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休眠口座活用5つのポイント
1.
休眠口座活用を成功させる欠かせない5つのポイント 行政の経営ではなく、民間の新たな独立した経営主体を発足へ 個別の使途の決定、モニタリング、社会インパクトの評価、社会への説明責任を果たす組織は、 休眠口座を活用することを目的とした民間専門団体を新設する。(利益相反の排除、透明性の確保) 受動的休眠預金者対応から、能動的な休眠預金者対応へ 休眠預金保有者への「休眠口座探しを推奨するPR」と「休眠口座を活かした社会的成果PR」の 2軸を能動的に仕掛ける役割を新設団体は担う。 既存の制度の受益者ではなく、制度が救えない人々へ 前例のない取り組み、ニッチなニーズへのモデルケースなど、公平性の観点、財源の観点、確実性の観点 から通常の行政の社会保障等の制度では拾えないニーズに新たな社会課題解決モデルを生み出す。 プロセス管理から、成果重視へ 投資や融資の発想での助成。費目管理や支出管理重視ではなく、ソーシャルインパクトを求めていく支援。 分配型ではなく、全支援先に対してSocial Impact とAccountabilityを統一軸で求め、年次報告で可視化する。 単年度支援から、複数年の多元的成長支援へ 地域に既にある資金受け皿(コミュニティファンド、NPOバンク、信金信組など)に対する「卸売」を軸とし、 助成・融資・出資を組み合わせて3-5年かけて事業が成長することをアドバイザー派遣を含め多元的に支援。
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