Visit http://www.caninejournal.com/pet-insurance-comparison/ to find our top 3 winners for best pet insurance company this year! We work hard to bring you unique, unbiased reviews by conducting research and getting customer feedback. Our pet insurance reviews are constantly being updated so be sure to check in regularly for new information. Awards are given each year to help you find the best pet insurance company for your needs and we review all the top players: http://www.caninejournal.com/pet-insurance-reviews/ Compare plans based on breed and age of dog: http://www.CanineJournal.com/Pet-Insurance-Quotes/ To find out whether pet insurance is worth getting: https://www.caninejournal.com/is-pet-insurance-worth-it/ As dog owners, we understand that the day-to-day expenses can add up and the cost of pet insurance is one that may appear unnecessary at first. Much like our health insurance, pet insurance is there when the moment comes that you need to fall back on the financial support an insurance plan can offer. Disclaimer: Information regarding insurance company offerings, pricing and other contract details are subject to change by the insurance company at any time and are not under the control of Canine Journal. Information published by Canine Journal is intended for reference use only. Please review your policy carefully before signing up for a new pet health insurance contract or any other contract as your unique circumstances will differ from those of others who may be used for example purposes here.

1. PET INSURANCE
REVIEW
ARE YOU PREPARED TO PAY FOR A VET EMERGENCY?

2. FACTS
FIDO
of U.S. Households
Have Dogs
39%
77 Million Dogs in U.S. Homes 1 of Dogs Require
Medical Attention
$45.5 Billion
Spent Annually
on Pets in the U.S.
/
25%
* Approximation based on 2012 premiums
SOURCES: PetPlan, American Pet Products Manufacturers Association, American Pet Products Association

3. PET INSURANCE?
WHAT IS
As dog owners, we understand
that the day-to-day expenses
can add up and the cost of pet
insurance is one that may
appear unnecessary at first.
Much like our health insurance,
pet insurance is there when the
moment comes that you need to
fall back on the financial support
an insurance plan can offer.

4. PET INSURANCE?
WHY
Pet Insurance is by far the best
money I have spent in my life.
Last year we needed a very costly
surgery that we couldn’t have
afforded on our own. Without the
surgery, our pet would have
needed to have been put down.
CanineJournal.com
- Petplan protected since: Sept. 2011

5. PET INSURANCE
TYPES OF
Accident Pet Insurance Coverage
The most common and universally offered, no age
restrictions. Covers X-rays, surgeries, tests,
medications.
Illness Pet Insurance Coverage
Often restricted and/or becomes more expensive
with age as the risk of illness goes up exponentially.
Wellness Pet Insurance Coverage
Some would like to have annual wellness visits and
care covered as well to minimize out of pocket
costs when the time comes.

6. PET INSURANCE COST?
HOW MUCH DOES
Here's an example of a few quotes by breed, location, age, etc. so you can
better understand the pricing ranges to expect before you request a quote.
http://www.CanineJournal.com/Pet-Insurance-Quotes/
Note: these quotes were received in January 2014 and are only examples.
Quotes may vary based on your unique needs, timing, etc.

7. PET INSURANCE?
HOW TO CHOOSE
You may want to weight the cost vs. benefit of monthly premium
cost vs. the types (and value) of benefits received in the case of a
health issue or accident.
If you have an older pet, age limitations will definitely play a part in
forming your decision on the right pet health insurance plan for you.
Review any plan deductibles or payout percentages that may
impact your real out of pocket cost in the case of emergency.
http://www.caninejournal.com/pet-insurance-comparison/
Read more tips and full reviews online at

8. GET PET INSURANCE
DON'T BE SICK OVER VET BILLS
TO PREPARE FOR VET EMERGENCIES AND ILLNESSES

9. TERMINOLOGY
Deductible: The deductible is the amount of money you must pay out of pocket before you are
eligible to receive reimbursement from your pet’s insurance plan.
Co-Payment: The amount of out of pocket expense you must cover per incident after your
deductible. Usually listed as a percentage.
Pre-Existing Conditions: Any ongoing condition your dog or cat was diagnosed with prior to being
covered by their policy will not be covered in future claims.
Incidents: The condition that is causing you to visit the veterinarian.
Exclusions: Items which not covered by your policy.
Schedule of Benefits: A document that is provided to you when you sign up for your policy that
outlines conditions that are covered under your plan and the monetary allowance you are provided
for each diagnosis.
Code: Internal system insurance companies use to identify the diagnosis given to your pet.
Primary Diagnosis or Condition: Refers to the financial limit that the company places on a primary
diagnosis or condition which includes injections, hospitalization, exams, surgery and treatment.
Primary Diagnostic Testing Maximums: Refers to the cost limit the company places on primary
diagnostic testing. This allowance is generally made per bodily system.
Allowance: The maximum limit for certain vet costs as they apply to specific conditions.
Secondary Diagnosis or Condition: A second condition that occurs as a result of the primary
diagnosis then it will be covered under the benefits listed as a secondary diagnosis or condition.
Endorsements: An optional add on to your purchased insurance plan and extends the amount of
coverage your pet receives for the specific illness listed.