Do you need help with your finances? Then perhaps getting a personal loan is something you should be looking at. Here are tips on how to get a personal loan and get your finances on track.

1. Personal Loans Can
Help Your Finances

2. Personal Loans
Worried about your financial
situation and want to put your
mind at ease?
Personal loans can help you
improve your finances.
However, read these tips first
so you can make a more
informed decision!

3. Investigate and Research
> Choose the right lender : banks, credit
unions, online lenders.
> Compare and find the cheapest rates.
> Fixed Rate or Variable Rate?
Remember that variable rates rise as
interest rates increases. Fixed rates
however, remain the same no matter the
movement in interest rates.

4. Read the Fine Print
> Ask for a full disclosure of the loan
terms.
> See if the payment and repayment
terms work for you.
> Check if it has late payment fees,
prepayment fee, or penalty for
paying off your loan early.

6. Make Sure Your Credit Score Is
Accurate
> Make sure your credit score
is correct and continue to use
your credit responsibly.
> Ask your personal loan
lender to report your on time
payments to bolster your
credit profile.

7. Only Borrow What You Can Afford
Gauge your
financial situation,
how much you can
realistically borrow
and pay off.

8. Check for Direct Debits
Although some lenders
provide incentives for
automatic withdrawals think
about the pros and cons
because you might not have
enough money in your bank
when you need it.

9. Do you have questions about
rebuilding your credit?
Join our Facebook group!
Feel free to ask your questions within the group!

10. Join Our Other Social Media
Communities!
NewHorizon.Org
NewHorizon.Org