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Home Buyers Guide
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UNITED HOUSING SOLUTIONS.pptx

  1. 1. UNITED HOUSING SOLUTIONS www.unitedhousingsolutions.net
  2. 2. Throughout the years, we've earned a reputation for being one of the best foreclosure stoppers in NYC area. The interests of our clients are always first priority, we go above and beyond to make sure they get the results they need. Whether you’re property owner falling behind on payments, in foreclosure, or inherited a property. Our CEO (chief executive officer) and our COO (chief operating officer) will work directly with you and direct you to the right specialist from United Housing Solutions for your particular situation. READ MORE
  3. 3. www.unitedhousingsolutions.net CREDIT REPAIR Your primary credit score, also known as myFICO®, is a 3-digit number between 300 – 850 and is a reflection of your five credit factors. It's almost like a financial reputation, and lenders use it to determine what kind of loans or credit cards you qualify for. READ MORE
  4. 4. www.unitedhousingsolutions.net FORECLOSURE Foreclosure is the legal process banks and mortgage lenders use to regain the balance of a loan, when borrowers stopped making payments on their mortgage loans. When a borrower uses a mortgage to purchase a property, they agree to make monthly payments to their lender until they’ve paid back the loan. READ MORE
  5. 5. www.unitedhousingsolutions.net SHORT SALE Short Sale is when a homeowner owes more on their mortgage than the current market value of their home today. When you are upside down on your mortgage payments, and trying to avoid foreclosure trust our short sale specialist from United Housing Solutions to help you go through this process. READ MORE
  6. 6. www.unitedhousingsolutions.net SHORT SALE VS FORECLOSURE? Short sales and foreclosures are two financial options available to homeowners who are behind on their mortgage payments, but the timeline and consequences are different in each situation. READ MORE
  7. 7. www.unitedhousingsolutions.net WHAT ARE THE BENEFITS OF SHORT SALE VS FORECLOSURE? A homeowner who has gone through a short sale will be eligible to purchase another home immediately, and will not affect your credit report. While a foreclosure essentially lets you walk away from your home depending on the circumstances READ MORE
  8. 8. www.unitedhousingsolutions.net EVICTION Eviction falls into two categories: nonpayment and holdover.Nonpayment: failure to pay rent.Holdover: violating the lease, overstaying your lease, violating rental agreement, or bothering other tenants. READ MORE
  9. 9. www.unitedhousingsolutions.net PROBATE/ ESTATE PROPERTY Probate is a legal process in which a will is being validated, and determine the inheritors to legally transfer the decedent's assets. After the asset holder dies the court assigns an executor that is named in the will or an administrator READ MORE
  10. 10. www.unitedhousingsolutions.net MORTGAGE FORBEARANCE Forbearance is when your mortgage servicer or lender allows you to temporarily pay your mortgage at a lower payment or pause paying your mortgage, while dealing with short-term crisis, You will have to pay the payment reduction or the paused payments back on the agreed upon end date. READ MORE
  11. 11. www.unitedhousingsolutions.net MORTGAGE MODIFICATION Mortgage modification is a process where the terms of an existing mortgage are modified outside the original terms of the contract agreed to by the lender and borrower, due to missed mortgage payment, or and financial hardships. READ MORE
  12. 12. (877) 511-2241 info@unitedhousingsolutions.net www.unitedhousingsolutions.net

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