1. Teresa Villasuso
3340 N.W. 97 Street
Miami, Florida 33147
Home (305) 696-2888-cell (305) 479-3783
Email: tgv2664@live.com
Summary
Passionate and motivated professional with Private banking experience in operations and
customer service. Holds FIBA AML Certification an in depth knowledge of banking
products including letters of credit, transaction monitoring for processing wire transfers,
account opening/closing documentation. Subject matter expert in all phases of W-8/9
Ben validation for both foreign individuals and corporation.
PROFESSIONAL EXPERIENCE
HSBC, Private Bank, Miami, Florida
Document Control-F.A.T.C.A. Analyst June 2014 to the present
• Promote effective delivery of services to maximize accuracy, timeliness,
consistency and cost effectiveness. Maintain departmental procedures, manual
and departmental forms for all majors functions and internal control.
• Review and update W-8/9 forms for all accounts structures according to the IRS
form required eg. W-8 Ben, W-8IMY, etc, ensure FATCA compliance. All
Private Banking US customers (individuals and entities in the U.S. will require an
enhance due diligence review of their files including both paper and electronic
reviews.
• Identify any inconsistencies/gaps in client information, identify U.S. indicia.
Request additional information to resolve issues to cure U.S. indicia, recommend
F.A.T.C.A. Classification and review accounts for Internal Quality Assurance.
• Review and update CIP documents for new and existing accounts, which includes
the enhanced review of U.S. indicia on all related accounts to ensure FATCA
compliance.
• Update CRM for any Data changes to Client Profiles, including address change.
• Update Document Tracking and prepare documents for imaging.
• Review documentation for new accounts for all structures (personal, corporate,
limited liability company, partnerships, non profits organizations, trusts,
foundations, banks) according to regulation K, Bank policies and procedures.
• Support front office by determining FATCA status onboarding clients, and
updates on accounts for individuals as well as foreign entities.
• Perform due diligence, verifying ID’s, Worldchecks, Google Searches, OFAC.
• Perform KYC static changes to customers profile.
• AMLCA Certification, EDD, CDD, KYC
Bank of America, N.A., Miami, Florida 2011-2014
INTERNAL

2. Letters of Credit Specialist
• Checking Export Documents.
• Preparing Incoming Payment of L/C
• Advising discrepancies to Freight Forwarders and attending to related request.
HSBC, Miami, Florida 2010-2011
Administrative Assistant
• Process conversion of bearer shares to nominative.
• Serve as a liaison between attorneys and account officer in the incorporation of
offshore companies.
• Perform Due Diligence review, OFAC, Worldcheck, Google Searches
• Process payments and investigation of invoices.
• Familiar with account opening documents.
• Process department mail.
• Log department work.
BB&T (formerly Colonial Bank), Sunrise, Florida 2007 – 2009
Letters of Credit Specialist
• Issuance of Letters of Credit, Commercial and Standby.
• Check documents and prepare payment of letters of credit.
• Process Documentary Collections.
• Keep track of the Automatic Renewable LOC.
• Assisted customers over the phone and answered their questions related to LOC.
United Auto Insurance Group, Miami, Florida 2001 – 2007
Underwriting and Endorsement Clerk
• Prepared all endorsement and necessary changes to policies and maintained the
required processing maximum.
• Organized department and trained new employees in processing the work.
• Responsible for the Issuance of Letters of Credit, Commercial, Standby and
Export Letters of Credit.
Education/Training
AMLCA Certification AML Knowledgeable of the laws applicable to money laundering
including the Bank Secrecy Act, the USA Patriot Act, US Treasury AML Guidance.
OFAC/ Suspicious Activity Reporting
Miami Dade College – various credits
Hialeah-Miami Lakes, High School
Skills
Working knowledge of MD3 CIT/MARKIT
Proficient in Microsoft Office, Outlook, Word, Excel
INTERNAL

3. Bilingual, English and Spanish
INTERNAL