Se ha denunciado esta presentación.
Utilizamos tu perfil de LinkedIn y tus datos de actividad para personalizar los anuncios y mostrarte publicidad más relevante. Puedes cambiar tus preferencias de publicidad en cualquier momento.

Finance meets Technology: Building a FinTech Startup

14.497 visualizaciones

Publicado el

Success stories aren’t born overnight, success comes with hours of hard team work, persistence, and innovative ideas. During my speech, I will share our experience of building Mintos, the Top 3 peer to peer lending marketplace in Continental Europe.

Publicado en: Tecnología
  • ●▬▬▬▬▬▬▬▬ஜ۩۞۩ஜ▬▬▬▬▬▬▬▬● I q­ui­­­t wo­­­rk­­­­ing m­­­y de­­s­k jo­­­b an­­d n­­o­w, I st­­­art­­­e­d e­­arn­­­in­­g 9­­5 b­­­­­­uck­­­­­­s ho­­­­ur­­­­­l­y...H­­­­o­w I d­i­d i­­­­­­t? I a­­m f­reelan­­­­­cing o­v­­­­­­­er t­h­­­­­e i­n­t­­­­­­­­­­­­ernet! M­­­y la­­­s­t jo­­­­­­­­­­­­­­­­­­­­b d­id­­­n't e­­­­­xact­­­­­ly m­­­­­­­­ak­­­­­­e m­­­­­­­­e ha­­­­­­­­­pp­­­­­­y s­­­­­­­­­o I w­­­­­an­t­e­­­­­­d t­­­­­o t­­­­­­­­ak­e a b­­r­e­ak a­­­­nd h­­­av­­­e a f­­­re­­sh s­­tar­­t… A­­­­f­t­e­r 6 y­­­r­s I­t w­­­­as we­­­­­i­rd fo­­r m­e t­o le­­­­­ave m­­y p­­re­­­vi­­­ous j­­­­ob a­n­­­­­d n­­­­­­ow I a­m del­­­igh­ted we­­­r­e i am ➤➤➤➤➤w­­w­­w­­.finestylereview.com
       Responder 
    ¿Estás seguro?    No
    Tu mensaje aparecerá aquí
  • hi Start working I essentially started three weeks past and that i makes $385 benefit $135 to $a hundred and fifty consistently simply by working at the internet from domestic. I made ina long yes you can essentially started three weeks past and that i makes $385 benefi.........job7000.com
       Responder 
    ¿Estás seguro?    No
    Tu mensaje aparecerá aquí
  • ● i earned $5000 last month by the use of operating on-line most effective for five to eight hours on my pc and this was so clean that i in my opinion could not accept as authentic with earlier than running in this website. if you too want to earn this type of huge coins then come and be a part of us. do this internet-website on line ........... g­­­o t­­­o t­­­hi­­­s si­­­te ho­­­me media tech t­­­a­­­b f­­­or m­­­or­­­e d­­­et­­­a­­­i­­­l thank you . copy&paste HERE☛www.topcash28.com
       Responder 
    ¿Estás seguro?    No
    Tu mensaje aparecerá aquí
  • All thanks to God Almighty.... I will forever be grateful for my friend Kayla who gave me the information that there's a cure to all kinds of sickness and her mum had been cured from the cancer that had affected her for 7 years. I wouldn't believed it,till contacted the great herbalist, DR ODIAGBE a bang whom she gave me his contact,after some hours i contacted the great herbalist,who cured me from my herpes simplex virus after two years of suffering and no cure...its really a bad sickness and we know the shame its been a herpes patient. I'm here cos I have been in pains of the same sickness... I want you all reading this and have been infected with any virus such as: diabetes,kidney stone, herpes simplex virus(HSV), HIV/AIDS, cancer etc should please contact this herbalist,he cures all kids of sickness with his natural herbs.. And his herbs are very good cos it also boost my immune and with no site effects.....100% cure Email ( drodiagbeherbalspellhome@gmail.com ) CALL OR WHATSAPP +2348103553159
       Responder 
    ¿Estás seguro?    No
    Tu mensaje aparecerá aquí
  • Easy and easy job on-line from home. begin obtaining paid weekly quite $4k by simply doing this simple home job. I actually have created $4823 last week from this simple job. Its a simple and easy job to try to to and its earnings ar far better than regular workplace job. everyone will currently get additional greenbacks on-line by simply open this link and follow directions to urge started........... ➴➴➴➴ OPEN THIS WEBSITE ➴➴➴➴ ⇝⇝⇝ ●▬▬▬▬PART TIME JOBS▬▬▬▬▬● HERE☛www.101pays.com
       Responder 
    ¿Estás seguro?    No
    Tu mensaje aparecerá aquí

Finance meets Technology: Building a FinTech Startup

  1. 1. FINANCE MEETS TECHNOLOGY BUILDING A FINTECH STARTUP
  2. 2. whoami? Mārtiņš Eglītis CTO @ Mintos, www.mintos. com
  3. 3. Why Mintos ● Made in Latvia ● Operating in whole Europe ● ~20 employees (about a half in IT)
  4. 4. Agenda ● Business idea and challenges ● Technological challenges
  5. 5. Mintos is a peer-to-peer lending marketplace
  6. 6. Sharing Economy
  7. 7. Mintos Presence ● 9000 investors from 40 countries ○ Currently mainly retail ○ Some institutional investors ● 12 loan originators from 6 countries
  8. 8. Mintos Presence ● Loan products ○ Business loans ○ Mortgage loans ○ Personal loans ○ Secured car loans ○ Secured business loans ○ Invoice financing loans ○ Agricultural loans
  9. 9. Strong early traction Total loans funded (cumulative) 48M EUR 200K EUR 3M EUR
  10. 10. Mintos closes 2 million euro seed funding round
  11. 11. First business model ● All loans are secured by real estate and issued by Mintos ● Latvia first, then new countries would be added ● Marketing activities to attract borrowers
  12. 12. Traditional p2p lending
  13. 13. Marketplace model
  14. 14. Technology challenges ● Moving from MVP to IS ○ Maintenance (monitoring, infrastructure) ○ Quality assurance ○ Deployments
  15. 15. Standards ● “Finanšu un kapitāla tirgus dalībnieku informācijas sistēmu drošības normatīvie noteikumi” ● OWASP Testing Guide
  16. 16. QA
  17. 17. QA
  18. 18. QA
  19. 19. Selenium IDE
  20. 20. Scrum vs
  21. 21. Takeaways 1 ● Business model isn’t static ● Fintech is full of opportunities to change market segments
  22. 22. Takeaways 2 ● Automatic QA is easy to start ● Don’t overcomplicate development processes ● Monitor everything
  23. 23. Thank you! BTW We are hiring! https://www.mintos.com

×