1. Business Fundability
Problems
 50% of businesses fail in the first 3 years and <10% survive 5 years. All due to the lack of
access to capital.
 Business Transfer/Sell Rate is < 3%
 92% of all business owners do not understand commercial credit and the difference between
personal and business credit.
Solution - Business Fundability
Keys to a successful Business
 Have a Business Funding System
 Understanding key elements that lenders or banks look for when determining if you
are fundable or not, making sure that your business meet all requirements.
 Banks are in the business of providing credit or lending money with the least risk possible,
meaning they will want business owner to secure all their credit with personal credit asset.
While you as business owner are in the business of accessing funding with the least personal
risk to your asset and personal score.
 Properly corporation structure that allow you to fund your business that support limited liability
and/or break down the limited liability.
Key differences between personal and commercial or business credit and reason why
they matter to you?
As consumers, the financial organization of this country will automatically build a personal credit score
who has a social in United States. This starts when lease your first car or obtain your first credit card,
etc. And that credit score will follow you throughout your life. Personal credit can grow over time, but
it unfortunately has a glass ceiling. This is a problem for business owner. If business owner over
utilize personal credit, their credit score will drop.
Commercial/business credit, unlike personal, is not made automatically and has no glass ceiling, we
have to go through a process to established business and commercial credit for business. Through
this process, we are building a unique credit separate from personal credit. As credit develops, it
Web: www.BusinessAndFunding.com Twitter: www.twitter.com/BizAndFunding
Email: Info@BusinessAndFunding.com Youtube: www.youtube.com/user/bljunk
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Fax: 888-316-9252 Appt: businessandfunding.acuityscheduling.com/schedule.php

2. becomes a valuable asset to your business. Which also means that if you were to sell or transfer
your business, it will also increase the value of your business.
Benefit of Business Credit
 It ensure your access to wide range of funding such as unsecured credit, line of credit, invoice
factoring, etc.
 More lender choices
 Better business credit means better terms with your supplier, better credit card rates, and
better insurance premiums.
How do I start?
Take a free fundability test. This test offers valuable information such as if you are lender compliance
or not. Such report is strictly confidential and will not be shared with 3rd parties.
*Contact our financial advisor to help you to create a commercial lending plan for your
business and let us package your financial reports in a way that will result in banking
approval. Let us find lenders that will approve commercial lending and credit for your
business.
Web: www.BusinessAndFunding.com Twitter: www.twitter.com/BizAndFunding
Email: Info@BusinessAndFunding.com Youtube: www.youtube.com/user/bljunk
Work: 626-606-1129 Blog: businesslineofcreditlosangeles.wordpress.com
Fax: 888-316-9252 Appt: businessandfunding.acuityscheduling.com/schedule.php