1. SOM-110 Theology of Money
SOM-110-01 Poverty & Prosperity: Which is Jesus’ Way?
This class will examine

2. Pinagpala ng Diyos si …
• Abraham (Gen. 13:1-7),
• Isaac (Gen. 26:12-14),
• Jacob (Gen. 30:43),
• Joseph (Gen. 39:2-6),
• Solomon (I Kings 3:13)
• Job (Job 42:10-17).
Pinagpala ng Diyos ang …
• God also promised the people of Israel that he would reward them materially
for faithful financial giving
– De 15:10 –
– Pr 3:9-10 –
– Pr 11:25 –
– Mal 3:8-12 –
Mga Tanong
• Dapatbayumaman ang mga tao ng Diyos?
• Is material wealth or achievement or fame or victory or success an indication
of God's reward or approval of men?
• If so, then He is an evil God, for history is full of successful madmen &
prosperous despots. During their rise to power & the height of their regimes,
surrounded by material wealth, was God on the side of Hitler & other butchers
of history?
• Is God also on the side of wealthy cultists, dishonest business executives,
immoral rock stars, & ruthless loan sharks?
• If wealth is a dependable sign of God's approval, & lack of wealth his
disapproval, then Jesus & Paul were on his blacklist, & the Mafia is the apple
of his eye.
2Co 9:8,11
Magagawa ng Diyosnapasaganain kayo sa lahat ng bagay, at higit pa sa
inyongpangangailangan, upang may magamit kayo sa pagkakawanggawa…
Pasasaganain niya kayo sa lahat ng bagay upang mas marami ang
inyongmatulungan. Sa gayon, lalongdarami ang magpapasalamat sa Diyosdahil
sa inyongtulong na dadalhinnamin sa kanila.
Asceticism (Poverty Theology)
• wealth is wrong & poverty right

3. • voluntary poverty is a special class of moral excellence.
• characterized by the denial of the flesh,
– especially in the form of basic material pleasures (e.g., food, shelter,
possessions).
– proponents subject themselves to poverty for theological reasons—
• the imitation of Christ (Colossians 1:24),
• the conflict between Spirit & flesh (Galatians 5:16-26), etc.
• Historically, ascetics have done things like renouncing material possessions,
begging for food, living in solitude, even beating their own bodies.
• At its worst, asceticism is accompanied by an unbiblical merit theology. At its
best, it is a spiritual discipline undertaken in response to the gospel of grace.
Word-Faith Movement (Prosperity Theology)
• "Prosperity Theology" or "Health-and-Wealth Gospel" or "the Word-Faith
movement"
• It is God‘s will for all Christians to experience earthly prosperity.
• If one has adequate faith then the Lord will bless that person with good health
& plenty of money.
• If in faith one ―sows‖ a financial gift to a Christian ministry, then that person is
guaranteed to ―reap‖ a hefty financial return for himself.
• If on the other hand one is suffering sickness or poverty, it is due to a failure of
faith on that person‘s part.
Theology of Stewardship
(Katiwala)
The biblical data on stewardship can be organized into 9 ―theological topics.‖
Theology of Stewardship (Katiwala)
• The Sacred/Secular Distinction
• Kayamanan
• Kasaganaan
1. The Sacred/Secular Distinction
- All of life is spiritual, including the use of money, because God is involved in it.
There are philosophies that separate reality into ―spiritual‖ & ―material‖ spheres,
but Christianity is not one of them. The Bible covers the waterfront of human life
because the gospel of God‘s redemption covers the waterfront of human life. In
the words of Scripture, God is reconciling all things to himself through Christ
(Colossians 1:20).
2. Kayamanan.
- Money itself is morally neutral, a medium for the exchange of goods & services.

4. - Because of sin in our attitudes toward money, lots of it is spiritually dangerous.
- Wealth makes it hard for a person to enter the kingdom of God (Lk 18:24)
because people are so strongly tempted to love it (1Ti 6:10).
- Sin lies in a person‘s attitude toward & use of wealth, not in the possession of it.
- We are to be content with the wealth God gives us, not anxious to have more.
3. Kasaganaan.
• The Bible teaches that there is …
– a general connection between faithfulness to God &prosperity in this life (Pr
12:21),
– but not a one-to-one correspondence (Ps 73:1-14).
• There is a connection between generosity & prosperity (2Co 9:6) which exists
for the purpose of further generosity (2Co 9:11). To those who give
generously, God gives more.
• But what He gives is seed, which is meant to be re-sown.
4. Kahirapan.
• There are several reasons why God allows poverty (1Sa 2:7).
• Some kinds of poverty are directly related to our own behavior (De 28:48, Pr
14:23). Others simply happen to us, & many of these cases are manifestly
unjust.
• Therefore, while no human life is worth more or less than any other (Ex 30:15),
the poor do have a special place in God‘s affections (Lk 6:20), because God is
not blind to the unjust economic realities of the world (Ps 140:12). Even the
Lord Jesus Himself was poor, & Christians should not consider it a dishonor to
be poor in this life (Lk 9:58).
5. Pagiging Katiwala.
- God is the rightful owner of everything (Psalm 24:1)
- We are stewards or caretakers of His world, responsible to do with it what
He wants done.
– ecology,
– physical fitness,
– personal finance,
– use of one‘s abilities
– the gospel itself
– financial generosity – Mt 6:19-21
6. Christian Motivation for Giving
- Apostolic command (2Co 8:7)
- The promise of reward (Lk 12:33)
- It is a natural response to the gospel of God‘s grace.

5. - We should offer ourselves as sacrifices to Him (Ro 12:1)
- In part by giving our money (2Co 8:8-9).
- We do not give fearfully in order to receive God‘s grace, but joyfully because we
have already received God‘s grace.
- All Christians – not just the wealthy – are called to practice radical gospel
generosity.
7. The Role of Giving in Salvation
- Salvation is utterly & completely a gift of God, accomplished by Jesus on our
behalf.
- Giving does not secure God‘s favor, because our very best acts fall far short of
God‘s holiness.
- The gospel changes us causing us to practice generosity (& other good works)
out of thanksgiving to & love for God (Eph 2:10).
- A person‘s giving does not in any way determine his salvation but is an
excellent indicator that he is saved (Mt 25:31-46).
8. Public Giving.
- Jesus commands us to do our giving in secret out of concern for our motivation,
whether we give to be praised by men or to please God (Mt 6:1-4).
- The Scriptures also illustrate that Christian giving can sometimes be a public
event (Ac 4:34-37), provided we ―give out loud‖ in order to praise God &
encourage others, avoiding possible abuses.
- The church is responsibility for the spiritual growth of its people (Ga 6:1-5),
including their use of money (2Co 8:7). That makes it right to talk about giving in
the church. Pastors should preach about giving (Ac 20:27), & that public
testimonies of generosity can be a fitting way to edify the church (2Co 8:1-5, 9:2).
9. The Tithe & Christian Freedom
- The tithe is the predominant benchmark of giving in the Old Testament (De
14:22-29, 26:1-19, Mal 3:8).
- In the New Testament, the tithe is overshadowed by freewill giving in response
to the gospel (2Co 9:7).
―Each man should give what he has decided in his heart to give, not
reluctantly or under compulsion.‖
- The tithe still applies today, but only as the starting point of Christian giving.
Wealth in the BibleKayamanan sa Biblia
1. Ang yamanay hindi masama. Wealth is not evil.
• Genesis 13:2
– Abraham had great wealth
• Job 42:10
– God once again blessed Job with material possessions

6. • De 8; 28; Pr 22:2; Ec 5:19
– wealth is seen as evidence of God's blessing
• Believers are not to trust in it.
– Prov. 11:4; 11:28; Jer. 9:23; 1 Tim. 6:17; James 1:11; 5:2
2. Ang mga mayayaman ay napapahamak dahil sa paraan ng pagkamit ng
kanilang yamanRich people are judged because of the ways they have gotten
wealthy
• Amos 4:11; 5:11
– injustice of obtaining wealth through oppression or fraud.
• Micah 6:1
– the unjust scales & light weights with which Israel defrauded the poor
• Neither condemned wealth
• they only denounced the unjust means by which it is sometimes achieved.
3. Ang mga Kristiyanoaydapatisipin kung anongpwedengmagingepekto ng
yaman sa kanilangbuhay. Christians must thinkaboutthe possibleeffects of wealth
on theirlives.
• Proverbs 30:8-9 & Hosea 13:6
– wealth often tempts us to forget about God.
• Ecclesiastes 2 & 5
– people who are wealthy cannot really enjoy their wealth.
• Proverbs 28:11 & Jeremiah 9:23
– wealth often leads to pride & arrogance.
• The Bible does not condemn those who are wealthy.
• But it does warn us that if God blesses us with wealth, we must keep our
priorities straight & guard against the seductive effects of wealth.
Biblical View of Poverty
The Bible classifies the causes of poverty into 4 different categories.
1. Paniniil at Pandaraya.
- Pr 14:31 – Ang umaapi sa mahirap ay humahamak sa Maykapal, ngunit ang
matulungi'ynagdudulot ng karangalan.
- 22:7 –Ang mahirap ay nasa kapangyarihan ng mayaman, ang nangangailangan
ay alipin ng nagpapahiram.
-28:15 – Nakakayamot ang asawangmasalitatulad ng ulan na ayaw tumila.

7. 2. Kasamaangpalad, pag-uusig o paghuhusga.
• Job1:12-19 – Sinabi ni YahwehkaySatanas, "Kung gayon, gawin mo nanglahat
ang gustomonggawin sa kanya, huwag mo lamang siyang sasaktan." … Isang
araw … dumating kayJob ang isa niyangtauhan. Sinabi nito,
"Kasalukuyanponamingpinang-aararo ang mga baka at nanginginainnaman
ang mga asno, nangmay dumating na mga Sabeo. Kinuhaponila ang mga
baka at mga asno at pinataypapo ang aking mga kasama. Ako lang po ang
nakatakas upang magbalita sa inyo." Hindi pa ito nakakatapos sa
pagbabalitanangmay dumating na namang isa. Sinabi namannitokayJob,
"Tinamaanpo ng kidlat ang mga tupa at mga pastol at namataylahat; ako lang
po ang nakaligtas upang magbalita sa inyo." Hindi pa ito halos
taposmagsalitanangmay isa na namang dumating. Ang sabinito,
"Sinalakaypokami ng tatlongpangkat ng mga Caldeo. Kinuhanila ang lahat ng
kamelyo at pinatay ang aking mga kasama. Ako lang po ang nakatakas upang
magbalita sa inyo." Hindi parin ito halos taposmagsalitanangmay dumating na
namang isa at nagsabi, "Habang ang mga anak poninyoaynagkakainan at
nag-iinuman sa bahay ng panganaynilangkapatid, hinampaspo ng
napakalakas na hangin ang bahay at bumagsak. Nabagsakanpo sila at
namataylahat. Ako lang po ang natirangbuhay upang magbalita sa inyo."
• Ps. 109:16 – Pagkat mga taong iyo'ywalanamangnatulungan, bagkuspa ang
mahirap inuusig, pinapatay.
2. Kasamaangpalad, pag-uusig o paghuhusga.
• Isa. 47:9 – Ngunit isang araw, sa looblamang ng isang saglit,
anumangsalamangka o mahika ang iyonggawin, mangyayari ang
dalawangbagay na ito: Mawawala ang iyongasawa at ang iyong mga anak!
• Lam. 5:3 – Ang aming mga ama'ypinatay ng mga kaaway; kaya'taming mga
ina, walanangkaagapay.
3. Katamaran, kapabayaan, at kasibaan.
• Pr 10:4 – Ang kamay na tamad ay tiyak na magdarahop, ngunitmagbubunton
ng yaman ang kamay na masinop.
• Pr 13:4 – Ang tamadaynangangarapngunit hindi natutupad, ang hangarin ng
masikapaylagingnagaganap.
3. Katamaran, kapabayaan, at kasibaan.
• Pr 19:15 – Ang matalino ay nagdaragdag ng kaalaman, ang may
unawa'ynamumulot pa ng karunungan.
• Pr 20:13 – Matulog ka nangmatulog at ika'ymaghihirap, ngunitmaganda ang
iyongbukas kung ika'ymagsisikap.

8. • Pr 23:21 – Pagkat sila'y masasadlak sa kahirapan, at darating ang
panahongmagdadamit ng basahan.
4. Ang kultura ng kahirapan.
• Proverbs 10:15 says, "The ruin of the poor is their poverty."
• Survival
– Health
– Nutrition
– Basic Services
• Security
– Shelter
– Peace & Order
Buhay Christiano
Buhay Christiano
• Daniel
– secretary of state in pagan administrations
– an upper-middle-class lifestyle
• Ezekiel
– a middle-class lifestyle
• Jeremiah
– lower-class lifestyle.
Stewardship Principles
John Maxwell
The ―Who‘s in Charge‖ Principle
God‘s the owner, I am the manager
• Ang pagiging mabuting tagapamahala ay nag-uumpisa sa pagtanto sa lahat
ng bagay na meron tayo ay mula sa Diyos at pagmamay-ari ng Diyos.
• Psalm 24:1 – ―The earth is the Lord’s, and all it contains, the world, and those
who dwell in it.”
• Kung pagmamay-ari lahat ng Diyos, ano ang gagawin ko dito? Ang
tagapamahala ay ang taong walang pag-aari ngunit may responsibilidad kahit
saang bagay.

9. The ―Give & Grow‖ Principle
Practicing stewardship produces growth
• Ang pagsasanay na magingmabutingtagapamahalaaynag-uunlad sa mga tao
na:
– find their spiritual gifts (1Co 12),
– increase their faith (Mal 3:10),
– become spiritually sensitive (Mal 3:8-10),
– be fruitful in God‘s Kingdom (Mt 25:14-30),
– receive blessings from God (Mal 3:10-12),
– be a blessing to others (Ga 6:10), &
– make a lasting contribution to God (Mt 6:20).
• Most people say, ―When I feel good I‘ll do it. When I have more I‘ll give it.‖
Successful people say, ―I‘ll do it, then I‘ll feel good. I‘ll give, then I‘ll have
more.‖ Teaching stewardship is more than raising money; it is God‘s way of
raising Christ followers.
• Ang pagtuturo ng pagiging mabuting tagapamahala ay higit pa sa pag-iipon ng
pera: Paraan ito ng Diyos upang dumami ang tagasunod ng Diyos.
The ―Do it Now‖ Principle
Stewardship deals with our present resources
• The person who waits to do a great deal of good at once will never do
anything‖ (Samuel Johnson).
• ―If I had a million dollars I would give it all to the church.‖
• ―He who is faithful in a very little thing is faithful also in much” (Lu 16:10).
• That principle has shown time & time again that it‘s not how much we have of
the world that dictates our generosity toward God, but how much God has of
us.
The ―River‖ Principle
Our life is to be like a river, not a reservoir
• “Ibibigay ng diyos sa atin ang alamNiyangdadaloy sa pamamagitannatin.”
• Ang pinakamahalaga sa pagigingkatiwalaaypakikipag-sundo na maytiwala.
Pinapaubayalamang ng mga maymay-ari ang pangangalaga kung dadaloy
ang tiwala mula sa kanilapapunta sa mga katiwala.
• Maisasakatuparan lang natin ang stewardshipbilangbatayan sa pamumuhay
kung tayo’ymagingkarapat-dapat na katiwala ng mga ari-ariangipinagkatiwala
sa atin ng Diyos at hindi sa pagigingsakim sa pagtanggap ng mga bagay-
bagay.

10. Tests
Am I Preaching a ‗Health-and-Wealth‘ Gospel?
• Use this diagnostic to focus your reflections and find out if you preach
expectations for health and material comfort that are in tune with scriptural
expectations.
• Tinuturo ko ba na ang nais ng Diyos sa kanyang mga anak ay magkaroon ng
malusog na pangangatawan?
• Naniniwalabakayo na ang pagdurusaaykadalasangbunga ng isang mabigat na
kasalanan (Jo 9:2-3)?
• Iniisip ko ba na ang walang bunga na panalangin ay indikasyon ng kasalan o
kulang sa pananampalataya?
• Naniniwala ba ako na ang pagiging matuwid sa Panginoon ay nagbibigay ng
mabilis na paggaling ng physical at spiritual na paggaling (2Co 12:7-10)?
• Ibinabahagi ko ba na obligasyon ng Diyos na sagutin ang mga panalangin ng
kanyang mga anak na may kasamang paggaling, kasagaan at tagumpay?
• Iniisip ko ba na ang padurusa ni Hesusay ang syangmaglalayo sa kanyang
mga tagasunod sa pagdurusa o paghihirap?
• Kapagnagbibigayba ako ng payo sa taong maysakit, ibinubunyag ko bamuna
ang kanilang mga kasalanannila sa buhay para malamanbakit sila may sakit?
• Ang mga panalangin ko ba at panalangin ng
akingsimbahanaymaymalakingbahagi o kaugnayan sa sakit pang pisikal?
• Tinuturo ko ba na nais ng Diyos na ang kanyang mga anak ay maging masaya
sa kaluwagan ng materyal na bagay?
• Tinuturo ko ba na kasabay ng pagsunod sa Diyos ay ang kaluwagan at
kayamanan sa materyal na bagay?
• Do I publicly or privately elevate the spiritual contributions rich congregants
bring to my church more than those of poorer congregants (James 2:1-9)?
Am I Preaching a ‗Health-and-Wealth‘ Gospel?
• Naipapahiwatig o naipapaliwanag ko ba na ang kayamanan ay di masama,
bagkus tama lang o di na mapanganib sa kalusugan spiritwal ng
kongregasyon?
• Tinuturo ko ba na pagnagbigay tayo sa pamamagitan ng pera ng may
pananampalataya, Ang Diyos ang magtutustos ng ating pangangailangan ng
katumbas o higit pa sa ating binigay?

11. • Tinuturo ko ba na ang kahirapan ay sanhi ng personal na kasalanan o
mahinang pananampalataya?
• Pag may nakakatagpo o nakausap ba ako na mahirap na tao, iniisip ko ba
kaagad na mas mahina ang pananampalataya nya kaysa sa akin (Matthew
19:23-24)?
Am I Preaching Generosity to My Church?
• Use the questions below to think through the state of your own preaching with
respect to money matters.
• Kailanba ako hulingnagsermon tungkol sa pera?
• Kailan ako hulingnagsalita sa mga miyembro ng simbahan tungkol sa
kaugalian ng pagbibigay?
• Nahusgahan na ba ako tungkol sa panghihimasok sa usapingfinancial sa
pulpito ?
• Have I ever challenged my congregation‘s sense of economic comfort (Acts
20:27)?
• Sinasabi ko ba sa kongregasyon na ang lahat ng atingpag-aari sa pag-aari ng
Diyos, kaysahumingi ng donasyon para sa simbahan?
• Tinuturo ko ba ang tungkol sa pagbibigay buong taon o tuwing may taunang
pledge drive lamang?
• Does my own preaching reflect the priority Jesus placed on stewardship?
• What is the extent of my involvement in the annual stewardship campaign?
• What is the state of congregational giving in my church?
• May pagbabago na ba sa pangkalahatangkongregasyon sa pagbibigaytugon
sa aking mga tinuturo(Isaiah 55:10-11)?
• Mayroon na ba sa akingsimbahan na nagkaroon ng malakingpagbabago ng
buhay o sa kaugalian ng pagbibigaytugon sa aking mga tinuturo ?
Ginagawa ko ba ang mga sinisabi ko na dapat gawin ng simbahan ko?
Am I Doing What I Tell My Congregation to Do?
• One biblical truth about giving is that people generally give at the level at
which they observe their leaders giving (e.g., 1 Chronicles 29). Generosity
begets generosity when people see generous models in the context of
community. So the most critical question you need to address before
approaching others about giving within your church is:

12. • Talaga bang naniniwala ako at ginagawa na mas mapalad ang
magbigaykaysa sa tumatanggap?
• Ginagawa ko ba sa sarili ko ang sinsabikonggawin ng akingkongregasyon (1
Timothy 4:12)? Ginagawa ko bang regular ang akingpagbibigay ng suporta
para sa gawain ng Diyos?
• Nakakaramdamba ako ng kaligayahanpagnagbibigay ako sa simbahan at sa
anomangmahalagang gawain ng Diyos (2 Corinthians 8:1-2)?
• Nagbibigayba ako ng maypag-uumapaw na pag-ibigkayHesus at
maypagpapasalamat sa lahat ng pagsasakripisyo nya sa akin (2 Corinthians
8:9)?
• Naniniwala ba ako na ang pagbibigay para sa patuloy na gawain para kay
Kristo ay ang pag-iipon ng aking walang haggang kayamanan sa kalangitan
(Matthew 6:19-21)?
• Naniniwala ba ako na ang pagbibigay ay gamot sa paghahangad ng materyal
na bagay at pag-aalis ng hangarin ng pera sa aking puso? Naglilingkod ba ako
sa Diyos o sa pera (Matthew 6:24)?
• Anongpercent ng aking mga natatanggap ang binibigay ko para sa Kaharian
ng Diyos ?Paano ito maihahambing sa born–again believer‘s na nagbibigay ng
3.5 percent? Paano ito maihahambing sa pamantayan ng ikapu ng mga taga
LumangTipan?
• Naniniwalaba ako na ang Bibliyaay di tungkol sa Spiritwal na
bagaylamangbagkus tungkol sa lahat ng bagaykasama ang pera? (Colossians
1:20)?
• Naniniwala ba ako na kahit full-time Christian workers tulad ko ay tinawag
upang magbigay ng maluwag para sa Panginoon(Numbers 18:26-28)?
• Ginagawa ko ba sa sarili ko ang sinasabi ko na gawin ng aking kogregasyon
(1 Timothy 4:12)?
• Nakakalugodba ako sa Panginoon? O tumatanggap ng papuri mula sa mga
alagad ng Diyos? (Matthew 6:1-4)?
• Ang pamantayanba ng akingpamumuhayaydisente? Layunin ko bang
mamuhay sa mas mababapa sa antas ng mga alagad ng Diyos? Masayaba
ako na ibigay ang karapatankongmamuhay ng kumportable (1 Corinthians
9:12)?
• Kung ang mga tao sa akingsimbahanaygumaya sa antas ng mga mapagbigay
na maglilingkod, magigingmagandangbagaybayun?
WAKAS