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I am happy that my job as a lecturer really inspires me, I can develop scientific insight, research and service
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financial
risky credit behavior
financial self eficacy
digital literacy
econimic
minister tourism creative ec
e-commerce
capital
business trai
business income
human development
accountability; transparency;
tourism ecosystem bantimurung
bisnis
lecture
informasi akuntansi
sia
accounting
social
region
distress
behavior
budget preasure
coruption
remuneration
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