A digital banking unit (DBU)/Smart Bank Branch features a priority-based combination of the traditional and digital banking concepts. DBU reverses the 70:30 floor utilization ratio of traditional banks. In DBUs 70% of floor space will be allocated for self-service. DBU helps in the optimal and effective utilization of space and consists of Self-service area, Standing desk area, Priority Lounge, tablets, self-service kiosk terminals and interactive screens. This innovative approach significantly reduces Capex and Opex. The added benefits are mentioned below. * Ideal to implement in shopping malls, metro stations, remote locations where a traditional retail unit is not feasible. * Features technology-driven, highly customer-oriented approach that facilitates targeted sales. * Highly effective in boosting brand image. * Highly scalable and customizable. * Facilitates instant bank account opening after KYC submission. * Instant card issuance * Instant cheque book issuance * 24/7 uninterrupted banking service for the customers.