How diversified is your retirement plan at work? Do you have good options when it comes to saving for retirement? If you don't have good investment options, find out if you have a self-directed brokerage option.

1. Mullooly Asset Management Podcast
September 25, 2013
Mullooly Asset Management September 2013

2. Types of Accounts You Might Have
 401k account
 403b annuity
 Section 457 Deferred Compensation
Mullooly Asset Management September 2013

3. Characteristics
 Most have a menu of mutual funds
 Many plans give 10-20 choices
Take note of:
 How many small-cap, mid-cap, international funds?
Mullooly Asset Management September 2013

4. What You Will Notice
 Large percentage of choices will be:
- Large-cap funds
- Asset allocation/lifestyle funds
Problem:
 Not enough diversification
 Many funds overlap
Mullooly Asset Management September 2013

5. A Lot of Options
 Some plans have 50 choices or more
 Can be too much for individuals to manage
Self-Directed Brokerage Option (SDBO)
Self-Directed Brokerage Account (SDBA)
Mullooly Asset Management September 2013

6. Most Important Factors
 Knowing whether market is on offense or defense
 Whether to be aggressively investing or conservative
This is where point and figure charts really help!
Mullooly Asset Management September 2013

7. None of the securities mentioned in this (or any) podcast or
video represent past specific recommendations of Mullooly
Asset Management.
This video is NOT a recommendation to buy or sell any of the
securities mentioned here.
If you’re relying on a podcast for investment advice, you are
likely making a huge mistake.
We strongly urge our listeners to consult with their
investment advisor before they make a decision to buy or sell
any investment.
Mullooly Asset Management September 2013

8. Mullooly Asset Management, LLC
support (at) mullooly (dot) net
732-223-9000
www.mullooly.net
Mullooly Asset Management September 2013