2. SCI Wealth Advisers are qualified professionals you can trust, working on your side to put the right financial plans
in place - to give you and your loved ones long term security.
We all need guidance on how to:
Build Wealth - through investing
either once-off or on a regular basis
Reduce Risks - through diversifying
asset classes and types.
Build a Portfolio - of liquid assets that
can be used for future challenges
Preserve Wealth - through investing
in diversified global assets.
SCI Wealth uses high-technology systems
to build our clients secure investment
It’s standard practice to have 3 months
personal expenditure in an instant access,
high interest savings account or in a money
SCI can help you get a better rate of
interest on your Savings - typically at
least 2% more than a standard savings
Drafting your Will is an efficient process,
requiring in-depth understanding of your
Assets, your Beneficiaries and your Intentions.
It is especially important to make provision for
minor children or other dependents - in case
you & your Spouse pass away together.
This makes sure your Estate is distributed
impartially and objectively - avoiding any
potential tension amongst family members.
Every individual should put their
Last Will & Testament in place, today
Our service includes full consultation, drafting,
signing ceremony & registration with the
Master of the Court.
SOLUTIONS TO SECURE YOUR FINANCIAL FUTURE
“ there is a way to secure your future:
it’s called Financial Planning... ”
The team of Financial Planners and
Investment Advisers at SCI provide a full
range of wealth advisory services.
We seek first to understand your
position - then advise you on the
best course of action
Your first step is a discovery session with
a qualified financial planner, so that you
can ask questions and we can understand
Q: How do I get the balance right between spending and saving?
Q: Where should I invest for growth, and how do I diversify my assets?
Q: How should I protect my spouse and my children when I die?
Q: What do I need to save and invest now to provide for my old age?
Q: Who can I trust to turn to for advice?
Inter-Vivos Trust - set up during your lifetime to
segregate, protect your assets and mitigate tax.
Testamentary Trust - set up by your Will on
your death, to manage assets for minor children
or to protect your Legacy for future generations.
SIX STEP FINANCIAL PLANNING PROCESS
We’ll introduce our ideas to you at a
complimentary, face-to-face discovery meeting.
We’ll seek to understand where you are now
financially, and what you need to achieve in the
If you’re in a position to invest for your future,
we’ll gauge your appetite for risk, and counsel
you on the level of growth you should target.
We’ll develop a financial plan for you - tailor
made for your goals.
We’ll help you to build diversified investment
portfolios. That may include cash, stocks, bonds,
property & commodities - to grow your wealth.
We’ll be at hand to monitor your investment
plans on an ongoing basis, building a trusted
relationship that can last many years.
THE HISTORY OF SCI
Founded in 2002 as Southern Cross International,
SCI Group is headed by James Fern CFP®, a Certified
Financial Planning Professional.
Our 20 strong Botswana team hold a wide range of
experience and qualifications.
We provide high quality financial planning advice,
and give exceptional personal service.
PLANNING FOR CHILDREN
Many professionals were educated internationally -
and have the same ambitions for their children.
Unfortunately, the opportunities for scholarship
funding are now decreasing, and borrowing to fund
a university education is expensive.
SCI Wealth Advisers set up Trust Funds to
ensure children get the education - and the
financial future - they deserve
In a world where we move jobs, companies and
even countries, Government and employer-based
old-age-pensions are less and less likely to be
sufficient to provide for you.
“Retirement planning is perhaps the most
important part of any financial portfolio”
Successful people don’t want to burden their
children with the financial responsibility of caring
for them in their old age.
It is important to protect your spouse & children
(and your business interests) with life insurance,
but many over-pay for their protection needs.
Your SCI Wealth Adviser will check:
Family Protection Needs
Mortgage or Loan Insurance
Business & Shareholder Protection
Key Person Insurance
Keeping these costs to a minimum helps you grow