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Debt settlement vs bankruptcy?

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Debt settlement vs bankruptcy?

  1. 1. Debt settlement vs bankruptcy? I live in Nashville TN. I was recently taken to court and ordered to pay a debt that I don't know how to get out of. The orignial amount was 1000. When we got to court it was 3000. They had me sign a paper and now I pay 20monthly for forev er as the interest would be impossible to pay off. Every month 10% interest is added to the 3000 beginning Oct. My debt to Buffaloe & Assoc now,in March is