Many baby boomers will run out of money in retirement. Here's a great slide show on why so many North Americans are choosing to retire, relocate or purchase vacation or rental property in Costa Rica. Costa Rica has a long standing history of attraction to North Americans. As a low cost and healthy option to the US, Costa Rica provides an affordable and safe option for baby boomers who are struggling to afford the quality of life they deserve in retirement. Best of all, strong rental demand in Costa Rica makes it easy to rent your property to have it pay for itself when you are not using it. Learn about our inexpensive Costa Rica property tour options, an all inclusive 4 day tour for just $299.

3. Me at 18
Years Old
In Mexico
City

4. Who is Steve Linder & why
should you care?
• Steve knows international living options
• Steve is an endorsed and sought after speaker about options
on living abroad
• Steve owns both investment and residential property abroad
• Steve has led 1000’s of people on property tours
• Pacific Lots is approved by AARP to sell to their audience
• Steve knows what baby boomers are looking for
• Steve has worked with International Living for nearly 10
years, sponsoring events and as a keynote speaker
• Steve knows the pros and cons in many countries of interest

5. We have a lot of choices where to live
Costa Rica Tops our List

6. Some Choices are Better than Others
Can you guess which one is Costa Rica?

7. On Average a person spends 20 years in retirement
Many of us will outlive our retirement nest-egg

8. Costa Rica is in Central America between Nicaragua and Panama

9. Costa Rica is situated below the
hurricane belt

10. Every Major US Carrier Flies there except Southwest, keeping
flights affordable. Only 2 hours 20 minutes from Miami

11. Home to 4.7 million residents

12. It’s also home to 110,000 foreigners

13. Including more than 60,000 North Americans

14. The country contains more than 100 types of
ferns, 1,000 orchards and 2000 kinds of trees

15. Tourism is the #1 source of income

16. Costa Rica is home to a dizzying array of fauna.
Toucans
Tree Frogs Blue Morpho Butterflies
Over 50 kinds of Hummingbirds

17. Humpback WhalesOlive Ridley TurtlesSquirrel Monkeys
Sloths
National Geographic wrote that Costa Rica contains over 5% of the
world’s biodiversity yet is only .02 of 1% of the earth’s landmass
Anteaters

18. 860 bird species reside in Costa Rica; More than
in the US and Canada combined.

19. Arenal Volcano
South Pacific Coast Beach
La Paz Waterfall
Costa Rica is loaded with
Natural Wonders
Diving off Cocos Island

20. Costa Rica, a peaceful country, neutral for 200 years, was the
first country in the world to constitutionally abolish its army.
Spending instead on education, conservation & healthcare

21. spending instead on
education
Costa Rica is
proud of a 97%
literacy rate
among its
citizens; among
the highest in
Latin America
and…

22. High Quality, Low Cost Healthcare
(nearly free to residents)
Ranked higher than the US by WHO

23. Over 27% of the entire country is National Park,
preserve or protected land

24. Costa Rica has
consistently been
ranked as the Happiest
Place on Earth.

25. Rated as the highest country in Latin America
for quality of life.

26. There’s lots of outdoor activities
and plenty of beaches to walk on

27. You won’t
be bored

28. It’s a country with little government
corruption.
And a very healthy economy.

30. The US is Costa Rica’s largest trading partner. 25 of
the Top Fortune 50 have facilities there

31. Costa Rica uses the Colon as their
currency, not the Dollar.

32. It’s easy to bring your pets with you

33. You only need a $1000 in income per month per couple
to qualify for their pensionado “retirement” program

34. Foreigners have the same right to property
ownership as Costa Ricans do.

35. Property ownership is deeded and fee simple.
Title Insurance is readily available.

36. There’s no capital gains tax in Costa Rica.

37. Fresh, pesticide free produce, seafood &
meats are abundant and inexpensive

38. Tap water is safe to drink in Costa Rica

39. The pace of life is
slower.
Perhaps that’s
why Costa Ricans
have a longer life
span than those
in the US.
Pura Vida = Pure
Life

40. There’s no tax on income from
outside of the country.

41. Rental Income
opportunities
are excellent
since currently
demand
exceeds supply
for much of the
year.

42. What Makes A Great Property?
Paying for your Retirement Home with Rental Income!
Using high yields, low carrying costs and high occupancy

43. Property Taxes are very low; $1.95 per $1000 in value
A home valued at $200k pays only $390 per year!

44. Home insurance is approximately $397
annually for a home worth $200,000

45. Benefits of Chill Weekends
• Compare Countries and Locations
• Experience the Accessibility
• Sense the Climate and Geography
• Identify the Lifestyle
• Meet the People living there, expats and locals
• See the Options for Retirement and Rental
Income
• Know the Amenities, hospitals, golf, activities,
dining, social, ocean, mountain, nature & more

46. Costa Rica’s Southern Pacific
Why Pacific Lots of Costa Rica is your
best choice for Chill Weekends

47. The temperature in the southern Pacific
averages 81˚ year round.

48. We have a large Expat Community

49. We have a brand new marina an hour north of us in Quepos
and a new golf course within minutes of our developments

50. We offer Ocean and Mountain view home sites.
Prices start at only $40,000.

51. Example of an Ocean View

54. Part of our Chontales Development
totaling over 2200 acres

55. All of our home sites come complete with
roads, water and electricity on the lot.

56. Transaction Costs can be high when
purchasing property abroad
We pay all the closing costs other than
to set up the holding corporation

57. We will build your luxury home at
$100 per square foot

58. You may also choose to build your own home,
hire any builder of your choice, or opt to simply
hold the land as an investment.

59. Some of the homes we’ve built
$145,000 including land
$350k including land and pool
$260k including land and pool $290k including land and pool

60. Hand crafted
woodwork is
included

63. We make all our cabinets, counters, windows
doors, ironwork, etc. in our own shop

65. This is David and Helene’s home

66. This is Russ and Cindy’s home

67. We’ll build the pool of your dreams

68. Every home is
custom designed but
we did recently
release a “cookie
cutter” development

69. These three standard models include:
•Land
•Granite Counters
•Nice cabinetry
•AC in both bedrooms
• Landscape & Hardscape
•Priced from $150,000 to $230,000
•(not including appliances or furnishings)
•Furnishing packages are available

72. We also offer full rental management services
allowing you to earn income while your
property appreciates.

73. Due to low cost of ownership and operation,
rental yields are excellent

74. You can purchase property using your
401k, IRA or other retirement savings
We also offer financing with 20% down

75. Plenty of new commercial development in the region
indicates a strong and growing market

76. Our community offers numerous restaurants,
grocery stores, a new hospital, hotels, schools
and shopping opportunities.

77. Surprisingly cosmopolitan restaurants

78. • Watermelon – 75¢ per Kilo
• Tomato - 80¢ per Kilo
• Lemons - 5¢ each
• Carrots - 50¢ per Kilo
• Pineapple - 80¢ per Kilo
• Papaya - 45¢ per Kilo
• Cucumbers - 70¢ per Kilo
• Zucchini - 20¢ each
• Onions - 50¢ per Kilo
• Mangos - 50¢ per Kilo
• Bananas - 60¢ for a bunch
• Strawberries - $1.50 ½ Kilo
One Kilo = 2.2 Pounds

79. Fresh baked goods delivered daily

80. Our 4 day tour includes Airport Pickup and Drop Off,
Hotel on the Day of your Arrival,
Transport to the Southern Pacific Region, all tours, 3 nights lodging,
meals and beverages including beer and wine – for just $299 pp

81. Hotel Martino

82. Here is our 8 room guest house that we use for our
tours. We cater to all culinary requirements!

83. Healthy Organic &
Local Ingredients

84. Tour Costa Rica on one of our all inclusive 4 day
property tours for only $299 per person, if you buy,
we give you a $1000 travel credit
Buy and Fly Free

85. You’ll meet
some local
expats as well as
other people
interested
In living or
owning property
outside the US

86. Don’t worry,
there’s no sales
presentation

87. Upcoming 4 day discovery tour dates - $299 PP
May 22 – 25 (sold out)
June 1 – 4
June 4 – 7 (sold out)
June 8 – 11 RETA only
June 11- 14
June 14 – 17
July 2 - 5
July 14 – 17 (before IL Costa Rica event)
July 17 – 20 (before IL event)
July 24 – 27 (after IL event)
July 26 - 29 (after IL event)
August 1 – 4
August 6 – 9
August 21 – 24
August 28 – August 31 (labor day tour)
More Dates to Follow
Watch our website for dates as they are added!

88. Factors Driving Demand
• Tourism, Marketing Efforts by the Country
• Population & Income Growth - Local Market
• Retirement Destination, Vacation Homes
• Heath Care Options – Health Tourism
• Return on Investment – Rental Income, Appreciation
• Price versus Quality, Cost of Living, Lifestyle
• Seasonality, Climate, Location
• Visa Restrictions, Residency Requirements, Exit
Strategy
• Low Risk: Political, Social, Environmental, Economic
• Publicity, Expat Digests, Real Estate Firms, HGTV

89. Pioneer or a Follower
• There are plenty of others like me there already
• There are resources and support mechanisms
• We are welcomed by both expats and Costa Ricans
• There are government benefits, pensionado
programs
• Banking and real estate services are readily available
• Services are inexpensive; rental management maid,
cook, gardener, maintenance person
• There are very few restrictions, making it easy to do

90. Profile of Visitors and Owners
• Many are baby boomers looking for quality of life
• They are concerned about the environment
• They come from around the world
• They are affluent
• They want to get/stay healthy and active
• They want healthy food stocks & sustainability
• Demand is increasing

91. Ownership is Easy and Inexpensive
• Property Tax and other Tax Burdens are minimal
• Insurance is very inexpensive
• Utilities are reasonable, electric is from renewable
resources – hydroelectric, geo-thermal and wind
• Property Management and Maintenance is
available and inexpensive
• We provide full services, banking, residency, etc
• We offer financing on land with 20% down
• HOA fees are VERY low at $30/month on average
• We are selling out phases and good view lots

92. Other Important Factors
• #1 is Safety for me and my investment
Costa Rica has very little Risk, for both expats and
their property. 120 Americans were killed in
Mexico in 2012 while only 2 were killed in Costa
Rica in the same year.
Costa Rica one of the oldest democracies in the
Americas and there is little social dissent,
economic or political turmoil. The US is their
largest trade partner. Direct foreign investment
in Costa Rica is a major economic force.

93. Rental Income Tax, Capital Gains &
Property Tax - A Comparison
Rental Income Tax* Property Tax Capital Gains
• Mexico 5% 0.1% 25%
• Panama varies 2.1%* 10%
• Ecuador 22% 0.1% 0%
• Belize 3% 1.0% 0%
• Costa Rica 10% 0.1% 0%
• Brazil 15% 1.0% 25%
• Dominican Republic 29% 1.0% 29%
* Some countries exempt a portion of rental income, Panama may waive property tax for expats

94. “When looking back at life it’s not usually what we did
that we regret, it’s what we didn’t do.”