2. LCTaylor: 1.800.463.8371 www.LCTaylor.com
Creditors do all they can to collect money
owed to them and one option they have is
a wage garnishment.
When a creditor garnishes your wages, the
amount is automatically deducted from
your paycheque and sent to the creditor.
3. A creditor must file a lawsuit called a
Garnishment Order.
If approved, a percentage of your paycheque is
automatically deducted and sent to the court
for payment to your creditors.
If your wages have been garnished, you do
have options.
LCTaylor: 1.800.463.8371
The Wage Garnishment Process
www.LCTaylor.com
4. If you have the financial
resources to pay your debt in
full, the garnishment order
will be canceled.
Option #1:
Pay Your Debt in Full
LCTaylor: 1.800.463.8371 www.LCTaylor.com
5. If you can prove to the court that a
garnishment will create a serious financial
hardship, they may reverse it.
If approved, the garnishment order would
be reversed but you would need to make
regular payments to the court to pay back
the debt.
Option #2:
Prove Financial Hardship
LCTaylor: 1.800.463.8371 www.LCTaylor.com
6. A consumer proposal or
personal bankruptcy will
provide legal protection from
creditors.
Both options will put a stop to
wage garnishment.
Option #3:
Take Legal Action
LCTaylor: 1.800.463.8371 www.LCTaylor.com
7. If you are facing a wage garnishment in Manitoba or Ontario
visit us at
LCTaylor.com
Trustees are available to answer your questions at our
Winnipeg and Kenora locations.
Call us now to schedule your free consultation.
LCTaylor: 1.800.463.8371 www.LCTaylor.com