It's not uncommon for initial workers' compensation claims to be denied. There are common reasons why this happens. Injured workers can appeal denied claims, but it's wise to enlist the services of an experienced workers' compensation lawyer.
2. More than 39,000 nonfatal workplace injuries and illnesses
were reported among Iowa’s private industry employers in
2015, resulting in an incidence rate of 3.7 cases per 100
equivalent full-time workers.*
*Source: U.S. Bureau of Labor Statistics
3. A number of valid workers’ compensation
claims are denied each year.
An injured worker whose
claim is denied can hire a
lawyer to help with the
appeal process.
4. Top reasons why workers’ comp claims are denied:
You failed to provide your employers’ insurance company
a recorded statement
You did not report your work-related injury promptly
5. Top reasons why workers’ comp claims are denied:
Your employer states the injury did not occur at
work or is not work-related
There is a discrepancy between your report regarding
treatment and the initial medical records
6. Report an injury when it occurs.
Iowa law states an employee must report a work-
related injury to an employer within 90 days of its
occurrence or benefits may be denied.
7. Consult with a lawyer
before providing
a recorded statement.
An employer or employer’s
insurance company may request a
recorded statement describing the
accident. This is not required and
may be detrimental to your claim.
Consult with a lawyer before
signing or providing a statement.
9. Whether you are providing accident details to a
co-worker, supervisor, HR person or a health
care provider, be sure the information you
provide is true and consistent.