Omni-Med offers the Option-Pay program to provide patient financing for elective medical care. The program requires no setup costs, equipment, or credit checks. It aims to increase case acceptance by offering financing to more patients. The program allows practices to set financing terms and control the process. It offers high approval ratios, enhanced reporting, and the ability to monitor accounts online. The document addresses common challenges practices face with patient financing and insurance gaps. It presents the Option-Pay program as a solution to increase revenue by expanding access to care.

1. Creating Financial Solutions to Meet Capital Needs

2. OMNI-MED
OPTION-PAY
Revenue Alternative
Enhancement to Patient
Financing

3. OMNI-MED SERVICES
Omni-Med, a division of Omni Funding that has over 15 years serving health care and wellness
providers in many fields including: Audiology, Dental, Chiropractic, Optometry, and others.
We have created the Option-Pay program to give more of your patients/clients the ability to say YES to
/
elective and recommended care. Thus increasing Case Acceptance!
This turnkey program has no set up cost, no equipment to purchase, and can be implemented into your
office setting within 48 hours.
Years of experience and research have gone into the development of the Option-Pay model and
process. Our program is designed to work with, and enhance, your current offerings, by making your
products/services attainable to a broader base of prospective patients/clients.
The user friendly Option-Pay Program allows your practice to provide financing with convenient terms
and flexible options that you control at the point of sale. Web-based efficiency allows you instant credit
decisions, the ability to monitor your financing status 24/7/365, and state of the art reporting that
offers various data reports and downloads.
The Option-Pay team is an Advisory, or group of consultants, that will guide you through the
implementation of a program that will enable you to take control of your practice’s financial wellness,
and have a sound and effective contingency system in place to help insure the continued success of
your business; no matter what the future credit markets have in store for our economy.

4. REAL QUESTIONS OF CONCERN!
Are you experiencing any of the following trends in your practice?
*Increasing Decline Ratios
*Increasing Partial Approval Ratios
*Patient Insurance Payment Gaps
*Patients With No Insurance
*Patients Not Getting A Fair Alternative To Accept Treatment
*No Contingency Plan For Economic Trends
**If you said yes to any of these questions, then Omni-Med can help you
bridge the gap to more patients saying YES for treatment!

5. STATE OF PATIENT FINANCING
Did you know these interesting statistics?
*The median credit score has dropped from 725 to 675 in the US
*Average credit score required to gain approval from other financial sources
is 690
*Revolving healthcare credit cards seem to be the norm to bridge gaps
*40% of no interest, same-as-cash (SAC) offers are not paid within promo
*40% of patients that accept SAC are now paying 25%+ rates
*Credit lines and available overall healthcare financing dollars have
been greatly reduced

6. WHAT ARE YOU DOING ABOUT IT?
Are You Loosing Patients & Revenue Based On Statistics?
1. What are you doing when a patient is declined credit?
2. What are you doing when a patient is partially approved for credit?
3. What are you doing when a patient has an insurance payment gap?
4. What are you doing when a patient has no insurance at all?
Solution: Have A Contingency Plan For Case Acceptance
1. Provide alternative credit decisions in your office for flexibility!
2. Process partial approval balances with contingency alternative!
3. Process insurance payment gaps with contingency alternative!

7. OMNI-MED A DIVISION OF OMNI FUNDING
Omni-Med maximizes your business with reduced fees, higher approval
ratio’s, patient satisfaction, and providing an alternative profit center. Our
services include helping you understand the different types of patient
financing available, and how that financing impacts your business,
patients, and clients.
•Minimize your monthly finance fees
•Increase case acceptance!!!
•Create another profit center!!!
•Increase patient/client finance awareness
•Enhance your business with turnkey results

8. Welcome To Your Patient Finance Enhancement
Points of Consideration!
1. Simple NO DISCOUNT patient finance program!
2. Option to control terms and % interest charged… (creates
affordable patient financing alternative)
3. No Pre-Payment Penalties
4. Easy application process!
5. Easy documentation!
6. Provider is ALLWAYS in control!
7. Virtually 92% patient/client approval ratio!

9. WHO SHOULD APPLY AND USE PROGRAM?
Patients/Clients that may have been declined or partially approved by one
or more of your existing finance sources.
Patients/Clients that have high insurance deductibles, or no insurance
coverage.
Providers not satisfied with current patient finance options.
Providers that want to build an additional profit center with the most cost
effective/turnkey method in the patient finance market place!

10. APPLICATION & DOCUMENTATION
Quick, Simple Application Process
Quick Credit Decisions (no partials)
Quick, Simple Documents
Quick, Simple Learning Curve
Web Based Efficiency (24/7/365)
Flexible For Your
Practice & Patients

11. FAQ’S
Q. How long does it take to get set up for this program?
A. 24 to 48 hours
Q. How long does it take for a patient to be approved?
A. In minutes at your office location.
Q. Do you need original documents to complete transaction?
A. Electronic Signature is available for instant confirmation or for wet signatures Faxed or Emailed
documents are acceptable.
Q. Do you run my credit to be accepted on this program?
A. NO! We do an initial consultation with your health care or wellness practice and make a determination
if a mutual relationship would be beneficial.
Q. Will there be information for patients/customers?
patients/customers?
A. Yes… PDF flyers will be provided to your office location(s) The objective is to make the program very user
friendly for your staff and patients/clients.
Q. What type of training can our office(s) expect regarding your ongoing revenue program?
program?
A. You will be provided initial and ongoing training so that your patient finance enhancement continues to
run smoothly and efficiently. Our commitment is to assist you in creating the best individual program for
your practice.
locations?
Q. Is this program provided on a national basis if we have multiple locations?
A. Of course… we can accommodate healthcare and wellness providers in all 50 states!

12. FAQ’S CONT’D
Q: How do I submit accounts for approval?
A: Our online instant credit decision platform makes submitting credit requests easy and enables you to
simply prepare contracts for your patients’ signature.
Q: What are the definitions of commonly used finance terms?
A: Term is the number of months over which payments will be made. Down Payment is the amount the
patient pays directly to you prior to receiving their service. An Interest Rate is the fee paid by a patient
on borrowed assets. Documentation Fees/Admin Fees (optional) are fees associated with the
establishment of the financing. Amount Financed is the cost of the procedure less the Down Payment
and Doc/Admin.
Q: What response will I receive after submitting an application for credit?
A: Within seconds, you will receive a response indicating whether the patient is Approved or Declined. With
an Approval, you will be notified of the patient’s Credit Grade (i.e. A, B, C, etc.). We encourage internal
provider language to be Tier 1 =A Tier 2=B Tier 3=C Tier 4=D
Q: Will your online instant credit decision platform tell me the patient’s credit score?
A: No, the credit bureaus restrict the sharing of credit scores. We provide you with the Credit Grade so you
have a good understanding of the patients’ credit worthiness and can make individual decisions
related to your willingness to amend the underwriting guidelines for a particular patient.

13. GET STARTED!
Schedule a free no obligation consultation and analysis
Authorize our enrollment process
Schedule training for staff and management
Start using program for instant results!!!

14. THANK YOU. I LOOK FORWARD TO WORKING WITH YOU!
Thank you for your time!
268-
Please contact Brett Harrel at 888 268-OMNI (6664) ext. 304 with any
questions or concerns. I will be glad to help you.
Omni – Med will strive to get you enrolled in the most cost effective
patient finance program in the Healthcare and Wellness marketplace!
You deserve it!