The Kingston Trust Fund is known to have one of the best healthcare plans in New York. However, the fund has not always managed its responsibilities with ease. In fact, it was in the face of adversity that the Kingston Teacher’s Federation (KTF) was introduced to Joseph Fiegoli of National Health Administrators, Inc., who presented a plan that considered new legislation on mental conditions and health coverage for newborns. Thus began the Federation’s foray into self-insurance, and the well-functioning fund was the direct result.