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Presentation Microinsurance

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Presentation Microinsurance

  2. 2. HEALTH MICROFINANCE ,AIM <ul><li>Achievement of level in health care comparable to developed nations </li></ul><ul><li>Increased awareness of people on Healthcare </li></ul><ul><li>Existence of good health care facilities in public and private sector </li></ul><ul><li>Better life expectancy, universal immunization </li></ul>
  3. 3. MICROINSURANCE, NEED <ul><li>Increasing cost of healthcare </li></ul><ul><li>Technological & Scientific advancement in health sector not reaching poor </li></ul><ul><li>Direct relation between Poverty and ill health </li></ul><ul><li>Ill health drag the poor further to destitution </li></ul><ul><li>Health Insurance an innovative answer to protect the poor from falling to debt trap </li></ul>
  4. 4. MICRINSURANCE THE SCHEME <ul><li>LIFE INSURANCE </li></ul><ul><li>Death of Head of family member / earning member 1 lakh 100,000 </li></ul><ul><li>Full disability of head of family 1 lakh </li></ul><ul><li>Partial disability 1lakh </li></ul>
  5. 5. HEALTH INSURANCE <ul><li>Medical expenses up to 30000 </li></ul><ul><li>Covering members in age group up to 80 years </li></ul><ul><li>Coverage for all pre existing conditions </li></ul><ul><li>Maternity benefits up to limit of 15000 </li></ul><ul><li>Pre and post hospitalization treatment </li></ul><ul><li>Rs 100 Transportation cost to hospital by Ambulance / any other means, cap limit up to 1000 per annum </li></ul><ul><li>Selected Panel hospitals with ward entitlement only </li></ul>
  6. 6. Premium <ul><li>Rs 1000 per annum </li></ul><ul><li>Premium may also be paid in the form of wheat, vegetables ,goat cow etc </li></ul><ul><li>In special cases facility of monthly installments </li></ul>