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Financial Stability Ratings ®  and Florida’s Property Insurance Market Demotech, Inc. February 4, 2010
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[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Source:  An Examination of Insurer Financial Strength Ratings Southern Risk and Insurance Conference - November 2009 Demotech AM Best S&P Moody's Fitch 2001 93 467 136 6 12 2002 114 425 136 3 20 2003 108 419 121 22 21 2004 125 422 115 7 26 2005 129 414 100 4 19 2006 168 256 42 8 2007 179 347 16 14 2008 200 327 46 33 Total 1,116 3,077 712 42 153
[object Object],Source:  An Examination of Insurer Financial Strength Ratings Southern Risk and Insurance Conference - November 2009 Firms Rated Secure by Demotech Not Secure Secure % Agree Best 69 344 83 % S&P 10 92 90 % Moody's 4 30 88 % Fitch 1 31 97 %
[object Object],[object Object],[object Object],[object Object]
Source:  A.M. Best Co.'s   Impairment Rate and Rating Transition Study  dated May 1, 2009;  complement of page 4, Exhibit 2. Demotech, Inc.’s   Serious About Solvency  updated for data as of 12/31/2008 .
Source:  A.M. Best Co.'s   Impairment Rate and Rating Transition Study  dated May 1, 2009;  complement of page 4, Exhibit 2. Demotech, Inc.’s   Serious About Solvency  updated for data as of 12/31/2008 .
Source:  A.M. Best Co.'s   Impairment Rate and Rating Transition Study  dated May 1, 2009;  complement of page 4, Exhibit 2. Demotech, Inc.’s   Serious About Solvency  updated for data as of 12/31/2008 .
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Coastal Insurance Underwriters

  • 1. Financial Stability Ratings ® and Florida’s Property Insurance Market Demotech, Inc. February 4, 2010
  • 2.
  • 3.
  • 4.
  • 5.
  • 6.
  • 7.
  • 8. Source: An Examination of Insurer Financial Strength Ratings Southern Risk and Insurance Conference - November 2009 Demotech AM Best S&P Moody's Fitch 2001 93 467 136 6 12 2002 114 425 136 3 20 2003 108 419 121 22 21 2004 125 422 115 7 26 2005 129 414 100 4 19 2006 168 256 42 8 2007 179 347 16 14 2008 200 327 46 33 Total 1,116 3,077 712 42 153
  • 9.
  • 10.
  • 11. Source: A.M. Best Co.'s Impairment Rate and Rating Transition Study dated May 1, 2009; complement of page 4, Exhibit 2. Demotech, Inc.’s Serious About Solvency updated for data as of 12/31/2008 .
  • 12. Source: A.M. Best Co.'s Impairment Rate and Rating Transition Study dated May 1, 2009; complement of page 4, Exhibit 2. Demotech, Inc.’s Serious About Solvency updated for data as of 12/31/2008 .
  • 13. Source: A.M. Best Co.'s Impairment Rate and Rating Transition Study dated May 1, 2009; complement of page 4, Exhibit 2. Demotech, Inc.’s Serious About Solvency updated for data as of 12/31/2008 .
  • 14.
  • 15.