FinTech & InsurTech: Company presentation by Moshe Selfin, Credorax at the NOAH Conference Berlin 2019, 13-14 June, STATION.

1. Copyright © 2019. Credorax Confidential. All rights reserved
From Seed to Growth
Moshe Selfin
Co-founder, Chief Operations Officer & Chief Technology Officer
Copyright © 2019. All rights reserved
Three things I have learned that
will take your business F.A.R.

2.  @NOAHConference
 @noah_conference
 @noah-conference
 @NOAHConference
FOLLOW USONSOCIAL

3. Copyright © 2019. Credorax Confidential. All rights reserved
Credorax is a European bank focused on
providing banking and payment services
to omni-commerce merchants
Copyright © 2019. All rights reserved

4. Copyright © 2019. Credorax Confidential. All rights reserved
2012 2013 2014 2015 2016 2017 2018
Processing volume
Our Seed-to-Growth Story
x
57% CAGR
Growing our processing volume in 7 years to 20x the volume we started with
2x 3x 7x 10x 16x 20x
111
161
185
208
242 239 240
Employees
Copyright © 2019. All rights reserved

5. Remittance ServicesLoans
Virtual
Accounts
B2B/B2C/P2P
Payments
Approval Rate
Optimisation
FX Services
Payment Facilitator
Solutions
Marketplace
Solutions
PayByLink
Shopping Carts
Plugins
APM
Payment Page
Smart 3D
Secure
Worldwide
Connectivity
Token
Management
POS Solutions
Data APIInsights
Anti-fraud
Management
Copyright © 2019. All rights reserved

6. Going F.A.R.
Copyright © 2019. All rights reserved
Focus ResilienceAdaptability

7. Copyright © 2019. Credorax Confidential. All rights reserved
Focus
Your resources are scarce!
Focus on the added value
of your core business
Copyright © 2019. All rights reserved

8. Copyright © 2019. Credorax Confidential. All rights reserved
Adaptability
Innovative ideas create a market shift by design
Face reality and adapt accordingly
Copyright © 2019. All rights reserved

9. Copyright © 2019. Credorax Confidential. All rights reserved
The journey to growth has highs and lows
Resilience
Enjoy the highs and be resilient through the lows
Copyright © 2019. All rights reserved

10. Focus ResilienceAdaptability
Flexible payments platform
Scaling up with you
Ready for your evolving business
Tailoring solutions for you
Payment experts
Optimising your
conversion rates
Managing & securing
your payments
The partner you can trust
A management team that’s been
building successful companies
for over 25 years,
through their highs & lows
Copyright © 2019. All rights reserved

11. Dare to think F.A.R.
Copyright © 2019. All rights reserved

12. Selected Completed NOAH Transactions
Focus on Leading European Internet companies
Covering over 400 companies across 25 online
verticals, a broad range of over 500 investors as
well as 100+ online-focused corporates
Deep understanding of industry dynamics
Ability to add value beyond banking advice
Facilitates overall process and minimizes
management distraction
NOAH Advisors is globally well connected
and has direct access to virtually all key
players in the industry
Knowledge of and strong relationships with
potential buyers’ key decision makers
Proactively finds and unlocks attractive
investment opportunities for leading investors
Annual NOAH Conference in its 10th year
Over 40 years of combined relevant M&A experience
Routine execution of M&A and financing transactions
with sizes of several billion euros
30 successfully completed NOAH Advisors transactions
underline successful transfer of M&A competencies to
the Internet sector
Entrepreneurial mind-set, focused on growing the
business and establishing a reputation for excellence
Ability to deliver top results in short time frames
Highly success-based compensation structures align
interests of clients and NOAH Advisors, and demonstrate
conviction to deliver top results
Creative deal solutions
Unique Industry Know-How
Unmatched Network and Relationships
Strong Investment Banking Competence
Full Commitment - We Are Entrepreneurs!
EUROPE’S LEADING INTERNET
CORPORATE FINANCE BOUTIQUE®
The NOAH Advisors Core Banking Team
Marco Rodzynek
Managing Director & Founder
Jan Brandes
Managing Director
Nikhil Parmar
Director
Olek Skwarczek
Associate
Lukas Schlund
Analyst
December 2014 October 2014
Sale of 100% of
for $800m to
Exclusive Financial Advisor to
Fotolia and the Selling Shareholders
Sale of 100% of
for €80m to
Exclusive Financial Advisor to
Trovit and its Shareholders
October 2016
Investment in
Exclusive Financial Advisor to KäuferPortal
and its Shareholders
by
84% Ownership
December 2016
August 2017
Financial Advisor to Silver Lake
Financial Advisor to EMK Capital
Investment in
Acquisition of a Majority Stake in
by
by
at a valuation of $200m
November 2019 July 2019
September 2018
Financial Advisor to MagicLab
Financial Advisor to AU10TIX
and its shareholders
Financial Advisor to 10bis
and its shareholders
Acquisition of a 79% stake in $60m Investment in
Sale of 100% in
by
at a valuation of ~$3 billion
at a valuation of $260m by
for €135m to
10Bis