Most people think that if their credit is bad then they cannot buy a car. This might be true for certain dealerships but here at CC Autoplex, we help people with bad credit buy the cars of their dreams.

3. Before you purchase your dream car, do your research on pricing, budgeting and your monthly expenses.
Looking through your expenses and seeing how this car payment will fit in, will help make your mind up
tremendously. The difference between a monthly payment of $500 and $200 doesn’t always see like much
but it can make a difference.
Being 100% sure that you will be able to make your monthly payment will be the first thing you need to
figure out before the purchasing process. Make sure you understand the auto loan rates and terms work
before signing anything. APRs and loan terms can sometimes not be very straightforward, so that is why
you need to fully understand them before purchasing a vehicle.
 Do your research
Most people think that if their credit is bad then they cannot buy a car. This might be true for certain
dealerships but here at CC Auto plex, we help people with bad credit buy the cars of their dreams. Here’s
some tips for buying and financing auto loans when you have bad credit.

4. Loan Terms are the amount of time it will take you to pay off the borrowed money you used to buy your
vehicle. You can have a longer lean term and pay less per month or you can have a shorter loan term and
pay more monthly fees. We usually recommend having a longer loan term for people with bad credit.
APRs are the interest rates that you will be charged for borrowing a sum of money in order to buy your
vehicle off a lot. Interest fees may vary depending upon multiple factors, such as your market conditions,
special offers, credit history and a few other deciding factors.
 Money Down or Trading in Vehicles
When dealing with bad credit and trying to buy a car, it might be a good idea to put a good down payment
on the vehicle you’re purchasing. The down payment will help you out in the long run since you won’t
have as much money to pay back or finance. The same thing goes with trading in a vehicle. When you
trade in a vehicle, it is basically like putting a down payment. Let’s say the amount that the car you’re
trading in is worth $10,000 and the car you are purchasing is $20,000, then that only leaves you with a
balance of $10,000 to pay back. This will lower the time it will take to pay back as well.

5. Overall, doing your research on what dealership to go to, what car you want to purchase, seeing what your
budget is and how much of a down payment you can put on the vehicle will determine how your purchase
goes. Having bad credit doesn’t mean you can’t buy a car, it just means you must do a little more research
then the average person. At the end of the day, you will end up with a good deal if you follow these tips
listed.

6. Contact
6422 S. Padre Island Dr. Corpus Christi, TX 78412
361-336-2324
https://www.ccautoplex.com