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For Educational Purposes Only
For Educational Purposes Only
For Educational Purposes Only
As it relates to financing, we
American’s generally fall into
2 categories:
For Educational Purposes Only
Lets cover how both the
Spender and Saver
finance cars
$0
SPENDER
For Educational Purposes Only
Car 1 Year 1 Car 2 Year 4 Car 3 Year 8 Car 4 Year 12
$25k $25k $25
k
The spender borrows $25k for the car. They then
repay the car over 4 years. Over & over again.
$0
SAVER
For Educational Purposes Only
Car 1 Year 4 Car 2 Year 8 Car 3 Year 12
$25k $25k $25k
The saver saves $25k for the car over 4 years. They
then buy the car in cash & begin saving for the next
car.
For Educational Purposes Only
Are you the
Spender
Or
Saver
$0
SAVER
SPENDER
For Educational Purposes Only
Did you notice how they
both ended at $0?
For Educational Purposes Only
Unfortunately, neither get
to take part in
compounding interest
For Educational Purposes Only
Unlike the
Wealth Creator
THE WEALTH CREATOR
For Educational Purposes Only
Who learned how to take
advantage of compounding
interest while financing
life’s everyday purchases
For Educational Purposes Only
When would you want to
stop compounding
interest?
For Educational Purposes Only
“NEVER”.
For Educational Purposes Only
When would you want to
start compounding
interest?
For Educational Purposes Only
“YESTERDAY”.
For Educational Purposes Only
How are you taking
advantage of
compounding interest
today?
For Educational Purposes Only
Why be a
When you could become a
Wealth
Creator

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Spender vs. Saver