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Credit workshop
- 1. Build Credit For Your Small Business
Notas del editor
- Give examples for each to illustrate. For instance: Grow – open another store if you have been successful with your first one Buy inventory – especially for holiday season, some businesses need to stock up! Publicize – if there is a magazine that reaches your market. If you sell pet clothing, a pet magazine or website Buy equipment – all businesses eventually need this and equipment is expensive, you’ll most likely need to finance it. If taylor businesses, sewing machines. If in food industry, industrial freezers, stoves, etc. In ANY business: computer! Working capital – lack of working capital is one of the main reasons for small business failure!
- You can illustrate the worth of the $7,294 by giving examples of what else people could buy with that money: you can buy yourself a car, add to a mortgage downpayment, or save that money for college!
- If anyone does not know what a credit score is (it’s mentioned in this slide), just say that we will talk about it later on.
- Take some time to clarify how medical history not appearing is different than having medical collections appear on your report, although if there are lots of medical collections in a report, this will reveal a general statement that “you are having medical problems”. Note that medical collections appearing on third party reports do not reveal the names of doctors or hospitals, nor addresses and phone numbers. This is only disclosed to the individual who has been reported, through a direct request to the credit bureaus for a report, and through annualcreditreport.com
- It is much less expensive and cumbersome to build a small business on personal credit.