1. Non life Insurance Highlights
General Insurance Council

2. Non Life Insurance Penetration & Density
0.56 0.67 0.62 0.64 0.61 0.6 0.6 0.6 0.6 0.71 0.7 0.78 0.8 0.7 0.72 0.77
0
1
2
3
4
5
6
2
0
0
1
2
0
0
2
2
0
0
3
2
0
0
4
2
0
0
5
2
0
0
6
2
0
0
7
2
0
0
8
2
0
0
9
2
0
1
0
2
0
1
1
2
0
1
2
2
0
1
3
2
0
1
4
2
0
1
5
2
0
1
6
PENETRATION (% OF GDP)
Source: IRDAI
General Insurance council 2
2.4 3 3.5 4 4.4
5.2
6.2 6.2 6.7
8.7
10 10.5 11 11 11.5
13.2
0
5
10
15
20
25
30
35
2
0
0
1
2
0
0
2
2
0
0
3
2
0
0
4
2
0
0
5
2
0
0
6
2
0
0
7
2
0
0
8
2
0
0
9
2
0
1
0
2
0
1
1
2
0
1
2
2
0
1
3
2
0
1
4
2
0
1
5
2
0
1
6
IN
US
$
YEAR
DENSITY (USD)

3. General Insurance Council

4. 48,213
71,203
77,543
84,686
96,379
128,128
22.90%
24.10%
19.00%
8.90% 9.20%
13.80%
32.90%
0.00%
5.00%
10.00%
15.00%
20.00%
25.00%
30.00%
35.00%
-
20,000
40,000
60,000
80,000
100,000
120,000
140,000
2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17
Growth
%
Rs
in
Crores
Year
Gross Direct Premium Income-Indian Business
GDPI Growth %
GDPI has grown at a CAGR of 17.7% over the
period 2010-11 to 2016-17
Source: Council Collation General Insurance Council

5. 1427
261
4837
69
6264
1926
593
8459
83
10385
0
2000
4000
6000
8000
10000
12000
Private Sector (
Multiline)
Health Public Sector Multiline) Agriculture and ECGC General Insurers
No of Offices
2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17
Source: Council collation
General Insurance Council

6. 19636
6218
66727
766
86363
34277
19947
61547
886
95824
0
20000
40000
60000
80000
100000
120000
Private Sector Multiline Health insurers Public Sector Multiline) Agriculture and ECGC General Insurers
No of Employees
2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17
General Insurance Council
Source: Council Collation

7. General Insurance council 7
Market Share of Companies For FY 2017 in terms of GDP
Source: Council Collation
0.00%
2.00%
4.00%
6.00%
8.00%
10.00%
12.00%
14.00%
16.00%
18.00%
17.06%
13.19%
12.22%
10.54%
9.18%
5.55%
4.13%
3.38% 3.24% 3.23%
2.38% 1.99% 1.85% 1.76% 1.67% 1.54% 1.22%
5.87%

8. Fire, 7.5% Marine Cargo, 1.7%
Marine Hull, 0.6%
Engineering, 1.8%
Aviation , 0.3%
Liability, 1.5%
P.A., 2.8%
All Other Misc., 4.2%
Motor OD, 18.6%
Motor TP, 20.8%
Health, 24.1%
Crop Insurance, 16.10%
Overall Market share as on 31st March 2017
Source: Council collation
General Insurance Council

9. 6,528
7,357
6,369
8,102
9,866 9,955
12,415
14,305
16,786
19,123
21,755
5,000
10,000
15,000
20,000
25,000
2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17
Income-Rs
Cr
Year
Investment
Investment Income
General Insurance Council
Source: Public Disclosures

10. 1.69 1.67 1.67
1.76
1.95
2.16
2.00 1.94
1.85
1.95
2.43
1.14 1.11 1.17
1.24
1.39
1.51 1.50 1.52 1.46
1.55
1.71
-
0.50
1.00
1.50
2.00
2.50
3.00
10,000
20,000
30,000
40,000
50,000
60,000
2006-07 2007-08 2008-09 2009-10 2010-11 2011-12 2012-13 2013-14 2014-15 2015-16 2016-17
Capital Leverage (Gross and Net Premium)
Capital Employed Gross Premium/Capital Employed Net Premium/Capital Employed
Source: Public Disclosures

11. 9.4%
-0.5%
-7.7%
-3.5%
-2.6%
9.9%
37.9%
10.2%
8.5%
2.8%
-10.3%
1.2%
4.9%
10.4%
23.8%
-9.0%
9.5%
1.6%
-5.7%
-6.4%
4.1%
17.2%
0.6%
-12.0%
-2.0%
8.0%
18.0%
28.0%
38.0%
Fire Marine
Cargo
Marine Hull Engineering Aviation Liability P.A. All Other
Misc.
Traditional Line of Business-Growth % for 3 years
(Other than Motor & Health)
March 2017 March 2016 March 2015
Source: Council collation
General Insurance Council 11

12. Motor & Health Growth %
(63.5% overall Market Share)
11%
26.4% 23.8%
9%
18.45%
22.14%
4.30%
18.79%
15.64%
0%
5%
10%
15%
20%
25%
30%
Motor OD Motor TP Health
Motor & Health Business -Growth % for 3 years
March 2017 March 2016 March 2015
Source: Council collation
General Insurance council 12

13. 126%
122%
90%
95%
100%
105%
110%
115%
120%
125%
130%
135%
140%
2011 2012 2013 2014 2015 2016 2017
Combined Ratio
General Insurance Council
Source: Council Collation