1. How to Transform your Accounts Payable Departmentinto a Revenue Generator

3. Productivity improvement, cost reduction and expense management

4. A One-Card Solution for purchasing, travel, fleet, per diem and payables disbursements

6. Contribute to revenue development

7. Mitigate risk and simplify accounting processesDisbursements Management Corporate Fleet Purchasing Travel Payroll, Per diem and Incentive 3 3

8. Today’s Payment Landscape “Manual, paper-based accounts payable departments are eroding the bottom line of large and mid-market enterprises by an order of millions of dollars each year….and the stage is set for a major financial makeover.” 4

9. Top Factors Driving Electronic Payments

10. An Electronic Payment Application for Every Situation

11. Reduce Costs Eliminates cost of check processing, averaging $5.14* Mitigate check fraud and cost of positive pay Generate monthly revenue on vendor payments Ex: $3.0M monthly volume @ 1.50% = $45,000 Paid monthly on actual volume Easily implemented Integrates as another payment type in your AP application Vendor enrollment support with worldwide acceptance Eliminate 1099 Reporting IRC Section 6050W – Effective January 1, 2011 Card-based vendor payments – Merchant acquirers responsible for reporting

13. A Virtual Card is a unique 16 digit MasterCard account number

14. The MasterCard number is issued for a specific dollar amount

17. Enjoy the same float as a traditional AP check(est. 5 to 7 days)

18. Earn a cash monthly rebate

19. May initiate payment on the invoice due date

22. Office Max

23. Staples

25. UPS

26. USPS

28. Sprint

29. AT&T

31. Cintas

32. Unifirst

34. Unisource

35. Xerox

37. Spherion

38. Kelly Services

40. Lamar Outdoor Advertising

41. Google

43. Oracle

44. Intuit

46. Target

47. Home Depot / Lowes

49. Executive Sponsorship Internal Processes Training New Vendors Purchasing RFP Contracts Contests Check Runs Joint Strategic Calls New Pay Method Terms Discounts Contracts Proprietary Mass Vendor Contact Mailings Check Stuffers Emails Website Faxes Calling Campaign Enrollment Results Set goals Reporting Rebate Process Improvement Incentives Strategic Sourcing Four Pillars of Vendor Enrollment

51. Four facilities (900 beds)

52. Shared-Services Group

53. PeopleSoft ERP* Example only - based upon billing and payment terms

54. Health First Case Study 68% Transactions less than $5,000.00 86% Spend is greater than $5,000.00

56. NYSE: KMP and KMR

58. Keys to Success Vendor enrollment defined and continuously executed Employees promote program as preferred payment method Reduced check processing from 3 days to 1 day per week Program settlements process daily with simple file transfer 81% Trx < $5K 62% Spend > $10K

59. Summary Delivering Value in Corporate Payments