2. Aparna Kumar 08
Madhurima Gupta 30
Yash Jejani 34
Namrata Joshi 36
Bhagyashree Kedia 39
Richa Khaneja 42
Heera Lenka 47

3. • To get insight knowledge about Mutual Funds
• To know the mutual fund performance in the
present markets
• To analyze the comparative study between other
leading mutual funds in the present markets
• To know the awareness of mutual funds among
different groups of investors
• To evaluate consumer feedback on Mutual
Funds.

4. Financial
markets
Commodity
markets
Capital
markets
Security
markets
Primary /New
issue market
Secondary
market
Long term
loans /bonds
Money
markets
Forex market

5. • A mutual fund is a
professionally managed
type of collective
investment scheme
• That pools money from
many investors
• To buy stocks, bonds,
shortterm money
market instruments,
and other securities.

7. • INDIA - one of the fastest growing markets.
• Major factor contributing to the success is
the booming stock market with optimistic
economy.
• An other factor is the favorable regime
enforced by SEBI.
• It is growing despite global crisis (2008)
• AUM has grown from Rs 3 lakh crore in Sept
06 to Rs 7 lakh crore in Sept 11.

8. • Above 34 players and more than 1150
schemes.
• Heavy outflows triggered by market volatility.
• Partnering of AMC’s with banks to increase
the strength of distribution networks.
• A sharp fall in investment in equity based
funds.
• Huge outflow of funds around 40 % of retail
investors exited from equity funds.

9. • While Traditional products dominate in India,
new products like Exchange Traded Funds
(ETFs), Gold ETFs, Capital Protection and
Overseas Funds have been gaining popularity.
• Systematic Investment Plan (SIP) has emerged
as a suitable solution in this case, with a fixed
amount invested at regular intervals, and most
importantly being low risk.
• Emergence of FMPs.

12. Industry Investor Mix

14. 17.90
11.48
%
8.34
6.01
5.21
3.91
3.77

16. 1)Liquidity
2)Transparancy
3)Affordability
4)Diversification
5)Government support by
way of tax concessions
6)Volatility of bank
interest

17. 1)Poor participation of
retail investors
2)Distribution is confined
only to metro cities
3) Cost pressures
4) Lack of financial literacy

18. 1)Huge untapped market.
2)High level of savings
among people.
3)Using on online mode of
trading system.
4)Fund houses should
emphasize on off shore
segment.

19. 1)Increasing competition.
2)High level of volatility in
stock market.
3)Possibility of more
stringent regulations by
SEBI, RBI, AMFI in
future.

21. 
Name of the Companies
Reliance Birla Sunlife
State bank of India(SBI) HSBC
Tata Edelweiss
HDFC JP Morgan
ABN Amro Kotak Mahindra bank
AIG JM financial
Bank of Baroda Goldman Sachs
Canara bank UTI(Unit Trust of India)
ICICI Standard Chartard
DBS Cholamandalam AMC Fidelity
DSP Merrill lynch Franklin Templeton

22. 
Top Performing Schemes
Large Cap
Fidelity Equity Fund
Franklin India Blue
Chip
ICICI Pru Focused
Blue Chip Equity
UTI opportuanities
Fund
Mid and Small Cap
Birla Sun Life MNC
fund
HDFC mid cap
IDFC premier
equity
SBI Magnum
Emerging business

23. 
Analysis of some top
performing MF’s

24. 
 Investment type = General Equity
 Fund Category = Large Cap
 Fund Type = Open Ended
 Asset Size = 4261.77 cr
 Minimum investment = Rs. 5000
 Exit Load = 1 %
 Crisil Rank = 1
 Fund Manager = Anand Radhakrishnan
Franklin India Blue-chip Fund

25. 
Sector Wise Allocation
Sector % -- 1-Year --
High Low
Banking/
Finance
17.25 19.83 17.12
Technology 13.70 13.70 8.42
Oil & Gas 11.12 13.10 9.63
Telecom 9.76 11.25 9.04
Utilities 8.50 8.55 6.56
Pharmaceutical 7.17 7.17 3.15

26. 
Asset Allocation (%) (Dec 30, 11)
Equity 93.28
Others 0.00
Debt 0.03
Mutual Funds N.A
Money Market 0.00
Cash / Call 6.69

27. 
Investment type = General Equity
Fund Category = Large Cap
Fund Type = Open Ended
Asset Size = 3,370.77 crs.
Minimum Investment = Rs.5000
Exit Load = 1%
Crisil Rank = Rank 1
Fund mamager = Sandeep Kothari /
Subramanian Balakrishnan
Fidelity Equity Fund

28. 
Asset Allocation (%) (Oct 31, 11)
Equity 89.90
Others 0.71
Debt 0.00
Mutual Funds 0.86
Money Market 0.00
Cash / Call 8.53
Asset Allocation

29. Customer friendly
Researched Fund Possibilities
Should help the buyers with investment and
taxation basics of mutual funds
Should have a BMO investment professional
to guide which scheme to be selected
Should be well balanced
Should yeild good returns
Essentials for a good scheme

31. 
Inception Date – June 30th 2000
Trustee – HDFC Trustee Company Ltd.
Top Performing Schemes – AUM as on 30th
April 11
+ HDFC Top 200 (2338 cr)
+ HDFC Equity (2759.30 cr)
+ HDFC MIP Long-term (887.90 cr)
1. HDFC Mutual Fund

32. 
Inception Date – June 30th 1995
Trustee – Tata Trustee Company Pvt. Ltd.
Top Performing Schemes – AUM as on 30th
April 11
+ Tata Pure Equity (269.95 cr)
+ Tata Index Nifty (6.77 cr)
+ Tata Short-term Bond (292.08 cr)
2.Tata Mutual Fund

33. 
Inception Date – June 29th 1987
Trustee – SBI Mutual Fund Trustee Company
Pvt. Ltd.
Top Performing Schemes – AUM as on 30th
April 11
+ Magnum Contra (1,958.50 cr)
+ Magnum Balanced (333.11 cr)
+ Magnum Multiplier Plus (687.15 cr)
3. SBI Mutual Fund

34. 
Inception Date - June 30th 1995
Trustee – Reliance Capital Trustee Company Ltd.
Top Performing Schemes – AUM as on 30th
April 11
+ Reliance MIP (168.52 cr)
+ Reliance Banking Retail (681.25 cr)
+ Reliance Diversified Power Sector Fund
(3809.57 cr)
4. Reliance Mutual Fund

35. 
Inception Date – December 16th 1996
Trustee – DSP Merrill Lynch Trustee Company
Pvt. Ltd.
Top Performing Schemes – AUM as on 30th
April 11
+ DSPBR top 100 Equity (1167.08 cr)
+ DSPBR Equity (919.77 cr)
+ DSPBR GSF Longer Duration (425.67 cr)
5. DSP BlackRock
Mutual Fund

36. Research design:
The Research Design used here is Descriptive
Research Design
Primary data collected through Personal
Interviews and Questionnaire
Secondary data collected through Internet
and Web Search

37. 1)Of the following what at present are your investment needs:
• To build a corpus for retirement
• To save for children education/marriage
• To provide for medical emergencies
• To provide for family financial security
• To create wealth
• All of the above
2)Which of the following you think as investment for tax-saving?
• Mutual funds
• Fixed Deposit
• Insurance
• PPF
• All of the above

38. 3) If you had Rs.1000, where you prefer to invest?
• Mutual Fund
• Fixed Deposit
• Direct Equity
• Life Insurance
• Postal Office Deposit
4) Do you think Mutual Funds are a risky Investment Option?
• Yes
• No
5) On whose advise do you select a Mutual Fund Scheme?
• Personal Decision
• Financial Planner’s advise
• Broker’s Advice
• Friends & Family
• Media

39. 0
5
10
15
20
25
30
EMPLOYEE STUDENTS BUSINESS OTHERS
OCCUPATION

40. InvestmentNeeds
To builda Corpus for
Retirement
To save for Children
Education/Marriage
To providefor medical
emergencies
To create wealth
Allof above

41. 0
5
10
15
20
25
30
35
MUTUAL
FUNDS
FIXED
DEPOSITS
INSURANCE PPF
TAX SAVINGS SCHEME

42. RESPONSE
RISKY
NON-RISKY
27
23

43. Fianancial Planer
Broker's advise
Friends &
Family
Media
Personal
Decision
11
9 4
5
21

44. • Rising Disposable Income and Savings.
• Investment in Banks are no longer attractive.
• Increase in number of educated white collar
employees.
• Foreign based asset management companies
are entering India.
• SEBI has allowed introduction of Commodity
Mutual Funds.

45. • Mutual Funds industry is penetrating into rural
& semi urban areas.
• Growth Rate of MF was 100% in the last 6 yrs &
is expected to grow even more.
• It has been predicted that by March-end of
2012, the MF Industry of India will reach Rs
99,90,000 crore, taking into account the total
assets of the Indian commercial banks .
• Product innovation
• Distribution channel innovation
• Quality Financial Planning

46. • KPMG in India is of the view that the
Indian mutual fund industry may grow
at the rate of 22 to 25 percent in the
period from 2010 to 2015.
• AUMs will grow at 15% to 25% between
2010-2015.