1. Jacques du PreezB.Sc. Eng. (Mech)

2. About me 25 years business experience Independent Mortgage Broker Registered with FSCO*: Mortgage Agent License # – M08005900 Licensed with Mortgage Edge – 10680 Member of IMBA* * FSCO – Financial Services Commission of Ontario | IMBA – Independent Mortgage Brokers Association

3. Business Focus Residential Mortgages Single Family (Owner occupied & Rental) Multi residential (Apartments) Commercial/Industrial Mortgages Shopping plaza Mixed Use Construction Mortgages Asset Financing

4. My Commitment to You

5. Mortgage Fundamentals Interest Rate Rate Type Amortization Mortgage Term Term Type Pre-payment Privileges Mortgage Penalties Portability Assumability Down Payment Loan to Value (LTV) Mortgage Insurance Loan type Investment strategy Property Investment Mortgage Segments Payment Frequency Accessibility

6. Why use a Mortgage Broker?

7. Contact Details for Jacques Office: (888) 707-4995 Mobile: (647) 281-3301 Fax: (647) 317-1928 E-mail: jacques@mortgageallies.ca Web: facebook.com/MortgageAllies mortgages-toronto.ca mississauga-mortgage.com oakville-mortgage.ca milton-mortgage.com