1. Micro Finance Institute
for increased employment, economic and social
integration
Geografical coverage
Four regions - Stockholm, Södermanland, Östergötland
and Västra Götaland
Programme: ”Regional Competitiveness and
Employment for East Mid – Sweden 2007-2013
Duration of project: 01/01/2008 – 31/12/2010
Implementing agency: NGO - NEEM- Network for
Entrepreneurs from Ethnic Minorities in collaboration
with 3 partners

2. Goal: ”Make Women Bankable”
To develop a sustainable Micro Finance Institute and
create an entrepreneurial infrastructure - Swedish model
Project specific investments
Social:
To facilitate self employment opportunities to women
from marginalised groups in four regions
Structural:
To establish four Micro Finance regional support
platforms
Financial:
To build-up a Micro Finance Loan Fund

3. Results, impact and sustainability of the
project results so far...
The first Micro Finance Institute in Sweden was inaugurated on 11th Sept 2009
Transnational cooperation: NEEM is one among European Micro Finance Network
members - Exchange of best practice
National level: Policy dialogue on Micro Finance as an inclusive labour market
strategy has been initiated
Developed Micro Finance outreach methods and tools are on transfer to other
organisations
The Micro Finance Institute in Sweden Ltd is started by beneficiaries
Direct lending permit by Swedish Financial Authorities
Regional and local economic perspective:
Micro Finance intersectoral platforms are established in four regions

4. Participants’ age variation & ethnic backgrounds
15%
24%
19%
35%
8%
18-25
26-35
36-45
46-55
56 -65
19%
81%
Native
Swedes
0 5 10 15 20
Chile
Colombia
Cyprus
El Salvador
Eritrea
Iraq
Iran
Jordan
Kenya
China
Congo
Korea
Kosovo
Lebanon
Morocco
Mongolia
Peru
Romania
Russia
Somalia
Sweden
Syria
Tanzania
Thailand
Vietnam

5. Socio-economic effects
Example from the region of Södermanland:
Expected impact from started enterprises - € 443 833,4
Local level € 98 791,4
Regional level € 42 857,5
National level € 302 184,5-
- New production units
- Increased consumption
- Paid in taxes etc.
- Decreased costs for social benefits
According to prognosis made by Swedish Industrial Developement Centre (IUC Sverige AB)
THANKS!
Micro Finance Institute in Sweden
www.mikrofinansiering.se