Capabilities Presentation Presented By: John Fisher 287846 03/2011

Specialists and Expertise Across Disciplines GCG experts keep current on financial products, tax laws, advanced concepts, and legislation that impacts our clients. Securities and Investment Advisory Services offered through Securian Financial Services, Inc., Member FINRA/SIPC . GCG Financial, Inc. and Securian Financial Services, Inc. operate under separate ownership. This information should not be considered as tax or legal advice. You should consult your tax and/ or legal advisor regarding your own situation.

GCG Clients The clients represented here are group benefits clients. They are not securities or investment advisory clients.

GCG’s Service Model We provide an outstanding service experience for each of our clients. Our advisors, specialists and support staff use GCG’s Service Model to assure that you receive independent expert advice backed by an ongoing plan of communication. Our dedicated teams are committed to your day-to-day needs, servicing your account effectively and successfully. 1. Goals. We will work together to discover the results that you would like to achieve. 2. Status. We gather the information necessary to understand your current plans, strategies and financial commitments. 3. Objectives. We quantify and prioritize each of the steps necessary to achieve your goals. 4. Recommendations. We develop and present a combination of ideas, products and services that are designed to meet your objectives. 5. Implementation. We work closely with you and, if appropriate, your other advisors to ensure successful execution of the recommendations. 6. Monitor and Review. We create a customized plan of communication that is designed to meet your information needs and assures that the implementation remains appropriate, effective and on target.

John Fisher new client relationship begins with a thorough examination of the client’s goals and resources. John then helps the client objectively evaluate a variety of potential solutions and clearly explains the “trade-offs” inherent in these financial decisions before any products or services are implemented. Once a plan is implemented, John believes reviewing and adjusting to the changing needs of his clients is key to protecting their financial future. John is a graduate of Northern Illinois University, having received his B.A. in 1995, where he studied Finance Investments & Banking. For business owners he assists in the selection and implementation of various programs including group insurance, buy/sell planning, 401(k) and non-qualified plans. For his individual and family clients he helps with their needs in the areas of insurance, investments*, college funding, estate planning and retirement strategies. In addition, John works separately as a financial planner if his clients desire a comprehensive fee-based financial plan*. John lives in Lombard, IL with his wife, Katie and their three children, Patrick, Grace and Sean. He enjoys golf, football, basketball, music, and spending time with family and friends. John is a Registered Representative and Investment Advisor Representative with Securian Financial Services, Inc. *Separate from the financial plan and our role as financial planner, we may recommend the purchase of specific investment or insurance products or accounts. These product recommendations are not part of the financial plan and you are under no obligation to follow them. This information should not be considered as tax advice. You should consult your tax advisor regarding your own tax situation. John believes that clients make their best financial decisions within the context of a formal, comprehensive analysis that address all of the major aspects of their financial lives. Each