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Gibraltar Mortgage Open House Flyers by Michael Timmons

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These Open House flyers are created by Michael using a Gibraltar Mortgage program. These flyers include estimated payment information for your Open House guest. See Michael Timmons for your flyer. You can reach Michael at 913-909-4702 and MTimmons@GibraltarLending.com

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Gibraltar Mortgage Open House Flyers by Michael Timmons

  1. 1. 115 Grazing Field - Conroe, TX 77384 4 Bedrooms, 3 Full & 1 Half Baths MLS: 59550844 Stunning Like New 4 bed, 3.5 bath home in Highly sought after Woodlands School District. This home has it all including many LUXURY UPGRADES such as Granite Kitchen w/ High End Cabinets, Iron Spindles, Rich Hardwood Floors, Media and Game room up & gorgeous POOL/SPA in PRIVATE RESORT STYLE BACKYARD! Located minutes from I-45 w/easy commute to Downtown Houston & all the Woodlands has to offer. See detailed description w/photos & 3D WALK THROUGH tour to fully appreciate all this home has to offer. Agent Contact Information: Deborah Stirling Lic.#: 0614691 BHGRE Gary Greene (936) 777-4897 direct (936) 777-4897 mobile deb.stirling@garygreene.com Purchase Price: $429,000 Annual Taxes $10,918 Annual Insurance $1,800 HOA Association Fee (Annual): $665 Additional Details: MLS #: 59550844 Bedrooms: 4 Bathrooms: 3 Full & 1 Half Type: Residential-Detached County: MONTGOMERY Elem. School: SALLY RIDE ELEMENTARY SCHOOL Middle School: KNOX JUNIOR HIGH SCHOOL High School: THE WOODLANDS COLLEGE PARK HIGH SCHOOL Sub Div.: The Meadows At Jacobs Reserv Year Built: 2013 Square Footage: 3392 For informational purposes only: BHGRE Gary Greene is not a mortgage lender. Gibraltar Mortgage Services is not licensed to sell real estate. Contact Gibraltar Mortgage Services directly for questions regarding mortgage products and your eligibility. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. Housing Payment Information Payment Details 30 yrfx 7/1 ARM 30 yrfx Down Payment 5.00 % 10.00 % 20.00 % Loan Amount $407,550 $386,100 $343,200 Interest Rate 4.250% 3.750% 4.250% APR 4.675% 4.435% 4.302% Points 0.000 0.000 0.000 Principal & Interest $2,004.90 $1,788.09 $1,688.34 Taxes / Ins. / HOA $1,115.25 $1,115.25 $1,115.25 Mtg. Insurance (MI) $200.38 $164.09 $0 Total Est Monthly Pmt.* $3,320.53 $3,067.43 $2,803.59 Contact me and I will cover your appraisal! Michael Timmons NMLS ID 894265 9000 Forest Crossing The Woodlands, TX 77381 (281) 364-7879 office (913) 909-4702 mobile mtimmons@gibraltarlending.com www.loansinthewoodlands.com Flyer Generated on: 2/10/2017. Payments are estimates. Actual Payments may be greater. See page 2 for additional Minimum/Maximum Payment information. APR= Annual Percentage Rate. ARM Rates may increase after consummation. *Terms of Monthly Repayment: 30 yrfx (with MI): 108 payments of $2,205 at 4.250% and 252 payments of $2,005 at 4.250% (4.675% APR) 7/1 ARM (with MI): 84 payments between $1,952 to $1,788 at 3.750% and 276 payments of $1,923 at 4.500% (4.435% APR) 30 yrfx: 360 payments of $1,688 at 4.250% (4.302% APR) Rates as of: 2/6/2017 These products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors including your credit rating, size of down payment and amount of documentation provided. ©2017 Houston Realtors Information Service, Inc. - Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, Houston Realtors Information Service, Inc. Page 1 of 2
  2. 2. Projected Payment Schedules for Loan Programs Created on: 2/10/2017 Purchase Price: Property Address: MLS Number: $429,000 115 Grazing Field - Conroe, TX 77384 HAR 59550844 Gibraltar Mortgage Services Michael Timmons NMLS ID 894265 9000 Forest Crossing The Woodlands, TX 77381 (281) 364-7879 mtimmons@gibraltarlending.com 30 Year Fixed: Principal & Interest payment is fixed for 30 years. Mortgage Insurance will end in 9 Years. Projected Payments Loan Amount: $407,550 Down Payment: $21,450 Payment Calculation Years 1-30 Interest Rate / APR 4.250% / 4.675% APR Principal & Interest $2,005 Estimated monthly Taxes, Insurance & HOA/Dues + $1,115 Mortgage Insurance + $200 Estimated Total Monthly Payment $3,320 7/1 ARM: Principal & Interest payment is fixed for 7 years then adjusts. Rates can go as high as 9.750% and Principal and Interest payment up to $2,965. Mortgage Insurance will end in 6 Years and 7 Months. Projected Payments Loan Amount: $386,100 Down Payment: $42,900 Payment Calculation Years 1-7 Year 8 Year 9 Years 10 - 30 Interest Rate / APR 3.750% / 4.435% APR 2.750% min 5.750% max 2.750% min 7.750% max 2.750% min 9.750% max Principal & Interest $1,788 $1,616 min $2,160 max $1,616 min $2,554 max $1,616 min $2,965 max Estimated monthly Taxes, Insurance & Assessments + $1,115 + $1,115 + $1,115 + $1,115 Mortgage Insurance + $164 + $0 + $0 + $0 Estimated Total Monthly Payment $3,067 $2,731 - $3,275 $2,731 - $3,669 $2,731 - $4,080 30 Year Fixed: Principal & Interest payment is fixed for 30 years. Projected Payments Loan Amount: $343,200 Down Payment: $85,800 Payment Calculation Years 1-30 Interest Rate / APR 4.250% / 4.302% APR Principal & Interest $1,688 Estimated monthly Taxes, Insurance & HOA/Dues + $1,115 Mortgage Insurance + $0 Estimated Total Monthly Payment $2,803 Page 2 of 2
  3. 3. 19 S Mossrock - The Woodlands, TX 77380 3 Bedrooms, 2 Full & 1 Half Baths MLS: 65981353 This home will check all the boxes...large wooded lot, cul-de-sac, open floorplan on main floor all in a very convenient area of The Woodlands. Interior freshly painted. All beds are up with a generous master suite. Bonus room down could be a study, playroom, or even another bedroom if needed. Great light and interesting architectural details. Fully fenced yard done 4 years ago. Off the kitchen eat-in area is a charming screened in porch. Updated landscaping. All it needs is you!!! Agent Contact Information: Mary Feece Lic.#: 0642105 BHGRE Gary Greene (936) 523-0123 direct (936) 523-0123 mobile mary.feece@garygreene.com Purchase Price: $237,000 Annual Taxes $4,379 Annual Insurance $900 Additional Details: MLS #: 65981353 Bedrooms: 3 Bathrooms: 2 Full & 1 Half Type: Residential-Detached County: MONTGOMERY Elem. School: LAMAR ELEMENTARY SCHOOL (CONROE) Middle School: KNOX JUNIOR HIGH SCHOOL High School: THE WOODLANDS COLLEGE PARK HIGH SCHOOL Sub Div.: Wdlnds Village Grogans Ml 47 Year Built: 1984 Square Footage: 1947 For informational purposes only: BHGRE Gary Greene is not a mortgage lender. Gibraltar Mortgage Services is not licensed to sell real estate. Contact Gibraltar Mortgage Services directly for questions regarding mortgage products and your eligibility. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. Housing Payment Information Payment Details FHA 30 Yr 30 yrfx 30 yrfx Down Payment 3.50 % 5.00 % 20.00 % Loan Amount $232,707 $225,150 $189,600 Interest Rate 4.000% 4.250% 4.375% APR 5.081% 4.702% 4.458% Points 0.000 0.000 0.000 Principal & Interest $1,110.98 $1,107.60 $946.64 Taxes / Insurance $439.92 $439.92 $439.92 Mtg. Insurance (MI) $160.70 $110.70 $0 Total Est Monthly Pmt.* $1,711.60 $1,658.22 $1,386.56 Looking forward to earning your business. And to start ask me about a free appraisal. Michael Timmons NMLS ID 894265 9000 Forest Crossing The Woodlands, TX 77381 (281) 364-7879 office (913) 909-4702 mobile mtimmons@gibraltarlending.com www.loansinthewoodlands.com Flyer Generated on: 3/8/2017. Payments are estimates. Actual Payments may be greater. See page 2 for additional Minimum/Maximum Payment information. APR= Annual Percentage Rate. *Terms of Monthly Repayment: FHA 30 Yr (with MI): 360 payments between $1,272 to $1,116 at 4.000% (5.081% APR) 30 yrfx (with MI): 108 payments of $1,218 at 4.250% and 252 payments of $1,108 at 4.250% (4.702% APR) 30 yrfx: 360 payments of $947 at 4.375% (4.458% APR) Rates as of: 3/7/2017 These products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors including your credit rating, size of down payment and amount of documentation provided. ©2017 Houston Realtors Information Service, Inc. - Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, Houston Realtors Information Service, Inc. Page 1 of 2
  4. 4. Projected Payment Schedules for Loan Programs Created on: 3/8/2017 Purchase Price: Property Address: MLS Number: $237,000 19 S Mossrock - The Woodlands, TX 77380 HAR 65981353 Gibraltar Mortgage Services Michael Timmons NMLS ID 894265 9000 Forest Crossing The Woodlands, TX 77381 (281) 364-7879 mtimmons@gibraltarlending.com FHA 30 Year Fixed: Principal & Interest payment is fixed for 30 years. Projected Payments Loan Amount: $232,707 Down Payment: $8,295 Payment Calculation Years 1-30 Interest Rate / APR 4.000% / 5.081% APR Principal & Interest $1,111 Estimated monthly Taxes, Insurance & HOA/Dues + $440 Mortgage Insurance + $161 Estimated Total Monthly Payment $1,712 30 Year Fixed: Principal & Interest payment is fixed for 30 years. Mortgage Insurance will end in 9 Years. Projected Payments Loan Amount: $225,150 Down Payment: $11,850 Payment Calculation Years 1-30 Interest Rate / APR 4.250% / 4.702% APR Principal & Interest $1,108 Estimated monthly Taxes, Insurance & HOA/Dues + $440 Mortgage Insurance + $111 Estimated Total Monthly Payment $1,659 30 Year Fixed: Principal & Interest payment is fixed for 30 years. Projected Payments Loan Amount: $189,600 Down Payment: $47,400 Payment Calculation Years 1-30 Interest Rate / APR 4.375% / 4.458% APR Principal & Interest $947 Estimated monthly Taxes, Insurance & HOA/Dues + $440 Mortgage Insurance + $0 Estimated Total Monthly Payment $1,387 Page 2 of 2
  5. 5. 90 Frosted Pond - The Woodlands, TX 77381 4 Bedrooms, 3 Full & 1 Half Baths MLS: 85221548 LOCATION-LOCATION ! NO Street BEHIND! NEW WOOD FLOORING Down- Oct. NEW CARPET/NEW WALL PAINT-Oct. NEW ROOF. BLANK CANVAS for NEW OWNER! STONE/Brick HOME in CHANDLER CREEK--Spacious OPEN LIVING. 2-story Entry & FAMILY ROOM. Soaring Fireplace. Formal Dining & STUDY. GRANITE KIT SS Appliances. SPACIOUS MASTER SUITE..BATH REMODELED-Granite, FRAMELESS Glass SHOWER/tile. FULL 3-Car Tandem GARAGE. LOTS of Double-Paned Windows & sweeping views of the LARGE BACKYARD-room for pool/cabana/outdoor kitchen. Agent Contact Information: Rebecca Riggins Lic.#: 0447988 BHGRE Gary Greene (832) 498-8900 direct (832) 498-8900 mobile Becky@BeckyRiggins.com Purchase Price: $495,000 Annual Taxes $10,236 Annual Insurance $1,800 For informational purposes only: BHGRE Gary Greene is not a mortgage lender. Gibraltar Mortgage Services is not licensed to sell real estate. Contact Gibraltar Mortgage Services directly for questions regarding mortgage products and your eligibility. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan. Flyer Generated on: 2/27/2017. Payments are estimates. Actual Payments may be greater. See page 2 for additional Minimum/Maximum Payment information. APR= Annual Percentage Rate. *Terms of Monthly Repayment: 30 Year Fixed (with MI): 55 payments of $2,140 at 4.250% and 305 payments of $2,070 at 4.250% (4.366% APR) 15 Year Fixed (with MI): 19 payments of $3,074 at 3.500% and 161 payments of $3,008 at 3.500% (3.616% APR) 30 Year Fixed: 360 payments of $1,948 at 4.250% (4.297% APR) Rates as of: 2/20/2017. Loan Program 30 Year Fixed 15 Year Fixed 30 Year Fixed Purchase Price $ 495,000 $ 495,000 $ 495,000 Down Payment $ 74,250 (15.00%) $ 74,250 (15.00%) $ 99,000 (20.00%) Loan Amount $ 420,750 $ 420,750 $ 396,000 Term (Months) 360 Points APR 0.000 4.366% 180 Points APR 0.000 3.616% 360 Points APR 0.000 4.297%Interest Rate 4.250% 3.500% 4.250% Principal + Interest $ 2,069.84 $ 3,007.87 $ 1,948.08 Mortgage Insurance (MI) $ 70.12 $ 66.62 $ 0 HOA/Dues/Fees $ $ $ Insurance Escrow $ 150.00 $ 150.00 $ 150.00 Tax Escrow $ 853.00 $ 853.00 $ 853.00 Total Est Monthly Payment* $ 3,142.96 $ 4,077.49 $ 2,951.08 Looking forward to earning your business. And to start ask me about a free appraisal. For more information, please contact: Michael Timmons NMLS ID 894265 9000 Forest Crossing The Woodlands, TX 77381 (281) 364-7879 office (913) 909-4702 mobile mtimmons@gibraltarlending.com www.loansinthewoodlands.com These products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors including your credit rating, size of down payment and amount of documentation provided. ©2017 Houston Realtors Information Service, Inc. - Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, Houston Realtors Information Service, Inc. Page 1 of 2
  6. 6. Projected Payment Schedules for Loan Programs Created on: 2/27/2017 Purchase Price: Property Address: MLS Number: $495,000 90 Frosted Pond - The Woodlands, TX 77381 HAR 85221548 Gibraltar Mortgage Services Michael Timmons NMLS ID 894265 9000 Forest Crossing The Woodlands, TX 77381 (281) 364-7879 mtimmons@gibraltarlending.com 30 Year Fixed: Principal & Interest payment is fixed for 30 years. Mortgage Insurance will end in 4 Years and 7 Months. Projected Payments Loan Amount: $420,750 Down Payment: $74,250 Payment Calculation Years 1-30 Interest Rate / APR 4.250% / 4.366% APR Principal & Interest $2,070 Estimated monthly Taxes, Insurance & HOA/Dues + $1,003 Mortgage Insurance + $70 Estimated Total Monthly Payment $3,143 15 Year Fixed: Principal & Interest payment is fixed for 15 years. Mortgage Insurance will end in 1 Years and 7 Months. Projected Payments Loan Amount: $420,750 Down Payment: $74,250 Payment Calculation Years 1-15 Interest Rate / APR 3.500% / 3.616% APR Principal & Interest $3,008 Estimated monthly Taxes, Insurance & HOA/Dues + $1,003 Mortgage Insurance + $67 Estimated Total Monthly Payment $4,078 30 Year Fixed: Principal & Interest payment is fixed for 30 years. Projected Payments Loan Amount: $396,000 Down Payment: $99,000 Payment Calculation Years 1-30 Interest Rate / APR 4.250% / 4.297% APR Principal & Interest $1,948 Estimated monthly Taxes, Insurance & HOA/Dues + $1,003 Mortgage Insurance + $0 Estimated Total Monthly Payment $2,951 Page 2 of 2

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