A personal approach about how to get out of a debt rut - which requires personal discipline

1. Personal Wealth Creation Personal as it Comes – Phase 1

2. Think Change What seems like only a ripple today... Can become the wave of the future

3. Daily Challenge

4. How do you rise above the rut?

5. What are the Options? Do you take an extra job to create additional income? Do you start a sideline business? With what money? Do you start saving at the bank? What about service charges? Do you have the extra cash? What ever extra cash – put it away. Do not use it. After a year count this – Discipline without Effort

6. Current Situation

7. Personal Challenge Creating the Balance Personal Desires Discipline

8. Steps to Follow

9. If you have one last breath use it to say...