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B Y K U D A L K A R P U R V A S H E K H A R
M M S 1 S T Y E A R
ONLINE BANKING
Sahayadri institute of management and research
CONTENTS
INTRODUCTION
VARIOUS FORMS OF ONLINE BANKING
REQUIREMENTS FOR ONLINE BANKING
PROCEDURE OF ONLINE BANKING
FEATURS
ADVANTAGES
CONCLUSION
INTRODUCTION
 Online banking is also known as internet banking,
e-banking , or virtual banking.
 It is an electronic payment system that enables
customers of a bank to conduct a range of financial
transactions.
 The online banking will typically connect or be a
part of the core banking system which is in
contrast to branch banking.
VARIOUS FORMS OF ONLINE BANKING
 Automated teller machine
 Tele banking
 Debit card
 Direct deposit
 Electronic bill payment
Requirements for online banking
o Internet access
o Registration with institution
o Authorized website
o User name and password
PROCEDURE OF ONLINE BANKING
Online banking investigates the entry threshold
providing a new transaction service channel for the
use of normal users, Organizations and
Academicians.
 Customer must have a valid user id and password to
login to the system.
 If a wrong password is given in succession, that
account will be locked and the customer will not be
able to use it.
 After the valid user logs in he is shown the
list of accounts he has with the bank.
 On selecting the desired account he is taken
to a page which shows the present balance in
that particular account number.
 User can request for the details of the last ‘n’
number of transactions that he has performed.
FEATURS
The key features are as follows :
 Balance and transaction history search
 E statements and statement preferences
 Order new statements
 Transfers
 Pay bills with BPAY
 Receive bills online with BPAY view
ADVANTAGES OF ONLINE BANKING
 Permanent access to the bank
 Lower Transaction Costs
 Access anywhere using mobile or computer
 Less time consuming
 Very safe and secure method
 Helps to transfer the money immediately and
accurately
 Easy to use
CONCLUSION
 The strategy of bank is to provide value added
services and products to the consumers, utilizing the
internet extensively.
 The main aim of E-banking or online banking is to
make transactions through online processes and
provide customers with more benefits.
 Providing internet banking is increasingly becoming
a “need to have” than “nice to have” services.
Online banking
Online banking

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Online banking

  • 1. B Y K U D A L K A R P U R V A S H E K H A R M M S 1 S T Y E A R ONLINE BANKING Sahayadri institute of management and research
  • 2. CONTENTS INTRODUCTION VARIOUS FORMS OF ONLINE BANKING REQUIREMENTS FOR ONLINE BANKING PROCEDURE OF ONLINE BANKING FEATURS ADVANTAGES CONCLUSION
  • 3. INTRODUCTION  Online banking is also known as internet banking, e-banking , or virtual banking.  It is an electronic payment system that enables customers of a bank to conduct a range of financial transactions.  The online banking will typically connect or be a part of the core banking system which is in contrast to branch banking.
  • 4. VARIOUS FORMS OF ONLINE BANKING  Automated teller machine  Tele banking  Debit card  Direct deposit  Electronic bill payment
  • 5. Requirements for online banking o Internet access o Registration with institution o Authorized website o User name and password
  • 6. PROCEDURE OF ONLINE BANKING Online banking investigates the entry threshold providing a new transaction service channel for the use of normal users, Organizations and Academicians.  Customer must have a valid user id and password to login to the system.  If a wrong password is given in succession, that account will be locked and the customer will not be able to use it.
  • 7.  After the valid user logs in he is shown the list of accounts he has with the bank.  On selecting the desired account he is taken to a page which shows the present balance in that particular account number.  User can request for the details of the last ‘n’ number of transactions that he has performed.
  • 8. FEATURS The key features are as follows :  Balance and transaction history search  E statements and statement preferences  Order new statements  Transfers  Pay bills with BPAY  Receive bills online with BPAY view
  • 9. ADVANTAGES OF ONLINE BANKING  Permanent access to the bank  Lower Transaction Costs  Access anywhere using mobile or computer  Less time consuming  Very safe and secure method  Helps to transfer the money immediately and accurately  Easy to use
  • 10. CONCLUSION  The strategy of bank is to provide value added services and products to the consumers, utilizing the internet extensively.  The main aim of E-banking or online banking is to make transactions through online processes and provide customers with more benefits.  Providing internet banking is increasingly becoming a “need to have” than “nice to have” services.