,601,449 7,491,109 10,101,604
  • 29.  Silk bank Mehfooz Har Pal Banc assurance is a simple yet comprehensive accident and hospitalization plan providing 24 hour worldwide coverage to the entire family.  Mehfooz Har Pal guarantees your financial well being by paying out cash on death, disablement or prolonged absence from work as a result of an accident or hospitalization due to an accident.
  • 30.  With a mission to help people live healthier, wealthier and more successful lives Silkbank offers Silk Health Plan, a comprehensive healthcare package that provides financial protection in case of an illness or accident that leads to hospitalization.
  • 31.  Visa Debit Card  Mobile Banking  E-Statements  Sms Alerts  Silk Bank-direct  Silk Fauree Transfer  Inter-Bank Funds Transfer