1. Contact Information:
Corresponding & Permanent Address:
Jyoti Ranjan Sinha
s/o-Kartik Prasad Sinha
Mo. No. +91-8797597606
BASIX ,House of Ms.Sangeeta Mehta, Ward
No.13 Jumeritelieya, Dist-Koderma.(J.H)
Date of Birth : 1st
Gender : Male
Nationality : Indian
arit St Status : Married
B I O D A T A
J Y O T I R A N J A N S I N H A
Jyotiranjan351@gmail.com +91- 8797597606, 7870236668
To be part of a dynamic organization where I could deliver my zenith banking on my proficiencies
blended with creativity & innovation for the best interest of my organization and my career.
Bhartiya Samruddhi Investments and Consulting Services Ltd. (BASIX): BASIX, a new generation
Livelihood Promotion Institution in India and BSFL (Bhartiya Samruddhi Finance Ltd.) is registered as
NBFC under Companies Act 1956. and licensed under Reserve Bank of India Act-1934 The company is
operating in Eighteen states having 210 branches with the objective of promoting large number of
sustainable livelihoods through provision of financial services and technical assistance in an integrated
Job Profile: Accountant –(2nd Jan’06 –31st
March ’08) department-Fin & Accounts
Job Profile: Unit Accountant-(1st
April’08 to 31 April 2010) department- Fin & Accounts
Job Profile: Area Executive -(1st
Sept’11)department-Cr.Ops & Risk)
Job Profile: Presently working as Unit Head/BranchManager –(1st
Fin. & Ops.
Head Quarter: Jhumaritelaiya, Koderma Unit, Jharkhand
Job Roles and Responsibilities:
• Managing the Unit team of 30 person including field and back office staff
• Appraisal, sanctioning and disbursement of micro credit product.
• Fund and Recovery Management.
• Team Management.
• Portfolio monitoring and control.
• Field staff necessary guidance and training.
• Managing the internal sale of credit Insurance and other financial credit, agricultural
Business Development products.
• Actively participate in preparation of annual triad business plan as per the operations
policy. Triad Services include Livelihood Financial services, Credit, Insurance,
Agricultural & Business Development Services, Institutional Development Services and
other services innovated from time to time.
• Review progress and monitor the daily/weekly/fortnightly achievements in order to
achieve monthly thereby annual plans.
• Assess and monitor portfolio quality of triad services like performing portfolio, high
onetime repayment rate, high customer service and operational compliance
• Manage LSA and LSP time deployment.
• Crisis management.
• Develop and maintain collaboration with service provider person’s institutions in the
• Fraud management-Precautionary and post.
• Overdue account and portfolio management.
• Specified person for credit linked insurance product selling on behalf of the corporate
• Co-ordination with legal team for recovery and recovery legal procedure-i.e.NI act ,Money
JOB RELATED SKILLS
• Actively managing and promoting the financial services of the company,
• Decision Making problem solving
• Tolerance for ambiguity
• Leadership and Team Building
• Interpersonal Skills
• Economics of the loan proposals.
• Fund management.
• Achieving the target of recovery and business origination
• Managing on time recovery.
• Comfortably can work independently as well as in the team .
2. Languages Known:
English & Hindi
Completed Post Graduate Diploma in Financial Management PGDFM YEAR 2012
Completed 3 year full time LLB from RANCHI UNIVERSITY Year 2004
• Completed Bachelor of commerce (B.Com A/c Hon’s.) from Vinoba Bhave University
Hazaribag in 1998.
• Completed 10+2 from Markham College of Commerce Hazaribagh, in 1995.
• Completed 10th
from Marwari High School, Ranchi in 1993.
• M.Com ( perusing from IGNOU)
Diploma in Computer Application-DCA
Working experience with ERP software.
• Curiosity to learning, enthusiastic, ambitious and flexible attitude suitable for corporate culture.
ACTIVITIES AND AWARDS
• Participation in Youth Programme broadcasted by Aakashvani Ranchi
• Best Field Force Award in eastern zone in the Year 2010 in the present organization.
• Manikant Pandey
(State Head BASIX, Ranchi . Mob-07544003686)
• Pinaki Sen Sharma
(Team Leader BASIX at CSC Govt. Project at Santhal Pargana Region Mob-07070468757)
I hereby solemnly declare that the above information and particulars are true and correct to the best of
my knowledge and belief.
Date: ___11-07-2015__ (Jyoti Ranjan sinha)