1. Profile Summary
Offering over 14 years of multi-cultural experience in managing operations, resource and project management
functions like US & UK mortgage, big data analysis, mortgage underwriting, project transition & migration, user
acceptance testing, due diligence. Excellence in statistical data analysis and reporting using technical skills like VB
Programming, SQL, MS Office & PDFS while generating risk reports, spearheading the continuous improvement
projects by applying standard project management methodologies.
Hands-on expertise in formulating & implementing strategies in setting-up new projects, developing operational
procedures & systems, establishing MIS & dashboards to aid management reporting. Proficient in directing
business in new & growth areas and motivating people to perform beyond their normal past skills & levels using
skills in enhancing overall administration, employee performance, recruiting & training new hires. Skilled in
strengthening relationships with business partners & risk control functions, working collaboratively with the
Operational Risk Management (ORM) team functions as well as business line management. Team-based
management style coupled with the zeal to drive visions into reality.
Core Competencies Academic Details
Executive MBA (Finance) from Institute of Technology and
Management in 2009
BE (Mechanical Engineering) from Konkan Gyanpeeth college of
Engineering, Karjat in 2001
Diploma in Mechanical Engineering from Vidyavardhini Vartak
College of Engineering, Vasai in 1998
Certifications
Pursuing Six Sigma
Lean Management in 2016
Trainings Attended
Citigroup training programs like Fraud Awareness Program,
Information Security Program, Anti-Money Laundering
Program and Citigroup Quality Overview
Morgan Stanley Training Programs like Make More Time,
Communication & Presentation Skills
Notable Accomplishments Across the Career
Played a key role in initiating and directing process improvement
projects to achieve BU’s resource and profitability targets
Drove excellence in extensively working on primary and secondary
data and generating risk reports through licensed models such as
Standard & Poor's, Moody's & Fitch
Certified as Loan Validation Officer & Doc-Reviewer by Citibank
Home Equity (Member of Citigroup, US) & e-Serve International
(Member of Citigroup, India) for approving home mortgages
Certified for all the processes of Co-Ops. & Trusts across the
spectrum in the Underwriting Department at e-Serve International
Recognized as:
o ‘Champion of The Month’ in Oct’04 & Oct’05
o ‘Champion of The Quarter’ during 4th
Quarter 2004
Awarded 3rd
Place for Morgan Stanley World Wise Photo Contest
Received several appreciations from Business Head for prospecting
excellence
Skill Set
AMIT R. KOLWANKAR
Senior Professional, Collateral Analyst – Strategy & Modeling
Expertise in Operations Management with hands-on expertise in migration & transition,
mortgage underwriting, data analysis & credit risk analysis, process enhancement and
project management
Location Preference: Mumbai ~ Industry Preference: KPO, BPO & BFSI
kolwankaramit@gmail.com +91 9820490637
Mortgage Underwriting
Operations / Project Management
Process Optimization / Enhancement
Credit Risk Analysis
User Acceptance Testing
Risk Control & Management
Loan Sales & Origination
Risk Mitigation & Automation
Team Building & Leadership
Coordinator
Collaborator
Leader
Motivator

2. Career Timeline Organizational Experience
Jan’06 – Feb’16: Morgan Stanley Advantage Services,
Mumbai as Strats & Modeling (Fixed Income Division)
Jun’03 – Jan’06: TCS – Eserve (Citigroup Global Services),
Mumbai; Joined as Loan Validation & Document Reviewer
Promoted to Senior Officer
Dec’01 - Mar’03: Hydro Pneumatic Control, Mumbai
Sales Executive
Highlights:
At Morgan Stanley Advantage Services
Managed the entire functions of operations management, resource
allocation, project, process enhancement, pre-sales solutions & credit risk
analysis including the across mortgage, big data analysis and reporting
Spearheaded various projects like data management system -
development and user acceptance testing, data mining and reporting,
legal and compliance, technical projects & warehouse project, distressed
mortgage portfolio analysis & best data project
Interacted with internal teams, stakeholders & senior management
Conducted process-based trainings, primary and secondary data and
generated risk reports & directed process improvement projects
Acted as project lead for transition, migration & user acceptance testing
At TCS – Eserve (Citigroup Global Services)
Managed the entire functions of approving, suspending & declining loan
applications w.r.t. credit, collateral, income, and debt to income ratio
Ensured all the documents required as per guidelines for loan application
were in place
Interacted with customer for any additional information, confirmation and
documents needed
Tracked the changes in loan programs, checked daily production reports
created, adhered to SLAs and conducted a comparative analysis for
decision making purpose so as to measure current performance
Scheduled regular tests for business requirements set by client
Collaborated with management team to know the weekly status of the
team and planned an improvement flow
At Hydro Pneumatic Control
Played a key role in planning strategies to improve sales figures and
driving sales of company products like hydraulic and pneumatic cylinders
Pls. refer annexure for project details
Personal Details
Languages Known: English, Marathi & Hindi
Address : A/34, Goldstar, Dattamandir Road, Dahanukar Wadi, Kandivli (West), Mumbai- 4000067, Maharashtra
Jan’06 – Feb’16
Morgan Stanley Advantage
Services as Strats & Modeling
(Fixed Income Division)
Jun’03 – Jan’06
TCS – Eserve (Citigroup Global
Services), as Senior Officer &
Loan Validation & Document
Reviewer
Dec’01 - Mar’03
Hydro Pneumatic Control
Sales Executive

3. ANNEXURE
Project Details
At Morgan Stanley Advantage Services
Project Management
Highlights:
Played a key role in understanding requirement, project planning, specification documents, process, product
development and enhancement
Scheduling conference calls & video calls, documenting system requirement & licenses including regular meetings,
status update, follow-ups, resource allocation and testing environment
Spearheaded the quality, training, governance & risk mitigation, automation, IT set-up, performance monitoring,
issue escalation, volume ramp up, SLA validation and sign off
Created process notes and reference material for training
Data Management System - Development & User Acceptance Testing
Highlights:
Created reports to analyze risk from the system, which used to store daily mortgage loan level data from the
servicer
Provided data for bankruptcies, foreclosures, reo, loss mitigations, forbearance, loan modifications, valuations and
tracked active and liquidated loans
Led the project development and user acceptance testing activities
Data Mining and Reporting
US & UK Mortgage Analysis and Settlement Process
Highlights:
Analyzed the data received on $100mm+ pools and sent detailed reports including the rating agency results to the
trading desk for their perusal
Advised the trading desk on potential risks on assets after scrutinizing the reports sent by the servicer, valuation
and due diligence depts.
Generated the daily, weekly and monthly reporting on the US and UK mortgage portfolio to the traders to mark the
position including various ad-hoc MIS reporting as required by the internal clients
Highlighted the performance, identify trends and future risk
Led the primary and secondary data analysis and reporting
Gathering data from various sources, collating, analyzing and creating reports as per the request from internal
clients & further resolve queries or doubts about information provided on the reports
Ensured the reports created, met the requests and specifications were documented for changes / updating
Supported the Distress Asset Trading Desk (Primary Markets) in analyzing data across different asset class
including but not limited to residential mortgages, home equity loans and auto loans
Managed the commercial debts across US and UK & European markets.
Supervised the post purchase settlement of deals and identifying pool cuts for underwriting/ exits and RMBS
securitization
Worked with due diligence, valuation, asset manager and servicing for pool transfer
Run weekly marks (valuation) on warehouse residential
Worked on loan portfolio servicing, loan resolution processing and underwriting, loan modification, cash flow,
delinquency analysis and reason for default
Legal and Compliance
Highlights:
Worked with the legal and compliance team to analyze the post purchase and securitization documents
Collaborated with legal team gets queries from Federal Reserve System (FRB), the Federal Deposit Insurance
Corporation (FDIC) and the National Credit Union Administration (NCUA)
Resolved queries by pulling information from Bloomberg & Edgar
Reviewed presale reports produced by Moody and Fitch to provide difference from current position
Technical & Warehouse Project
Highlights:
Automated mail intimation by adding a script to the application which sends mail with just a click, earlier user
checked the data and created a mail which was not required now & the script took care of the data required and
the sender / recipients
Imported additional data by adding a script that reduced almost 7 minutes of work time, earlier the user had to
create a new file and update data in the original file and the script helps to import data with a click and a new file
was created automatically
Adjusted imported data in a way that no preprocessing required to the file

4. Distressed Mortgage Portfolio Analysis
Created scripts & generated reports with just a double click
Best Data Project
Acted as part of the important project for the process
Played the lead role in successfully completing and implementation of the project & got data from various data
source
Generated the best data looking at different data values & every field was assigned a logic / algorithm using which
the output was generated
At TCS
Approved, suspended & declined loan applications looking at the credit, collateral, income, and debt to income ratio
Documents required as per guidelines for loan application are in place, documents to support income, property
valuation, credit, employment, credit history and debts
Worked on application for 1003 to the closing documents
Approved loans up to $150000 and recommend approval application up to 5 million dollars
Generated credit reports, property appraisal, income documents like tax returns (1040s) and salary documents like
pay stubs, w2s, 1099s and other income documents
Scheduled regular tests for business requirements set by client, for profile enhancements, or production support
and document accordingly
Scheduled regular tests for business requirements set by client, for profile enhancements, or production support
and document accordingly
Checked daily production reports created. Keep a check on performance and see to it that the process meets
contractual SLA
Conducted a comparative analysis for decision making as to current performance
Worked with management to know the weekly status of the team and plan an improvement flow