Dhanayoga is pleased to launch Global Investment Advisory services for Citizens from any country to invest and benefit. Investments can be done via money remittance from your local currency into any one of the 19 base currencies namely USD, EUR, JPY, AUD, SEK, CHF, CZK, NOK, CNH, ILS, CAD, GBP, HKD, MXN, NZD, HUF, DKK, SGD and RUB.
2. Table of Contents
Who We Are
What We Do
Investment Philosophy
Investment Process
Portfolio Philosophy
Our Performance
Why Dhanayoga
Contacts
3. Who we are?
Dhanayoga (Sanskrit धनयोग) means an astrological combination (or) state that
bestows earnings, wealth accumulation, prosperity and life long financial
stability
We are a Wealth Management firm
Founded in 2016 by Sethu V, a serial Entrepreneur and founder of Virtue
Corporate Group who has launched and scaled five profitable business
ventures (View profile)
He has 25+ years of experience across various industry and functional roles and
lives by transparent, ethical and value centered principles in managing
businesses
He is a strong believer, passionate follower and practitioner of “Value
Investing” approach propounded by Benjamin Graham and Warren Buffet
4. What we do?
Dhanayoga helps our clients to earn significantly better returns than conventional
investment avenues
We deliver it by identifying and help investing your money in high quality, risk
managed, “Value driven” equity, mutual fund, fixed income and alternative assets
We follow a very disciplined investment philosophy and approach
We currently target investing both in Indian and International equity, fixed income,
natural resources and alternative assets - Direct and via ETFs or Mutual Funds
We target investments in the following sectors, that we well understand
Engineering and Capital Goods
Banking and Financial Services
Chemicals and Pharmaceuticals
Manufacturing and Automotive
Information Technology
Media and Entertainment
Consumer Goods and Retail
Business Services and Logistics
5. Our Services
Financial Analysis
Debt Counselling
Investment Planning
Insurance Planning
Tax Planning
For more information on above services, visit http://www.dhanayo.ga/services.html
6. Global Investment Portfolios
Dhana Videza Dhana Vikalpa Dhana Uttama
Invest Globally
Suitable for Salaried, Self-employed, Business,
Trusts, Family Offices and NRIs
Invest Monthly (or) Lump sum
Initial Investment: USD 5,000 or more
Tenure: 5 Years or more
Alternative Investments
Suitable for Salaried, Self-Employed,
Business, Trusts, Family Offices and NRIs
Invest Lump sum & Earn Better Interest
Initial Investment: USD 5,000 or more
Tenure: 3 months or more
Customized Multi-Asset Portfolio Services
Suitable for Salaried, Self-employed,
Business, HNI, Family Offices and NRIs
Invest Monthly or Lump sum
Investment: USD 25,000 or more
Tenure: 5 Years or more
7. Investment Philosophy
We seek high-quality businesses, assets and asset classes that we can purchase
at a significant discount to their intrinsic value
We build a focused yet adequately diversified portfolio of multi-assets
We focus on the Long term, yet can provide flexibility for regular income,
liquidity and tax loss harvesting, if you need it
We provide both Regular and IRA Account based investment portfolios
We advice on Equity, Fixed Income and Alternative asset classes globally
High Quality assets and businesses which are patiently acquired at favorable prices lessen the risk
of capital erosion and increase potential returns
9. Asset Class – Equity (US & Global Equity)
Equity
Mutual
Funds & ETFs
US Equity
Large Cap Mid Cap Small Cap Micro Cap Growth Style Value Style
Tax Exempt
Funds
International
Equity
LATAM Europe Asia Pacific
Emerging
Markets
Frontier
Markets
Sector Equity
Direct Equity
US Stocks
International
Stocks
* To be launched
10. Asset Class – Fixed Income (Govt.)
Fixed Income
Mutual Funds
& ETFs
Tax Exempt
Bond
Taxable Bond
Corporate
Bonds
Bank Loan Preferred Stock
Government
Bonds (Federal
& Municipal)
Money Market
Ultra Short
Duration
Short Duration
Intermediate
Duration
Long Duration
Inflation
Protected
High Yield
Non-Traditional
Close Ended Income
Bonds
Structured
Products
* H / UH – Currency & Interest Rate
- Hedged and Un-Hedged
11. Asset Class – Fixed Income (Corporate)
Fixed Income
Mutual Funds &
ETFs
Tax Exempt Bond Taxable Bond
Corporate
Multi-Sector
Emerging Market
(Local-Currency)
(H/UH *)
Emerging Market
(USD
Denominated)
High Yield
Bank Loan Preferred Stock
Government
Bonds (Fed &
Muni)
Non-Traditional
Interest Rate
Hedged
Long-Short
Close Ended Income
Bonds
Structured
Products
* H / UH – Currency & Interest Rate
- Hedged and Un-Hedged
12. Asset Class – Natural Resources
Natural
Resources
Agriculture Energy Industrial Metals Precious Metals Broad Basket
Inverse &
Leveraged
(Single & Multi-
Commodities)
Exposure to Indian and Global Commodity MFs, Index Funds, ETFs and Sovereign Gold Bonds only
13. Asset Class - Alternatives
Portfolio
Inverse
(E/D/C *)
Leveraged
(E/D/C *)
Long-Short
(C/E #)
Managed
Futures
Market
Neutral
Single &
Multi-
Currency
Options-
Based
Multi-
Alternatives
* E / D / C – Equity / Debt / Commodities
# C / E – Credit / Equity
14. Asset Class – Real Estate
Real Estate
Residential Commercial REITs
Exposure to US and International REIT MFs and ETFs
17. Investment Philosophy – Equity
What is a “High-quality business”? (Equity)
Predictable Prospects / sustainable competitive advantage
Strong balance sheet
Strong free cash flow
High returns on invested capital
High promoter stake
Steady and Reasonable growth
Excellent, high-integrity management who allocate capital sensibly
18. Investment Process
Search a data base of listed securitiesEQUITY UNIVERSE
IDEA GENERATION
VALUATION & ASSESSMENT
PORTFOLIO CONSTRUCTION
MONITOR INVESTMENTS
MONITOR WISH LIST
SELL DISCIPLINE
Screen securities based on stringent qualification criteria
Study & analyze 10+ years financial and business performance
Identify excellent investments and build concentrated portfolio
Track ongoing performance, news and developments
Monitor potential new investments opportunities
Sell on adverse developments or if it gets overvalued
19. Portfolio Philosophy
Characteristics of Dhanayoga’s approach
Intelligent concentration of investment with high conviction
Patient and prudent deployment of capital
Ownership of quality businesses
Only invest in companies we thoroughly understand
Ensure quick and adequate liquidity, in the event of client needs
Character and Choice of businesses is given highest consideration
20. Why Dhanayoga?
Understands your needs and builds appropriate equity portfolio
Rigorous investment after due diligence and analysis (safeguards against loss of capital)
Discipline in our investment approach. “Value driven wealth” is our investment approach -
past, present and future
Truly merit based and un-biased investment decisions (We DO NOT seek or receive
brokerage or commissions from mutual funds (or) investment companies to push or sell
their products to you, hence NO conflict of interest)
Win-Win “Performance linked compensation” structure – No Performance, No Pay
Personalized service and advisory guidance, aligned to each client with real-time online
portal to track your portfolio performance
Dhanayoga is well positioned to help you create sustainable “Value driven wealth” by
effectively managing the challenges and risks presented by today’s environment
21. Our Assurance
Dhanayoga's offers “fee only” advisory services that is 100% independent,
unbiased and solely aimed at delivering best value to our clients
We DO NOT receive any commissions or incentives (one time or trail) from any
Mutual Fund, Insurance, Bank or any other financial entity.
We DO NOT ask our clients to transfer any money or funds to our account.
All client funds, assets and investments always stay in client's own account or
with reputed institutional custodial accounts at all times
22. Disclaimer
The investment returns referenced in this presentation are indicative of our
performance results as a whole.
Results for individual client accounts may vary. Returns are expressed gross of
investment management fees.
Past performance is not indicative of future performance
The information contained herein is derived from sources which are believed
to be reliable.
Any opinion expressed herein is solely based on the presenter’s current
analysis and interpretation and is subject to change.
23. Dhanayoga
VALUE DRIVEN WEALTH
INDIA M: +91 98840 83363
INDIA T: +91 44 4214 5981
UK: +44 703 187 4952
USA: +1 732 328 8347
E: SVR@DHANAYO.GA
W: WWW.DHANAYO.GA
A VIRTUECG FIRM