We are not trying to change the world with new technology, nor are we trying to reinvent the wheel. What we are doing is take a well-known market and turning it up to 1,000.

1. Seize the change you want to see!
“If you can't explain it simply, you don't understand it well enough.”

2. Intro
Endeavour
Holdings
Between all of the companies Endeavour Holdings Corp has a wide
range of target markets. From first time home buyers with the
ability to purchase a home in the near future, clients with damaged
credit, that in the near future will be qualified to purchase a new
home, clients who have had the unfortunate circumstance of being
foreclosed on, but do not know that they are owed money on the
sale of their property, connecting business owners to designers of
custom online social media marketing.

3. Endeavour
Financial
Services LLC
The current statistics are 80% of home owners have 80% or lower
LTV on their current home.That is trillions of dollars in untapped
equity, and there are tens of thousands of leads available right now
for people looking to refinance.The numbers are simple, if an MLO
can take 5 apps per night, and works 5 days a week for 4 weeks, then
that would be 100 apps per month. Out of 100 apps per month the
MLO will close $1,000,000.00 in loan volume every month minimum.
With a team of ten 8 MLO’s one team leader MLO and 1 processor,
this will add up to $9,000,000.00 in volume. At 2.75% of the loan
amount the total gross profit is $247,500.00, with a 50/50 split
among the MLO’s the net income is $123,750.00.

4. Endeavour
Income
PROFIT AND LOSS STATEMENT
Endeavour Financial Services LLC
Revenue JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC YTD
Sales $0 $0 $0 $0 $0 $7,020 $6,345 $2,750 $13,251 $7,965 $12,869 $11,338 $61,538
Sales Returns (Reduction) 0 0 0 0 0 0 0 0 0 0 0 0 0
Sales Discounts (Reduction) 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Revenue 1 1,500 1,637 2,686 1,400 2,075 2,050 2,885 2,265 1,735 0 285 0 18,518
Other Revenue 2 0 0 0 0 0 0 0 0 0 0 0 0 0
Other Revenue 3 0 0 0 0 0 0 0 0 0 0 0 0 0
Net Sales 1,500 1,637 2,686 1,400 2,075 9,070 9,230 5,051 14,986 7,965 13,154 11,338 80,092
Cost of Goods Sold 0 0 0 0 0 0 0 0 0 0 0 0 0
Gross Profit $1,500 $1,637 $2,686 $1,400 $2,075 $9,070 $9,230 $5,051 $14,986 $7,965 $13,154 $11,338 $80,092
Operation Expenses JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC YTD
Salaries & Wages $0 $0 $0 $0 $0 $0 $0 $1,600 $3,446 $1,600 $3,734 $2,700 $13,080
Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 0
Rent 0 0 0 0 0 0 525 525 525 400 400 400 2,775
Office Supplies 0 0 0 0 0 0 150 150 150 150 150 150 900
Utilities 0 0 0 0 0 0 250 250 250 250 250 250 1,500
Telephone 0 0 0 0 0 0 150 150 150 150 150 150 900
Insurance 0 0 0 0 0 0 0 0 0 0 0 0 0
Travel 0 0 0 0 0 0 0 0 0 0 0 0 0
Maintenance 0 0 0 0 0 0 0 0 0 0 0 0 0
Advertising 0 0 0 0 0 0 150 150 150 150 150 150 900
Other 1 0 0 0 0 0 0 0 0 0 0 0 0 0
Other 2 0 0 0 0 0 0 0 0 0 0 0 0 0
Other 3 0 0 0 0 0 0 0 0 0 0 0 0
Total Operation Expenses $1,225 $2,825 $4,671 $2,700 $4,834 $3,800 $20,055
Income From Operations 8,005 2,226 10,315 5,265 8,319 7,538 60,036
Interest Income (Expense) 0 0 0 0 0 0 0 0
Income Before Income Taxes 8,005 2,226 10,315 5,265 8,319 7,538 41,668
Income Tax Expense 0 0 0 0 0 0 0 0
Net Income $8,005 $2,226 $10,315 $5,265 $8,319 $7,538 $41,668
$41,6682016
NET INCOME
Total Operation
Expenses

5. Endeavour
Potential
Income
MLO NIGHT TEAM NIGHT MLO WEEK TEAM WEEK MLO MONTH TEAM MONTH
5 45 25 225 100 900
6 54 30 270 120 1080
7 63 35 315 140 1260
8 72 40 360 160 1440
9 81 45 405 180 1620
10 90 50 450 200 1800
APPS DAILY APPS MONTHLY CLOSING LOAN AMOUNT POINTS DOLLAR AMOUNT COMISSION NET
5 100 5 $200,000.00 2.75% $13,750.00
6 120 6 $200,000.00 2.75% $16,500.00
7 140 7 $200,000.00 2.75% $19,250.00
8 160 8 $200,000.00 2.75% $22,000.00
9 180 9 $200,000.00 2.75% $24,750.00
10 200 10 $200,000.00 2.75% $27,500.00
5 100 5 $200,000.00 2.75% $123,750.00
6 120 6 $200,000.00 2.75% $148,500.00
7 140 7 $200,000.00 2.75% $173,250.00
8 160 8 $200,000.00 2.75% $198,000.00
9 180 9 $200,000.00 2.75% $222,750.00
10 200 10 $200,000.00 2.75% $247,500.00
5 100 540 $200,000.00 2.75% $1,113,750.00
6 120 648 $200,000.00 2.75% $1,336,500.00
7 140 756 $200,000.00 2.75% $1,559,250.00
8 160 864 $200,000.00 2.75% $1,782,000.00
9 180 972 $200,000.00 2.75% $2,004,750.00
10 200 1080 $200,000.00 2.75% $2,227,500.00
INCOME POTENTIAL APPS PER NIGHT PER MLO
MONTHLY NET INCOME PER TEAM
ANNUAL INCOME PER TEAM

6. Genesis
Financial
Recovery
 Second the credit repair division, this is a side effect of the
mortgage division. Nearly 1/3 of all Americans have what is
considered bad credit.That being so, it would follow that 1/3 of
applications will end up with bad credit. With the numbers above,
the teams will generate 900 apps per month, and 1/3 of those
being damaged credit, means Genesis will have the potential of
roughly 300 clients per month. At a closing ratio of 50/50 on credit
repair, that would be 150 clients per month. At $375.00 per credit
repair, the total gross income would be $56,249.00. Each MLO will
receive $75.00 per credit repair, for a total of $11,250.00. Each file
processor will make $100.00 per-file, that is a total of $15,000.00.
also, in postage and supplies add in another $5,000.00.The total
net income from this company is $30,249.00.

7. Genesis
Financial
Recovery
Potential
Income
MLO NIGHT TEAM NIGHT MLO WEEK TEAM WEEK MLO MONTH TEAM MONTH
5 50 25 250 100 1000
6 60 30 300 120 1200
7 70 35 350 140 1400
8 80 40 400 160 1600
9 90 45 450 180 1800
10 100 50 500 200 2000
APPS DAILY APPS MONTHLYCLOSING LOAN AMOUNT POINTS DOLLAR AMOUNT COMISSION GROSS
5 100 10 $220,000.00 2.75% $60,500.00
6 120 12 $220,000.00 2.75% $72,600.00
7 140 14 $220,000.00 2.75% $84,700.00
8 160 16 $220,000.00 2.75% $96,800.00
9 180 18 $220,000.00 2.75% $108,900.00
10 200 20 $220,000.00 2.75% $121,000.00
MLO NIGHT TEAM NIGHT MLO WEEK TEAM WEEK MLO MONTH TEAM MONTH
1.25 12.5 6.25 62.5 25 250.00
1.5 15 7.5 75 30 300.00
1.75 17.5 8.75 87.5 35 350.00
2 20 10 100 40 400.00
2.25 22.5 11.25 112.5 45 450.00
2.5 25 12.5 125 50 500.00
INCOME INCOME MONTHLY FOR THE TEAM
1.25 25 6.25 125 250 93,750.00$
1.5 30 7.5 150 300 112,500.00$
1.75 35 8.75 175 350 131,250.00$
2 40 10 200 400 150,000.00$
2.25 45 11.25 225 450 168,750.00$
2.5 50 12.5 250 500 187,500.00$
ANNUAL INCOME
1.25 12.5 6.25 62.5 3000 1,125,000.00$
1.5 15 7.5 75 3600 1,350,000.00$
1.75 17.5 8.75 87.5 4200 1,575,000.00$
2 20 10 100 4800 1,800,000.00$
2.25 22.5 11.25 112.5 5400 2,025,000.00$
2.5 25 12.5 125 6000 2,250,000.00$
INCOME POTENTIAL APPS PER NIGHT PER MLO
Genesis Financial Recovery LLC, clients per month
Numbers based on an average of 25% of apps will have damaged credit.

8. Endeavour
Financial
Services LLC
Finally, the Overage division of Endeavour Financial Services LLC.
This division locates and recovers surplus funds to their rightful
owners.The company will supply fully researched files to surplus
funds riches, for a 15% commission.The minimum recovered
amount for each researcher is $1,000,000.00, at the 15% cut is
$150,000.00. Each researcher will make 25% of that, this amount is
$37,500.00.The company income will be $112,500.00 per researcher.
If each researcher is doing $1,000,000.00 in volume, then the
amount per month is $1,125,000.00

9. Endeavour
Potential Income
(Overage Division)
cost for full package $800
researcher income monthly business income monthly
$1,000,000.00 15% $150,000.00 25% $37,500.00 $112,500.00
$2,000,000.00 25% $500,000.00 25% $125,000.00 $375,000.00
$3,000,000.00 25% $750,000.00 25% $187,500.00 $562,500.00
$4,000,000.00 25% $1,000,000.00 25% $250,000.00 $750,000.00
$5,000,000.00 25% $1,250,000.00 25% $312,500.00 $937,500.00
$6,000,000.00 25% $1,500,000.00 25% $375,000.00 $1,125,000.00
$7,000,000.00 25% $1,750,000.00 25% $437,500.00 $1,312,500.00
$8,000,000.00 25% $2,000,000.00 25% $500,000.00 $1,500,000.00
$9,000,000.00 25% $2,250,000.00 25% $562,500.00 $1,687,500.00
$10,000,000.00 25% $2,500,000.00 25% $625,000.00 $1,875,000.00
$12,000,000.00 25% $1,800,000.00 25% $450,000.00 $1,350,000.00
$24,000,000.00 25% $6,000,000.00 25% $1,500,000.00 $4,500,000.00
$36,000,000.00 25% $9,000,000.00 25% $2,250,000.00 $6,750,000.00
$48,000,000.00 25% $12,000,000.00 25% $3,000,000.00 $9,000,000.00
$60,000,000.00 25% $15,000,000.00 25% $3,750,000.00 $11,250,000.00
$72,000,000.00 25% $18,000,000.00 25% $4,500,000.00 $13,500,000.00
$84,000,000.00 25% $21,000,000.00 25% $5,250,000.00 $15,750,000.00
$96,000,000.00 25% $24,000,000.00 25% $6,000,000.00 $18,000,000.00
$108,000,000.00 25% $27,000,000.00 25% $6,750,000.00 $20,250,000.00
$120,000,000.00 25% $30,000,000.00 25% $7,500,000.00 $22,500,000.00
researcher recovery goals per month
ANNUAL INCOME

10. Endeavour
Financial
Services LLC
 Endeavour Financial Services LLC. is an outstanding mortgage
brokerage firm serving the lending needs of real estate
professionals, builders and individual home buyers. We have
access to a full range of mortgage sources and are dedicated to
finding the right loan--with the best rates, terms and costs--to
meet our clients' unique needs.

11. Endeavour
Financial
Services LLC
 The market for real estate is one of the largest economic markets in the world.
In the United States, the market for mortgages is the largest consumer and
commercial finance market. For most people, a purchase of real estate (for
both primary residence or investment purposes) is the largest financial
transactions that they will ever conduct.Any standing structure has monetary
value and can be used as an investment. Offices and homes are a necessity for
all people and businesses.The overall market for real estate will continue to
grow as the population continues to grow. Additionally, there has been a shift
in taste among Americans such that people now desire to have more than one
home.
While this concept has been a dream among many people, the ability for a
middle income family to purchase a second home has become a reality with
the change in how lending works.The following sections are an analysis of the
marketability of our services and an analysis of the financial market regarding
the value of real estate as a correlation to interest rates.
A study conducted by the Mortgage Bankers Association of America
estimated that $2.5 trillion dollars of mortgages will be closed in 2017.This is a
decrease from 2016.The decline in mortgage volume is attributed to
exhaustion of consumers seeking to refinance higher rate mortgages.The
study also determined that the market for the next two to three years will
remain stable.The market for mortgages is an extremely large market, and no
single competitor commands a distinct advantage over another competitor.
The products offered by each business are relatively similar, and as stated
before – there is no real distinction made by borrowers as to which mortgage
facility to use to obtain financing.The primary distinction is made by price of
closing costs, and the efficiency in which a loan can be closed by a broker or
banker.

12. Endeavour
Financial
Services LLC
 TheTarget Market
Endeavour Financial Services LLC. aims to offer comprehensive
mortgage broker services. Endeavour Financial Services LLC. will
focus on providing personal and specialized services to meet each
client's specific needs.The primary objectives of our firm are:
• Become profitable serving the real estate investment
opportunities becoming available in the rapidly growing Central
Florida Market.
• Develop a solid, corporate identity in our specified target market
area.
• Become one of the top brokerage firms in the area by our third
year of operation, or before.
• Realize a positive return on investment within the first 12
months.

13. Endeavour
Financial
Services LLC
 Pricing Strategy
Out pricing is set by lender at 2.75% of the loan amount.
 The Competitors
There is a tremendous amount of competition among lending
companies to acquire, finance, and sell mortgages. However,
there are not many investment banking firms that specialize solely
on small and medium sized real estate transactions.We feel that
we can use our lending, investment, and advisory service for each
client so that they receive more than just the financing they need.
We will seek to essentially partner with our clients in their real
estate endeavors, rather than just provide a one-time financing.
By allowing our clients services beyond traditional lending, we
hope to ensure that we will have repeat business from our clients.

14. Endeavour
Financial
Services LLC
 Pricing Strategy
Out pricing is set by lender at 2.75% of the loan amount.
 The Competitors
There is a tremendous amount of competition among lending
companies to acquire, finance, and sell mortgages. However,
there are not many investment banking firms that specialize solely
on small and medium sized real estate transactions.We feel that
we can use our lending, investment, and advisory service for each
client so that they receive more than just the financing they need.
We will seek to essentially partner with our clients in their real
estate endeavors, rather than just provide a one-time financing.
By allowing our clients services beyond traditional lending, we
hope to ensure that we will have repeat business from our clients.

15. Endeavour
Financial
Services LLC
 SWOT Analysis (Strengths/Weaknesses/Opportunities/Threats)
 Strengths
Many financial products under one brand name
• Several well educated and experienced employees
• A proprietary mortgage that can generate positive results during a market decline
• A well trained staff and efficient back office support
• High gross margins
• Low set up costs for new products.
 Weaknesses
The Company’s revenues are sensitive to the overall condition of the financial markets.
Revenues derived from the mortgage portfolio are directly tied to the prevailing prime credit
interest rate. As such, the Company must strive to invest in high credit quality investments that
have ‘staying power’ during times of Adverse market conditions can impact revenue.
• Many regulatory and compliance issues
• Compliance costs
• Legal and fiduciary liabilities.
 Opportunities
Expansion into several facets of the mortgage portfolio industry
• Multiple streams of revenue generated from each client
• Create and market new strategies and financial products.
 Threats
No patent protection on new financial strategies
•The number of regulatory issues is increasing
• Errors and omissions can cause serious legal liability for the Company
• Many other operators in our targeted markets.

16. Endeavour
Financial
Services LLC
 DailyOperations
The day to day set up for Endeavour Financial Services is ingrained
into the corporate culture. Instead of a rigid structure like most
companies Endeavour Financial Services focuses on the team
aspect, and coaching.The structure will be set up in teams of 10. 8
Mlo's, 1Team Leader and 1 Processor per team, there will be some
flexibility within this structure to compensate for work load on the
support staff.
The main driving engine of the company will be the influx of new
applications per day.The daily minimum will be 5 apps per day per
MLO, with that number there will be at least 100 new mortgage
application per month, per MLO, and statistics show that over 25%
of all loan apps taken go on to either purchase or refinance their
home.The daily hours of operation is 10-7 Monday through Friday
for MLO's and 8-5 for support staff.

17. Endeavour
Financial
Services LLC
 Below is a breakdown of the loan process from application to closing.
The one week close
Application Phase
• Fully completed 1003 application
• Credit report
• Income docs
• Findings based on highest approvable amount and Max Taxes and Insurance premium.
• Order transcripts 4506-T
• Order VOE
Contract Phase
• Order case # (If FHA loan)
• Order appraisal
• Order title
• Amendatory clause signed by all parties
Submission Pre Package
These Items need to be in the package.
RESPA PACKAGE
• full packagesigned
• 10 councilors within 20 miles on the counseling form.
• ID and social Number on Patron act form
• copy of DL and SSC
• Bloated LE
• Loan Comparison
• affiliate fee agreement.
INCOME DOCS
• Most recent month paystubs, 2 or 4 (based on pay disbarment.)
• W-2's or Tax returns depending on income type
• Tax Transcripts bank from Vendor (completed)
• Verification of employment completed.
Assets
• Bank statements.
• If bank account in Husband or Wife only make sure to address the issue by adding the
borrower to the account.
• Look for Large deposits, If large deposits found Source and Season the Deposit.
• Get bank statement for proof of EMD, and Appraisal.
• Make sure all pages of the Bank statement are in the file.
House
• Title, ICL, 12 month Chain, and survey
• Inspection
• Home owners insurance.
• Appraisal (Make sure appraisal came in at value, and make sure there are no "subject to"
issues.) If there are get them fixed and reinspect the property.
• Amendatory clause signed by all parties
Submit Full Package
Order CD
Clear Conditions
Close.

18. Endeavour
Financial
Services LLC
 Staffing
Endeavour Financial Service is currently hiring license MLO's and
Mortgage Processors.
 Suppliers
Currently Endeavour Financial Service LLC has 15 wholesale
lenders to send loans to.

19. Endeavour
Financial
Services LLC
 Conclusion
 The mortgage industry has proven to be a lucrative opportunity.
Despite wild market fluctuations, and a hostile regulation
environment, there still is a high earning potential even for the
novice industry professional.With proper training, and company
culture, this business will make 7-10 figure profits on a yearly
basis.

20. Genesis
Financial
Recovery
 The Company
This is an opportunity in Central Florida to expand and further operate a successful credit repair company. The Founder
recognizes this and is going forward with expansion of their company named Genesis Financial Recovery LLC. This
company will further penetrate the current market of credit repair in the Central Florida region. Approximately 40% of
the US population has issues with their credit profiles and as such, the market for credit repair guides is very strong.
There is also very strong demand among immigrants that are seeking to build a credit profile in the United States.
Genesis Financial Recovery focuses on quick and efficient credit recovery. We do this by aggressively attacking the
validity of debts that collection agencies claim are owed on a client’s credit report. We are not a credit counseling service,
we DELETE derogatory items from clients credit reports. With the recent economic devastation that struck our nation in
the last few years, a higher percentage of Americans are now disadvantaged because of their credit.
Management expects that a diverse group of people will use the Company’s services. The target market sought by the
Company will consist of financial disenfranchised people that have either not properly established credit or have had
credit problems in the past. The business, is able to operate in multiple states will be able to effectively assist thousands
of people with the credit challenges and debt management needs. Approximately 40% of adult Americans have some
form of issue with the credit profile. As such, the potential market for this type of service exceeds 70 million people. Rick
Taylor expects that the average income of a customer will be $28,000 to $45,000 per year.
Genesis Financial Recovery is above and beyond the highest quality credit repair service. Unlike most of all of the credit
repair organizations in the sector, we aggressive attack ALL items on the credit report at one time. Genesis Financial
Recovery is by far the fastest credit repair company around. In the local market there is NO credit repair companies that
service Central Florida.

21. Genesis
Financial
Recovery
 The primary source of revenue for the business will come from the
direct consultation to client’s that have minor or substantial credit
issues.The Company’s counselors will properly advise and work with
clients to effectively mitigate negative remarks on an individual’s
credit reports (among the three major credit bureaus: Experian,Trans
Union, and Equifax).The Company will also offer per hour advice to
clients regarding how to properly maintain their credit scores. Finally,
the business will develop an internal program that monitors clients’
credit profiles on a monthly basis for an ongoing yearly fee.
Genesis Financial Recovery LLC was organized in 2009 as a Manager
Managed LLC. Since then we have helped hundreds of people achieve
their dream of home ownership and credit improvement.

22. Genesis
Financial
Recovery
 The Goals andObjectives
This company has definite objectives in order to fulfill its desire to dominate the market which
it is in. What follows is a brief summary of the key objectives of the company
1. Further penetrate the market as the premier credit repair and consulting service in Central
Florida.
2. Develop employee capabilities to insure a strong foundation in a rapidly growing company.
3. Increase sales and revenue by at least 10% per year.
4. Continue to focus and fortify company branding.
5. Develop working relationships with partners in the community to strengthen our brand.
6. Continue to develop our online presence through Search EngineOptimization.
7. Continue developing our online presents through social media.
8. Increase net income by at least 20% by the first 12 months and 50% in 24 months.
9.Through strategies and partnerships increase our market share.
10. Grow the company to keep up with demand.
The internet is the primary vehicle for gaining additional brand exposure.We currently have a
website at gfrcredit.com where clients can gain meaningful information about credit and their
rights. Our website as of right now is also a portal where clients can ask to be contacted by us
regarding their credit needs. Further updates to the site will occur later in the future, which will
allow the client to track their progress, and upload any information that they may have
regarding their case.
Whether we like it or not, we live in an age where much of what goes on in our daily lives is
monitored, collected and sold to interested parties -- our driving records, our medical history,
our Internet traffic and, most importantly, our credit information.
A mistake on your credit report can cost you money. It can increase the interest you pay on
loans, prevent you from getting a mortgage or buying a car, landing a job or getting a security
clearance. It’s not uncommon. A new government study to be released tomorrow indicates as
many as 40 million Americans have a mistake on their credit report.Twenty million have
significant mistakes.

23. Genesis
Financial
Recovery
 The Product
The company is proud of the service it provides, and benefits that
makes up its attractiveness to this ever growing marketplace. Genesis
Financial Recovery will provide customers with a high level of credit
repair, debt consolidation, debt negotiation, and credit advisory
services that seek to remove blemishes on a client’s credit report
among the three major credit bureaus. Approximately 40% of the US
population has issues with their credit profiles and as such, the market
for credit repair guides is very strong.There is also very strong
demand among immigrants that are seeking to build a credit profile in
the United States.
 TheTarget Market
Whether we like it or not, we live in an age where much of what goes
on in our daily lives is monitored, collected and sold to interested
parties -- our driving records, our medical history, our Internet traffic
and, most importantly, our credit information.
A mistake on your credit report can cost you money. It can increase
the interest you pay on loans, prevent you from getting a mortgage or
buying a car, landing a job or getting a security clearance. It’s not
uncommon. A new government study to be released tomorrow
indicates as many as 40 millionAmericans have a mistake on their
credit report.Twenty million have significant mistakes.

24. Genesis
Financial
Recovery
 Pricing Strategy
The companies pricing approach is based around the normal
incurred costs of purchasing a home.The cost of a single borrower
credit repair is $375.00 and for a borrower and spouse is set at
$475.00.
 The Competitors
Genesis Financial Recovery is above and beyond the highest
quality credit repair service. Unlike most of all of the credit repair
organizations in the sector, we aggressive attackALL items on the
credit report at one time. Genesis Financial Recovery is by far the
fastest credit repair company around. In the local market there is
NO credit repair companies that service Central Florida.

25. Genesis
Financial
Recovery
 SWOT Analysis (Strengths/Weaknesses/Opportunities/Threats)
 Strengths
Many financial products under one brand name
• Several well educated and experienced employees
• A proprietary mortgage that can generate positive results during a market decline
• A well trained staff and efficient back office support
• High gross margins
• Low set up costs for new products.
 Weaknesses
The Company’s revenues are sensitive to the overall condition of the financial markets.
Revenues derived from the mortgage portfolio are directly tied to the prevailing prime credit
interest rate. As such, the Company must strive to invest in high credit quality investments that
have ‘staying power’ during times of Adverse market conditions can impact revenue.
• Many regulatory and compliance issues
• Compliance costs
• Legal and fiduciary liabilities.
 Opportunities
Expansion into several facets of the credit and financial industry
• Multiple streams of revenue generated from each client
• Create and market new strategies and financial products.
 Threats
No patent protection on new financial strategies
•The number of regulatory issues is increasing
• Errors and omissions can cause serious legal liability for the Company
• Many other operators in our targeted markets.

26. Genesis
Financial
Recovery
 Conclusion
 Genesis Financial Recovery serves the public by providing credit
restoration services , and financial education.We improve clients
credit profiles, so they can be more productive members of
society, and go beyond the socioeconomic situation that they are
currently in.

27. Endeavour
Financial
Services LLC
(Overages)
When a property owner stops paying their property taxes, the local municipality (i.e. – the county) will wait for a period of
time before they seize the property in foreclosure and sell it at their annual tax sale auction. Every county in the U.S. uses a
similar model to recoup their lost tax revenue by selling properties (either tax deeds or tax liens) at an annual tax sale.
Suppose you own a property worth $100,000.
One day – you decide (for whatever reason) to stop paying your property taxes.
Eventually, a couple of years go by and the county treasurer comes in and seizes your property for non-payment of property
taxes.
At the time of foreclosure, you owed somewhere in the neighborhood of $18,000 of taxes and late fees to the county. A few
months later – the county brings this property to their annual tax sale – where they sell your property (along with dozens of
other delinquent properties) to the highest bidder – all in an effort to recoup their lost tax revenue on each parcel of real
estate.
Home being sold your property is easily worth $100,000 (and most of the investors bidding on your property are fully aware
of this). In many cases, properties liked yours will receive bids FAR beyond the amount of back taxes actually owed. It
wouldn't be uncommon for a property like yours to actually sell at auction for say – $40,000 (still a great deal for the buyer –
at 40% of market value, and FAR more than the $18,000 you originally owed).
But get this – the county only needed $18,000 out of this property. The margin between the $18,000 they needed and the
$40,000 they got is known as “excess proceeds” (i.e. – or at “tax sales overage”, “overbid”, “surplus”, etc.). Many states
throughout the U.S. have statutes that prohibit the county from keeping the excess payment for these properties.
This is where the “secret business opportunity” exists in collecting excess proceeds. The county has rules in place where
these excess proceeds can be claimed by their rightful owner – usually for a designated period of time (which varies from
state to state).
And who exactly is the “rightful owner” of this money?? In most cases, it's the last owner of record at the time of foreclosure
(aka – YOU).
That's right! If you lost your property to tax foreclosure because you owed $18,000 of taxes – and if that property
subsequently sold at the tax sale auction for $40,000 – you could feasibly go and collect this $22,000 difference after going
through a few simple steps to claim the money (e.g. – proving you were the prior owner, completing some paperwork,
waiting for the funds to be delivered).
The company is designed to give clients in this situation access to the overage that is held by the court.

28. Endeavour
Financial
Services LLC
(Overages)
 The Product
The primary product is legally finding clients’ money that they are
owed after a foreclosure sale.
 TheTarget Market
The companies target market is clients that are in the county clerk
overage database.
 Pricing Strategy
The average overage company charges 30-40% of the total net
overage.We are going to charge 25% based on the amount.
 The Competitors
As far as I know there are hardly any other competitors in this
field.

29. Endeavour
Financial
Services LLC
(Overages)
 Business Sector
The owners would like to start a business in the following industry:
Legal and Finance.
 Company Goals and Objectives
When a property owner stops paying their property taxes, the local
municipality (i.e. – the county) will wait for a period of time before they seize the
property in foreclosure and sell it at their annual tax sale auction. Every county in
the U.S. uses a similar model to recoup their lost tax revenue by selling properties
(either tax deeds or tax liens) at an annual tax sale.
Our goal is to recover excess proceeds before they get stolen by the county or the
state and get those funds to their rightful owners.
 Company Ownership Structure
The company will be structured as a limited liability company (L.L.C.).
 Ownership Background
Endeavour Holdings Corp (member):
The owner of this company is a trained paralegal, and is familiar with the court
system.
 Company Management Structure
The management structure is made of up teams of 4 researchers and processors.
 OrganizationalTimeline
The timeline to start this is within the 4th quarter of this year.
 Company Assets
All assets are tied into the main company Endeavour Holdings Corp.

30. Endeavour
Financial
Services LLC
(Overages)
 The Product
 The Product
The primary product is legally finding clients’ money that they are
owed after a foreclosure sale.
 Marketing Plan
 TheTarget Market
The companies target market is clients that are in the county clerk
overage database.
 Pricing
The average overage company charges 30-40% of the total net
overage. We are going to charge 25% based on the amount.
 Advertising
We will get the lists of county overages, and market to the clients
owed money.
 Competitor Analysis
 The Competitors
As far as I know there are hardly any other competitors in this field.

31. Endeavour
Financial
Services LLC
(Overages)
 Operations
 Staffing
We are looking to recruit paralegals, and researchers.
 Each one of them will rotate the following duties.
 Get overage list from county in question
 If there is only a case number, find the information on the case at the county clerk’s office.
 Look to see if there has been a petition from the claimant to disperse the funds, if there is move on.
 Deed search. Look for all claimants, and mortgagees/liens/judgements, if there is move on.
 Download all documents related to the case.
 Get the name and tax account number.
 Go to the county property appraiser’swebsite.
 Do a reverse lookup of the person or persons in question, find if possible their phone number, email addresses, and current address. Using been verified.
 Once this data is collected put them into Liondesk.
 Once contact is made get them the package to start the process of getting back the funds.
 Pull title on the old property that was foreclosed on.
 Make sure that there are no lenders to send funds to.
 If there is find the old lender and get a payoff for the old loan.
 Make sure there are no judgements against the client.
 If there is then get a pay off on the lien.
 Submit paperwork to the local attorney, including the petition to release funds.
 Wait for the county to release the funds to the escrow account.
 Funds are released to the escrow account.
 Wire the funds to the client minus 30% for retrieval of funds.

32. Endeavour
Financial
Services LLC
(Overages)
 Conclusion
 Our goal is to recover excess proceeds before they get stolen by
the county or the state and get those funds to their rightful
owners. In doing so we will change the lives of individuals that
have lost their home and thought that there was no hope of
recovering anything from that loss.

33. Endeavour
HoldingsCorp
 Capital Requirements
Capital Requirements
The Offer
The Company is seeking an investor who is willing to be a credit
partner, who can qualify to get credit lines or invest, $250,000.00,
the returns are:
• 25% equity in the Mortgage company.
A seat on the board of directors.
• 2 times the original investment by year 5 or by the time of
payoff.
• An internal rate of return of The funds are required in two
segments of the Company:
• Expansion of corporate and institutional client base
• Creation and marketing existing products and services
Investor Equity
The investor will receive a 25% ownership interest in the
Company. Dividends and other capital disbursements may be
made during this time at the discretion of the board of directors.

34. Endeavour
HoldingsCorp
Overhead Vender Name or address Cost Number or Months in Advance Reserves
Office Space 1221 W. COLONIAL DR 1,573.00$ 12 18,876.00$
Internet service Spectrum Business 149.00$ 12 1,788.00$
VOIP 8x8 500.00$ 12 6,000.00$
Software different vendors -$ 0 -$
Software indeed 200.00$ 12 2,400.00$
Software Adobe 45.00$ 12 540.00$
software Byte Pro 250.00$ 20 5,000.00$
Software Zapier 25.00$ 12 180.00$
Software clickfunnels 2,995.00$ 12 2,995.00$
Software sniply 125.00$ 12 1,500.00$
windows 10 Microsoft 49.00$ 10 490.00$
software office for 5 users 10.00$ 60 600.00$
credit suite credit suite 5,997.00$ 1 5,997.00$
business grants Grant Money Express 3,500.00$ 1 3,500.00$
shred box Shredder Express 100.00$ 12 1,200.00$
Crm lion desk 275.00$ 12 3,300.00$
Card Tapp Card Tapp 795.00$ 10 7,950.00$
Surplus Training, and data Surplus Riches 797.00$ 1 797.00$
licenses renewal NMLS 800.00$ 1 800.00$
Hard Cost Items Item Amount Number of Items Total Cost
all computers and office equip all office equip, and computers 9,439.00$ 17 63,913.00$
Marketing
leads 55,000.00$
Facebook Monthly 12 months
total 55,000.00$
Salary 55,000.00$
total
total all 183,352.00$
ENDEAVOUR HOLDINGS CORP BLANKET COSTS

35. Endeavour
HoldingsCorp
 Final Conclusion
 Endeavour Holding Corp is a multi-faceted corporation that fills
multiple needs in housing, financial, legal, and marketing industry.
With all of the divisions we believe that the company will be a
successful and profitable business from the start. All of the
divisions working together will make annually a net profit in the 7-
12 figure range.The numbers and data presented here is only
showing income stemming from 1 team of ten per division.This
business model is easily scalable, and profits will on multiply by a
factor of 10 per team of individuals.
 The culture of the company is going to be, and is a culture of
teamwork, leadership, and integrity. Based on those principles the
company is destined to succeed in the near term and in the future.
 We are seeking $250,000.00 in start up seed funds. In return the
investor will receive $250,000.00 in return, so a total payoff of
$500,000.00