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Investors Group Financial Services Inc.




3    A personalized approach
     to financial planning
     designed to help you
     prosper now and over time.



SALOMON KAHAN VILENSKI

Consultant
salomon.kahanvilenski@investorsgroup.com
(604) 455-1430




    STE 100-8837 201 ST
    LANGLEY, BC
    V2Y 0C8
Investors Group:
    A wealth of experience
    and expertise




                                                                     3 Over 80 years experience
                       POWER FINANCIAL                                 serving investors
                         CORPORATION


                                                                     3 Comprehensive investment
                                                                       management expertise
         GREAT-WEST
                                    IGM FINANCIAL INC.
         LIFECO INC.
                                                                     3 One of Canada’s Largest
                                                                       Financial Institutions

GREAT-WEST   LONDON       CANADA
   LIFE        LIFE        LIFE                                      3 More than 400 offices
                                                                       from coast to coast


                  MACKENZIE        INVESTORS         IPC FINANCIAL
                                                                     3 A member of the Power
                     INC.          GROUP INC.        NETWORK INC.
                                                                       Financial Corporation
                                                                       Group of Companies




                  INVESTORS GROUP               INVESTORS GROUP
                 FINANCIAL SERVICES               SECURITIES INC.
Creating the freedom to
       retire on their own
       schedule is an important
       financial goal




                                                                                                                                 3 Retirement income
25%          Extremely ready                                                                                                       Having enough retirement income
                                                                                                                                   is on the minds of Canadians.

38%          Somewhat ready                                                                                                      3 Staying afloat
                                                                                                                                   Bills, credit cards, mortgage,
25%          Not sure
                                                                                                                                   car payments – managing
                                                                                                                                   debt is a major concern.
7%        Not particularly
          ready
5%        Not at                                                                                                                 3 Savings
          all ready                                                                                                                Individuals believe they could
                                                                                                                                   be saving more for retirement.


                                                                                                                                 3 Providing for others
                                                                                                                                   Not only must we watch
                                                                                                                                   out for our children’s futures, but
                    3      75% of Boomers do not believe                                                                           ourselves, and our parents!

                           they are ready for retirement                                                                         3 Taxes
                                                                                                                                   The Majority of Canadians feel they
                                                                                                                                   are paying too much tax.




Source: Canadian Boomers and the New Retirement, April, 2008
Statistics shown represent responses from survey participants aged 45 to 70 who indicated they were not yet retired to
the following question: “Thinking of everything about the time of life called retirement, including social, health, financial,
recreational and other issues, how ready are you for retirements?”
And keeping up
 takes time…




                                          3   New products


                                          3   New information sources
 Risk
                                          3   Changing legislation
                       Foreign Currency
                       Impacts

                                          3   Globalization impacts


                                              Your personal needs
                                              and career demands
                                              take priority.
Global Investment          Capital
Opportunities              Gains




    Inflation       Interest
                    Rates
At Investors Group,
we take the time…




                                                       3 To ask the right questions

                                                         We take the time to understand
                                                         what is important to you…
                    Global Investment                    today and in the future
                    Opportunities

                                                       3 To make it easy
                                                         to find good answers
                                              Risk
Foreign Currency                                         We are backed by a team
Impacts                                                  of investment, insurance,
                                 Capital                 banking, mortgage, tax and
                                 Gains                   estate planning specialists

                                                       3 To design a financial plan
                                                         that meets your needs
                                                         We provide complete Financial
                                                         Solutions that help you fulfill
                                                         your goals for life
         Interest                          Inflation
         Rates
Together, we will explore…




Your financial goals and objectives,
hopes and fears
3   for your retirement
3   for your family
3   for your future


Your time frame for achieving these objectives


Your current financial picture
3   Your income, savings, investments,
    insurance, taxes, obligations, questions
    and frustrations
Together, we will
    find opportunities…




3   Are your investments suitable for your goals?             1.           2.
                                                    6.                            3.
3   Can you pay less tax?
                                                              5.           4.
3   Will you have the income you need to retire
    and do the things you want to do?
                                                         1. Tax planning
3   Can you retire when you want to?                     2. Estate planning

3   Do you have the right amount and types               3. Insurance planning
    of insurance?                                        4. Cash Management
                                                         5. Retirement planning
3   Will your estate transfer efficiently and
    tax-effectively?                                     6. Investment planning

3   Do you have control over your income?
Together, we will…




Face realities and find opportunities
based on your
3   Lifestyle
3   Income needs
3   Assets, liabilities and obligation

And help you fulfill your goals for life
When you succeed,
we succeed




We’ll create a realistic plan


We’ll manage your investments with a
long-term perspective designed to complement
your comfort for risk, goals for growth and
objectives of your plan


We’ll help you implement the plan
on a systematic basis
3   Responding to changes in your personal
    and financial situation
3   Reviewing your overall financial picture
    regularly
3   Adjusting the allocation of your assets
    if needed
At the core of every
    successful financial plan




3   Canada’s most experienced                       Investors Group
    investment management company                   Investment Management
                                                3   Stability
3   Exclusive access to Investors Group funds
                                                3   Strength
3   World class money management expertise      3   Performance
3   Disciplined investment process

3   Global connections, local expertise

3   Scientific portfolio construction
Coupled with a product
       shelf designed for diversity



Investments                                                    Insurance                                                         World-Class Choices - As at January 2009
Mutual Funds                                                   Life
Segregated Funds                                               Disability
Managed Asset Program                                          Critical Illness
Tax Advantaged Funds                                           Long Term Care
RRSPs, RRIFs                                                   Personal Health Care
RESPs
Tax-Free Savings Accounts                                      Lending
                                                               Mortgages
GICs
                                                               Loans
Annuities
                                                               Lines of Credit
Brokerage Services
through Investors                                              Banking
Group Securities Inc.
                                                               Chequing, Savings
                                                               Credit Cards
Symphony Strategic
Investment PlanningTM
Investment products and services are provided through Investors Group Financial Services Inc. (In Quebec, a
financial service firm) and Investors Group Securities Inc. ( In Quebec, a firm in financial planning). Investors Group
Securities Inc. is a member of the Canadian Investor Protection Fund.
GICs issued by Investors Group Trust Co Ltd., and/or other non-affiliated GIC issuers.
Insurance products and services offered through I.G. Insurance Services Inc. (in Quebec, a financial services firm). Insurance
license sponsored by The Great-West Life Assurance Company (outside of Quebec).
Mortgages are offered through I.G. Investment Management, Ltd., Investors Group Trust Co. Ltd. is licensed to lend in all
jurisdictions in Canada. Inquiries will be referred to a Mortgage Planning (Agent) Specialist. In the Province of Ontario,
Mortgage Brokerage License #10809.
Banking products and services are distributed through Solutions Banking™. Solutions Banking products and services are
provided by National Bank of Canada.
™Solutions Banking is a trademark of Power Financial Corporation. Investors Group and design are trademarks owned by
IGM Financial Inc. and licensed to its subsidiary corporations. National Bank of Canada is a licensed user of these trade-
marks.
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments
and the use of an asset allocation service such as Symphony™ Strategic Investment Planning. Please read the prospectus of
the mutual funds in which investment may be made using Symphony before investing. Mutual funds are not guaranteed,
their values change frequently and past performance may not be repeated. Symphony is an asset allocation service which
provides a strategic approach to investment planning relating only to Investors Group mutual funds. Please speak to your
Investors Group Consultant about how Symphony can be used as part of your overall financial plan.
™Trademarks owned by IGM Financial Inc. and licensed to its subsidiary corporations.
Trademarks of financial partners appear with their specific approval.
© Investors Group Inc. 2009 MP1041S (02/2009-W)

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  • 1. Investors Group Financial Services Inc. 3 A personalized approach to financial planning designed to help you prosper now and over time. SALOMON KAHAN VILENSKI Consultant salomon.kahanvilenski@investorsgroup.com (604) 455-1430 STE 100-8837 201 ST LANGLEY, BC V2Y 0C8
  • 2. Investors Group: A wealth of experience and expertise 3 Over 80 years experience POWER FINANCIAL serving investors CORPORATION 3 Comprehensive investment management expertise GREAT-WEST IGM FINANCIAL INC. LIFECO INC. 3 One of Canada’s Largest Financial Institutions GREAT-WEST LONDON CANADA LIFE LIFE LIFE 3 More than 400 offices from coast to coast MACKENZIE INVESTORS IPC FINANCIAL 3 A member of the Power INC. GROUP INC. NETWORK INC. Financial Corporation Group of Companies INVESTORS GROUP INVESTORS GROUP FINANCIAL SERVICES SECURITIES INC.
  • 3. Creating the freedom to retire on their own schedule is an important financial goal 3 Retirement income 25% Extremely ready Having enough retirement income is on the minds of Canadians. 38% Somewhat ready 3 Staying afloat Bills, credit cards, mortgage, 25% Not sure car payments – managing debt is a major concern. 7% Not particularly ready 5% Not at 3 Savings all ready Individuals believe they could be saving more for retirement. 3 Providing for others Not only must we watch out for our children’s futures, but 3 75% of Boomers do not believe ourselves, and our parents! they are ready for retirement 3 Taxes The Majority of Canadians feel they are paying too much tax. Source: Canadian Boomers and the New Retirement, April, 2008 Statistics shown represent responses from survey participants aged 45 to 70 who indicated they were not yet retired to the following question: “Thinking of everything about the time of life called retirement, including social, health, financial, recreational and other issues, how ready are you for retirements?”
  • 4. And keeping up takes time… 3 New products 3 New information sources Risk 3 Changing legislation Foreign Currency Impacts 3 Globalization impacts Your personal needs and career demands take priority. Global Investment Capital Opportunities Gains Inflation Interest Rates
  • 5. At Investors Group, we take the time… 3 To ask the right questions We take the time to understand what is important to you… Global Investment today and in the future Opportunities 3 To make it easy to find good answers Risk Foreign Currency We are backed by a team Impacts of investment, insurance, Capital banking, mortgage, tax and Gains estate planning specialists 3 To design a financial plan that meets your needs We provide complete Financial Solutions that help you fulfill your goals for life Interest Inflation Rates
  • 6. Together, we will explore… Your financial goals and objectives, hopes and fears 3 for your retirement 3 for your family 3 for your future Your time frame for achieving these objectives Your current financial picture 3 Your income, savings, investments, insurance, taxes, obligations, questions and frustrations
  • 7. Together, we will find opportunities… 3 Are your investments suitable for your goals? 1. 2. 6. 3. 3 Can you pay less tax? 5. 4. 3 Will you have the income you need to retire and do the things you want to do? 1. Tax planning 3 Can you retire when you want to? 2. Estate planning 3 Do you have the right amount and types 3. Insurance planning of insurance? 4. Cash Management 5. Retirement planning 3 Will your estate transfer efficiently and tax-effectively? 6. Investment planning 3 Do you have control over your income?
  • 8. Together, we will… Face realities and find opportunities based on your 3 Lifestyle 3 Income needs 3 Assets, liabilities and obligation And help you fulfill your goals for life
  • 9. When you succeed, we succeed We’ll create a realistic plan We’ll manage your investments with a long-term perspective designed to complement your comfort for risk, goals for growth and objectives of your plan We’ll help you implement the plan on a systematic basis 3 Responding to changes in your personal and financial situation 3 Reviewing your overall financial picture regularly 3 Adjusting the allocation of your assets if needed
  • 10. At the core of every successful financial plan 3 Canada’s most experienced Investors Group investment management company Investment Management 3 Stability 3 Exclusive access to Investors Group funds 3 Strength 3 World class money management expertise 3 Performance 3 Disciplined investment process 3 Global connections, local expertise 3 Scientific portfolio construction
  • 11. Coupled with a product shelf designed for diversity Investments Insurance World-Class Choices - As at January 2009 Mutual Funds Life Segregated Funds Disability Managed Asset Program Critical Illness Tax Advantaged Funds Long Term Care RRSPs, RRIFs Personal Health Care RESPs Tax-Free Savings Accounts Lending Mortgages GICs Loans Annuities Lines of Credit Brokerage Services through Investors Banking Group Securities Inc. Chequing, Savings Credit Cards Symphony Strategic Investment PlanningTM Investment products and services are provided through Investors Group Financial Services Inc. (In Quebec, a financial service firm) and Investors Group Securities Inc. ( In Quebec, a firm in financial planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. GICs issued by Investors Group Trust Co Ltd., and/or other non-affiliated GIC issuers. Insurance products and services offered through I.G. Insurance Services Inc. (in Quebec, a financial services firm). Insurance license sponsored by The Great-West Life Assurance Company (outside of Quebec). Mortgages are offered through I.G. Investment Management, Ltd., Investors Group Trust Co. Ltd. is licensed to lend in all jurisdictions in Canada. Inquiries will be referred to a Mortgage Planning (Agent) Specialist. In the Province of Ontario, Mortgage Brokerage License #10809. Banking products and services are distributed through Solutions Banking™. Solutions Banking products and services are provided by National Bank of Canada. ™Solutions Banking is a trademark of Power Financial Corporation. Investors Group and design are trademarks owned by IGM Financial Inc. and licensed to its subsidiary corporations. National Bank of Canada is a licensed user of these trade- marks. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments and the use of an asset allocation service such as Symphony™ Strategic Investment Planning. Please read the prospectus of the mutual funds in which investment may be made using Symphony before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Symphony is an asset allocation service which provides a strategic approach to investment planning relating only to Investors Group mutual funds. Please speak to your Investors Group Consultant about how Symphony can be used as part of your overall financial plan. ™Trademarks owned by IGM Financial Inc. and licensed to its subsidiary corporations. Trademarks of financial partners appear with their specific approval. © Investors Group Inc. 2009 MP1041S (02/2009-W)