1. Helping people make
smart financial decisions

2. Xentum helps people make smart
financial decisions so they can build
and protect their wealth over time.
We help people to:
see a complete picture of their finances
model their life time cash flow
choose investments to suit their personality and goals
reduce their tax burden
protect their wealth for the next generation
build and manage their pension to meet the needs of
life in retirement

3. To highlight any opportunities or threats we
need to understand a family’s existing arrangements
and their future goals.
We utilise the latest technology
to build simple and intuitive
tools which enable our clients
to form a complete picture of
their finances.
Figures for illustrational purposes only

4. We model our client’s lifetime cash flow to check
they are on the right path.
By modelling various scenarios and using realistic
assumptions clients can appreciate the implications of
the choices they make today.

5. We use psychometric risk profiling to help
understand the mindset of our clients.
Psychometric risk profiling is a scientific assessment of the level of
investment risk with which you are comfortable.
We do not use this assessment in isolation; however it does
provide a robust treatment of this complex subject and indicates
your position relative to others in the investment community.

6. We are different to most because we work as a
team and our clients benefit from our collective
expertise and experience rather than that of an
individual.
For highly specialised tasks we utilise our extended network of
professionals who we have worked with for many years:
investment managers personal tax accountants
private client lawyers wills and probate family
lawyers divorce specialists mergers and acquisitions
corporate transactions trust specialists

7. We specialise in helping families with wealth between £1m and £30m
and offer 3 levels of service:
Xentum Private Office
Holistic Independent Financial Planning & Advice
Xentum Wealth
Bi-Annual Review
Holistic Independent Financial Planning
Xentum Advice Annual Lifetime Cash flow Planning
& Advice
Independent Financial Solutions Bi-annual appraisal of risk profile
Annual Review
Simple Reactive Service Bi-annual Valuation Report
Annual Lifetime Cash flow Planning
File Maintenance Access to Chartered Financial Planning Team
Annual appraisal of risk profile
Additional work billed at Cash Management Service
Annual Valuation Report
appropriate hourly rate Proactive Tax Planning (Pensions/VCT/EIS/Trusts)
Access to Chartered Financial Planning Team
Property Consultancy
Cash Management Service
Specialist Advisers/Professional Connections
Quarterly independent market analysis

8. We are independent and privately owned and offer
continuity and stability in an ever changing industry.
Xentum Ltd (Head Office) Xentum Ltd (London Office)
Bridgewater Court 123 Pall Mall
Lymm, Cheshire London
WA13 0ER SW1Y 5EA
T 01925 398 831 T 020 7101 0803
www.xentum.co.uk info@xentum.co.uk