Introduction to a discussion at Blockchain Economic Forum to find the most promising blockchain use cases for the future, including distributed fintech solutions that are integrated to many other digital services.

1. Grow VC Group ++
www.growvc.com ++
@growvc ++
Enabling Digital Finance ++
Copyrights © Grow VC Group 2018
Greatest Blockchain Use Cases for the Next Decade
San Francisco, June 18, 2018
Jouko Ahvenainen

2. FinTech, Data & Finance
Services
Digital Infra & Consulting Exits
Grow VC Group
Worldwide pioneer and leading holding company
in enabling technology and data in FinTech
Hong Kong - London - New York - San Francisco
Crowdfunding

3. We work with industry leaders

4. Observation #1
Technology enables disruption,
but
new business models implement it

5. 1849 gold rush made only few gold miners rich,
but
it was mainly shovel sellers and service
providers that made a fortune
Observation #2

6. ▪ Real time onboarding, data-driven decisioning and
unprecedented data points; e.g. totally new loan and debt
market
▪ If central ownership of data is no longer a requirement – is the
fundamental fabric of the Internet changing
▪ PSD2 is more important for data than for the platform business
Data to decide risk, manage risks and price

7. 1. Many independent cryptocurrencies, ICOs and technical solutions
■ Companies and projects issue their own tokens often based on unclear underlining assets and services
■ Even if technically possible to exchange to other digital assets, exchange rates and values hard to evaluate
2. Not linked to fundamental regulatory requirements, e.g. KYC and AML
■ It is hard to believe regulators would allow anonymous users and transactions
3. So far no models to link to the bigger financial ecosystem to underwrite, syndicate and trade
■ Each service targets to have its own assets and investors, when different cooperation models in the traditional finance
sector are the key to success
4. No common models to get and use data to value, monitor and rate assets
■ A slide show or white paper is not enough to analyze any asset and especially follow, how its value develops
5. No independent 3rd parties to analyze, rate and value assets
■ Common models, practices and independent evaluations are an important part of the system to value assets and keep
the market stable; now ICOs or crypto funds can even manipulate the market
The market is still in early phase

8. My Apartment:
Current ownership 60%
Rent to investors $700
Maintenance $150
Increase or decrease your ownership
0% 50% 100%
10% decrease compensation: $49,000
Rent increase monthly: $160
Start Loan Application
Checkout
1. Take a photo
2. Upload your ID
3. Fill Application
4. Information Check
5. Decision in 30 seconds
Integrated Distributed Finance (Examples)
E-Commerce Real Estate PoS Lending

9. Distributed Models change Finance and Internet

10. Case: Prifina – Distributed data empowers customers

11. Case: Prifina – Consumers use & benefit from their own data

12. Read more at my columns and blogs
Email: jouko@growvc.com
+44 7889 833 165 (UK),
+1 646 363 6664 (US)
Twitter: @jahven,
LinkedIn: /joukoahvenainen
Jouko Ahvenainen
Founder & Chairman,
Grow VC Group

13. ENABLING
DIGITAL
FINANCE
www.growvc.com
THANK YOU!